65 W Middle St, Gettysburg, PA 17325 Property Records

Adams County property record for 65 W Middle St, Gettysburg, PA 17325

Property Summary

Property Type	Mixed Use Store/Office
Lot Size	0.11 acres (4,792 sqft)
Owner	2 Individual Names on Record
Last Sale	$216,200 (Oct 2020)
Tax Bill	$4,569 (2026)
Deeds & Mortgages	Jan 2019 Refinance Oct 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`16 010-0026-000`

Property Details

APN / Parcel Number

Primary APN	`16 010-0026-000`

Exterior

Lot Area	4,792 sqft (0.11 acres)

Location & Zoning

Street Address	65 W MIDDLE ST
City	GETTYSBURG
State	PA
Zip	17325-2102
Property Category	Commercial
Property Type	Commercial > Retail > Mixed Use Store/Office
Local Zoning Code	OT
Jurisdiction	ADAMS PA
Township / Civil Division	GETTYSBURG
Census Block Group	1
Census Block	1028
Census Tract	31502

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Gettysburg National Military Park listed 1966 · 1,453 contributing resources · NRIS 66000642

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Adams County records, as of April 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	65 W MIDDLE ST, GETTYSBURG, PA 17325-2102
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 9, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance ACNB BANK
Oct 20, 2020	Deed, Transfer · FHA Mortgage CROSSCOUNTRY MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 20, 2020 · Amount on Record
Deed Sale	Oct 20, 2020 · Amount on Record
Prior Sale	Oct 20, 2004 · Amount on Record
Deed Document Number	202013278
Deed Book / Page	6684 / 689
Record Updated	Jun 8, 2026

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADAMS PA
Property Address	65 W MIDDLE ST, GETTYSBURG, PA 17325-2102
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	6453/582
Date	Jan 9, 2019
Book Page	6453/582
Instrument	201900000286

Lender

Name	ACNB BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	169 Months
Due	Feb 1, 2033

October 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	ADAMS PA
Recording Date	Oct 20, 2020
Property Address	65 W MIDDLE ST, GETTYSBURG, PA 17325-2102
Document Number	6684/689
Book / Page	6684 / 689
Instrument Date	Oct 15, 2020
Instrument	202000013278
Transaction Type	Transfer
Record Updated	May 18, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,324.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	65 W MIDDLE ST, GETTYSBURG, PA 17325-2102

Mortgage

Document Number	202000013279
Date	Oct 20, 2020
Instrument	202000013279

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Non-Lending Institution

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

Tax Assessment & Valuation

Source: Adams County assessment roll, as of April 21, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Adams County
Municipality	Gettysburg Borough
Unified School District	Gettysburg Area School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,569.00 (+7.46%)	$208,700 (-) Land $107,600 Building $101,100
2024	$4,252.00 (+1.24%)	$208,700 (-) Land $107,600 Building $101,100
2023	$4,200.00	$208,700 Land $107,600 Building $101,100
2010			$208,700 Land $107,600 Building $101,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 16, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	41 units insured incl. 38 condo units
Nearby Flood Claims	16 (1979–2024)
Claims Outside the SFHA	8 of 16
Most Recent Claim	Aug 2024 · rainfall accumulation
Claims by Event	Tropical Storm Lee, Sep 2011 · 6 claims Flooding, Severe Storms, Jun 1996 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 43% of Pennsylvania
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GETTYSBURG MUNI AUTH serves 12,425 people · EPA ID PA7010019
Water Source	Surface water
Last State Inspection	Mar 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 412 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

Nearby Properties on W Middle St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures