65 Upsala St, Worcester, MA 01610 Property Records

Worcester County and Worcester City property record for 65 Upsala St, Worcester, MA 01610

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,955 sqft · built 1918
Lot Size	0.18 acres (7,853 sqft)
Owner	2 Individual Names on File
Last Sale	$390,000 (Apr 2021)
Tax Bill	$6,272 (2026)
Deeds & Mortgages	Apr 2021 Sale & Mortgage Aug 2020 Construction Loan + 2 more
Flood Zone	Zone X (minimal risk)
APN	`10-009-00023`

Property Details

APN / Parcel Number

Primary APN	`10-009-00023`
Alternative APN	`WORC M:10 B:009 L:00023`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,955 sqft Living Area
Gross Area	3,090 sqft
1st Floor Area	1,049 sqft
Basement Area	874 sqft
Unfinished Basement	874 sqft

Exterior

Year Built	Built 1918
Effective Year Built	Effective 1918
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Stone
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,853 sqft (0.18 acres)
Garage Type	Carport
Carport	Carport
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	10-009-00023
Street Address	65 UPSALA ST
City	WORCESTER
State	MA
Zip	01610-2043
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RG-5
Legal Block	9
Legal Lot Number	23
Jurisdiction	WORCESTER MA
Township / Civil Division	WORCESTER
Census Block Group	2
Census Block	2006
Census Tract	732700

Owner

65 Upsala St is owned and occupied by two individuals who bought it in April 2021.

Source: Worcester County and Worcester City records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	65 UPSALA ST, WORCESTER, MA 01610-2043
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 15, 2021	Quit Claim Deed, Transfer · FHA Mortgage RESIDENTIAL MORTGAGE SERVICES
Aug 14, 2020	Deed of Trust, Construction Loan · Construction Mortgage NEW SILVER LNDG
Aug 15, 2019	Quit Claim Deed, Transfer NOT AVAILABLE
Aug 15, 2019	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 15, 2021 · Amount on File
Deed Sale	Apr 15, 2021 · Amount on File
Prior Sale	Aug 15, 2019 · Amount on File
Deed Document Number	202152279
Deed Book / Page	64945 / 329
Record Updated	Oct 29, 2026

April 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WORCESTER MA
Recording Date	Apr 15, 2021
Property Address	65 UPSALA ST, WORCESTER, MA 01610-2043
Document Number	64945-329
Book / Page	64945 / 329
Instrument Date	Apr 15, 2021
Instrument	52279
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Venture
Address	65 UPSALA ST, WORCESTER, MA 01610-2043

Mortgage

Document Number	52280
Date	Apr 15, 2021
Instrument	52280

Lender

Name	RESIDENTIAL MORTGAGE SERVICES
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record

August 2020: Deed of Trust, Construction Loan

Document Type	Deed of Trust
Jurisdiction	WORCESTER MA
Recording Date	Aug 14, 2020
Property Address	65 UPSALA ST, WORCESTER, MA 01610-2043
Document Number	63021-334
Book / Page	063021 / 000334
Instrument Date	Aug 14, 2020
Instrument	90846
Transaction Type	Construction Loan
Record Updated	Sep 1, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	35 FREEDOM ST MILFORD MA 017573000, MILFORD, MA 01757-3000

Mortgage

Document Number	63021-334
Date	Aug 14, 2020
Book Page	063021/000334
Instrument	90846

Lender

Name	NEW SILVER LNDG

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	12 Months
Due	Aug 13, 2021

August 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WORCESTER MA
Recording Date	Aug 15, 2019
Property Address	65 UPSALA ST, WORCESTER, MA 01610-2043
Document Number	60883-230
Book / Page	060883 / 000230
Instrument Date	Aug 15, 2019
Instrument	81483
Transaction Type	Transfer
Record Updated	Sep 4, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Tax	$182.40
Amount Accuracy	Confirmed
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	660 PARK AVE WORCESTER MA 016032035, WORCESTER, MA 01603-2035

August 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WORCESTER MA
Recording Date	Aug 15, 2019
Property Address	65 UPSALA ST, WORCESTER, MA 01610-2043
Document Number	60883-232
Book / Page	060883 / 000232
Instrument Date	Aug 15, 2019
Instrument	81484
Transaction Type	Transfer
Record Updated	Sep 4, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Tax	$319.20
Amount Accuracy	Confirmed
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	35 FREEDOM ST MILFORD MA 017573000, MILFORD, MA 01757-3000

Tax Assessment & Valuation

The 2026 property tax bill for 65 Upsala St was $6,272, up 3.4% from the year before.

Source: Worcester County and Worcester City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
Municipality	Worcester City
Unified School District	Worcester School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,272.00 (+3.45%)	$472,300 (+2.74%) Land $103,900 Building $368,400	$483,691 (-11.22%)
2025	$6,063.00	$459,700 Land $97,800 Building $361,900	$544,825 (+29.6%)
2024			$420,375
2023	$5,583.00	$389,300 Land $85,100 Building $304,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 65 Upsala St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 30, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 65 Upsala St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WORCESTER DPWP, WATER SUPPLY DIVISION serves 206,518 people · EPA ID MA2348000
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 701 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
Starlink Satellite	280 / 30

May also be available: T-Mobile.

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