65 Vandy Ave, Covington, TN 38019 Property Records

Tipton County property record for 65 Vandy Ave, Covington, TN 38019 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,856 sqft · built 1965
Lot Size	0.362 acres (15,750 sqft)
Owner	2 Individual Names on File
Last Sale	$265,000 (Sep 2025)
Tax Bill	$149 (2025)
Deeds & Mortgages	Sep 2025 Sale & Mortgage Mar 2024 Sale & Construction Loan + 1 more
Flood Zone	Zone X (minimal risk)
APN	`084042P A 01000`

Property Details

APN / Parcel Number

Primary APN	`084042P A 01000`
Alternative APN	`042P A 01000`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,856 sqft Living Area
1st Floor Area	1,856 sqft
Basement Area	240 sqft
Finished Basement	240 sqft
Flooring	Carpet
Interior Walls	Paneling

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1998
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	15,750 sqft (0.362 acres)
Lot Dimensions	150 ft deep x 105 ft wide
Terrain	Rolling
Porch	Slab
Porch Area	20 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	65 VANDY AVE
City	COVINGTON
State	TN
Zip	38019-7185
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 01, COUNTY AREA: C63
Legal Subdivision	WOOTEN AND PROCTOR SUBDIVISION
Jurisdiction	TIPTON TN
Township / Civil Division	2
Census Block Group	1
Census Block	1041
Census Tract	40602

Owner

Source: Tipton County records · APN 084042P A 01000

Assessment roll updated January 21, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	65 VANDY AVE, COVINGTON, TN 38019-7185
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Sep 30, 2025	Warranty Deed, Transfer · VA Mortgage MORTGAGE SOLUTIONS OF COLORADO LLC
Mar 06, 2024	Warranty Deed, Construction Loan · Construction Mortgage SIMMONS BANK
Mar 06, 2024	Intrafamily Transfer, Transfer SADDLE CREEK TITLE LLC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 30, 2025 · Amount on Record
Deed Sale	Sep 30, 2025 · Amount on Record
Prior Sale	Mar 06, 2024 · Amount on Record
Deed Document Number	2025286987
Deed Book / Page	2097 / 1011
Prior Transfer Date	Feb 28, 2024
Prior Transfer Doc	0002030973
Record Updated	Jun 08, 2026

September 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	TIPTON TN
Recording Date	Sep 30, 2025
Property Address	65 VANDY AVE, COVINGTON, TN 38019-7185
Document Number	0020971011
Book / Page	2097 / 1011
Instrument Date	Sep 25, 2025
Instrument	286987
Transaction Type	Transfer
Record Updated	Jan 21, 2026

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$980.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	7450 CAMPUS DR STE 200, 200, COLORADO SPRINGS, CO 80920-3196

Mortgage

Document Number	0000286988
Date	Sep 30, 2025
Instrument	286988

Lender

Name	MORTGAGE SOLUTIONS OF COLORADO LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 01, 2055

March 2024: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	TIPTON TN
Recording Date	Mar 06, 2024
Property Address	65 VANDY AVE, COVINGTON, TN 38019-7185
Document Number	0002030975
Book / Page	2030 / 975
Instrument Date	Mar 01, 2024
Instrument	272860
Transaction Type	Construction Loan
Record Updated	Jan 21, 2026
Title Company	SADDLE CREEK TITLE LLC

Transaction

Amount	Amount Recorded
Tax	$240.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	101 NOB HILL CV, MUNFORD, TN 38058-5910
Investor	Possibly a Property Investor

Mortgage

Document Number	0000272861
Date	Mar 06, 2024
Instrument	272861

Lender

Name	SIMMONS BANK
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	36 Months
Due	Mar 01, 2027

March 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	TIPTON TN
Recording Date	Mar 06, 2024
Property Address	65 VANDY AVE, COVINGTON, TN 38019-7185
Document Number	0002030973
Book / Page	2030 / 973
Instrument Date	Feb 29, 2024
Instrument	272859
Transaction Type	Transfer
Record Updated	Jan 21, 2026
Title Company	SADDLE CREEK TITLE LLC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	79 TIMOTHY RD, ATOKA, TN 38004-7166
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Tipton County records · Assessment roll updated January 21, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Tipton County
Unified School District	Tipton County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$149.00	$9,800 (-) Land $4,150 Building $5,650
2024	$149.00 (-78.15%)	$9,800 (-79.53%) Land $4,150 Building $5,650
2023		$47,875 (+43.23%) Land $4,150 Building $43,725
2022	$682.00	$33,425 Land $3,050 Building $30,375	$133,700 (+241.07%) Land $12,200 Building $121,500
2020			$39,200 Land $16,600 Building $22,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Tipton County (47167C), updated August 28, 2019 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 471670406021, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	6 in force
Nearby Flood Claims	3 (2010–2025)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Jun 2025, rainfall accumulation
Claims By Storm	Severe Storms, Flooding, Straight-line Winds, And Tornadoes, May 2010 · 2 claims

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 36 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	1,200 / 35
Aeneas Communications	Fiber	1,000 / 1,000
T-Mobile USA	Fixed Wireless	100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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