65 Townsend St, Milltown, NJ 08850 Property Records

Middlesex County and Milltown Borough property record for 65 Townsend St, Milltown, NJ 08850

Property Summary

Property Type	Single Family Home
Details	816 sqft · built 1948
Lot Size	0.138 acres (5,998 sqft)
Owner	2 Individual Names on Record
Last Sale	$299,000 (Dec 2006)
Tax Bill	$9,599 (2025)
Deeds & Mortgages	Apr 2025 Second Mortgage Jan 2020 Second Mortgage
Flood Zone	Zone X (minimal risk)
APN	`11-00110-0000-00003`

Property Details

APN / Parcel Number

Primary APN	`11-00110-0000-00003`
Alternative APN	`110011000003`

Interior

Stories	1 Story
Building Area	816 sqft Living Area
1st Floor Area	816 sqft

Exterior

Year Built	Built 1948
Effective Year Built	Effective 1948
Lot Area	5,998 sqft (0.138 acres)
Lot Dimensions	100 ft deep x 60 ft wide
Garage Type	Attached

Location & Zoning

Street Address	65 TOWNSEND ST
City	MILLTOWN
State	NJ
Zip	08850-1708
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-6
Legal Description	60X100
Legal Subdivision	MILLTOWN CONSTRUCTION CO PROPE
Legal Block	110
Legal Lot Number	3
Jurisdiction	MIDDLESEX NJ
Township / Civil Division	MILLTOWN
Census Block Group	6
Census Block	6004
Census Tract	6300

Owner

Source: Middlesex County and Milltown Borough records, as of June 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	65 TOWNSEND ST, MILLTOWN, NJ 08850-1708
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 28, 2025	Deed of Trust, Mortgage · Stand-Alone Second Mortgage CENTRAL JERSEY FEDERAL CU
Jan 14, 2020	Deed of Trust, Mortgage · Stand-Alone Second Mortgage DISCOVER BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 28, 2006 · Amount on Record
Deed Sale	Dec 28, 2006 · Amount on Record
Prior Sale	Dec 20, 2004 · Amount on Record
Deed Book / Page	5766 / 487
Record Updated	Oct 29, 2026

April 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDDLESEX NJ
Property Address	65 TOWNSEND ST, MILLTOWN, NJ 08850-1708
Transaction Type	Mortgage
Record Updated	Oct 17, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000024740
Date	Apr 28, 2025
Book Page	19713/978
Instrument	2025024740

Lender

Name	CENTRAL JERSEY FEDERAL CU
Type	Credit Union
Address	WOODBRIDGE, NJ 07095

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	241 Months
Due	May 1, 2045

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDDLESEX NJ
Property Address	65 TOWNSEND ST, MILLTOWN, NJ 08850-1708
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SERVICELINK TITLE ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000004406
Date	Jan 14, 2020
Book Page	17750/0676
Instrument	2020004406

Lender

Name	DISCOVER BANK
Type	Bank
Address	NEW CASTLE, DE 19720

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 13, 2050

Tax Assessment & Valuation

Source: Middlesex County and Milltown Borough assessment roll, as of June 30, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Middlesex County
Municipality	Milltown Borough
Unified School District	Milltown Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$138,100 (-) Land $72,900 Building $65,200	$138,100 (-) Land $72,900 Building $65,200
2025	$9,599.00 (+2.92%)	$138,100 (-) Land $72,900 Building $65,200	$138,100 (-) Land $72,900 Building $65,200
2024	$9,327.00 (+2.33%)
2023		$138,100 Land $72,900 Building $65,200	$138,100 Land $72,900 Building $65,200
2022	$9,115.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 16, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 15 individual policies
Nearby Flood Policies	60 units insured incl. 45 condo units
Nearby Flood Claims	20 (1989–2021)
Claims Outside the SFHA	5 of 20
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 9 claims Hurricane Irene, Aug 2011 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MILLTOWN W DEPT serves 7,000 people · EPA ID NJ1212001
Water Source	Purchased surface water from NEW BRUNSWICK W DEPT
Lead	7 ppb (2026) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	Total trihalomethanes not recorded as resolved · Apr 2026 Treatment failure not recorded as resolved · Nov 2025
Treatment and Procedure	Corrosion control Jul 2025 Lead public education Aug 2017
Monitoring and Reporting	9 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 341 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless · Fiber in parts of the area	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Optimum.

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