65 Summitcrest, Trabuco Canyon, CA 92679 Property Records

Orange County property record for 65 Summitcrest, Trabuco Canyon, CA 92679

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 2,487 sqft · built 1990
Lot Size0.132 acres (5,750 sqft)
Owner2 Individual Names on File
Last Sale$1,475,000 (Nov 2025)
Tax Bill$9,300 (2025)
Deeds & MortgagesAug 2021 Mortgage
Feb 2023 Second Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN804-561-15

Property Details

APN / Parcel Number

Primary APN804-561-15

Interior

Bedrooms3 Beds
Full Baths3 Baths
Building Area2,487 sqft Living Area

Exterior

Year BuiltBuilt 1990
Effective Year BuiltEffective 1990
Lot Area5,750 sqft (0.132 acres)
Garage Area607 sqft
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address65 SUMMITCREST
CityTRABUCO CANYON
StateCA
Zip92679-3411
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionN TR 13132 BLK LOT 33
Legal SubdivisionTRACT 13132
Legal Tract13132
Legal Lot Number33
JurisdictionORANGE CA
Township / Civil DivisionMISSION VIEJO
Census Block Group1
Census Block1001
Census Tract32043

Owner

65 Summitcrest is owned and occupied by two individuals who bought it in November 2025.

Source: Orange County records, as of August 4, 2026

Owner of Record2 Individual Names on File
Mailing Address65 SUMMITCREST, TRABUCO CANYON, CA 92679-3411
OccupancyOwner Occupied
Owner TypeIndividual
VestingCommunity Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Aug 9, 2021Deed of Trust, Mortgage · Conventional Mortgage
LADERA LENDING INC
Feb 23, 2023Deed of Trust, Mortgage · Stand-Alone Second Mortgage
SCHOOLSFIRST FCU
Nov 21, 2025Grant Deed, Transfer · Conventional Mortgage
PRIMELENDING

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 21, 2025 · Amount on File
Deed SaleNov 21, 2025 · Amount on File
Prior SaleJul 26, 2016 · Amount on File
Deed Document Number2025326655
Prior Transfer DateApr 27, 2012
Prior Transfer Doc0000249901
Record UpdatedOct 29, 2026

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionORANGE CA
Property Address65 SUMMITCREST, TRABUCO CANYON, CA 92679-3411
Transaction TypeMortgage
Record UpdatedDec 8, 2025
Title CompanySTEWART TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address65 SUMMITCREST, TRABUCO CYN, CA 92679-3411

Mortgage

Document Number0000498959
DateAug 9, 2021
Instrument2021000498959
Lender
NameLADERA LENDING INC
TypeMortgage Company
AddressLADERA RANCH, CA 92694
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueAug 1, 2051

February 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionORANGE CA
Property Address65 SUMMITCREST, TRABUCO CANYON, CA 92679-3411
Transaction TypeMortgage
Record UpdatedDec 8, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address65 SUMMITCREST, TRABUCO CANYON, CA 92679-3411

Mortgage

Document Number0000041671
DateFeb 23, 2023
Instrument2023000041671
Lender
NameSCHOOLSFIRST FCU
TypeCredit Union
AddressTUSTIN, CA 92780
Agreement
TypeStand-Alone Second Mortgage
AmountAmount on Record
Term180 Months
DueFeb 22, 2038

November 2025: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionORANGE CA
Recording DateNov 21, 2025
Property Address65 SUMMITCREST, TRABUCO CANYON, CA 92679-3411
Document Number0000326655
Map ReferenceMB 612 PG 20-25
Instrument DateNov 12, 2025
Instrument2025000326655
Transaction TypeTransfer
Record UpdatedDec 8, 2025
Title CompanyEQUITY TITLE COMPANY SD

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property with Right of Survivorship
Address65 SUMMITCREST, TRABUCO CANYON, CA 92679-3411

Mortgage

Document Number0000326656
DateNov 21, 2025
Instrument2025000326656
Lender
NamePRIMELENDING
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueDec 1, 2055

Tax Assessment & Valuation

The 2025 property tax bill for 65 Summitcrest was $9,300.

Source: Orange County assessment roll, as of August 4, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyOrange County
MunicipalityRancho Santa Margarita City
Unified School DistrictSaddleback Valley Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$1,475,000 (+61.9%) Land $1,118,725 Building $356,275
2025$9,300.00 Homeowner's exemption$911,057 Land $602,099 Building $308,958
2023$8,914.00 (+1.83%) Homeowner's exemption$875,681 Land $578,720 Building $296,961
2022$8,754.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 65 Summitcrest in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 65 Summitcrest is low, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 62% of the US · lower than 77% of California
Wildfire Likelihood0.06% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTRABUCO CANYON WATER DISTRICT
serves 13,659 people · EPA ID CA3010094
Water SourcePurchased surface water from several systems
Last State InspectionOct 2023
Lead4 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 415 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 100
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL
100 / 20

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