65 Summit St, Concord, MA 01742 Property Records

Middlesex County and Concord Town property record for 65 Summit St, Concord, MA 01742

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 3,751 sqft · built 2002
Lot Size	0.489 acres (21,307 sqft)
Owner	2 Individual Names on File
Last Sale	$1,800,000 (Mar 2026)
Tax Bill	$250 (2025)
Deeds & Mortgages	Mar 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`M:00009C B:02289-00001`

Property Details

APN / Parcel Number

Primary APN	`M:00009C B:02289-00001`
Alternative APNs	`CONC M:9C B:2289 L:1` `10273`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	3,751 sqft Living Area
Gross Area	8,253 sqft

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Architectural Style	Colonial
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	21,307 sqft (0.489 acres)
Garage Type	Basement

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	10273
Street Address	65 SUMMIT ST
City	CONCORD
State	MA
Zip	01742-2843
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	B
Legal Subdivision	HIGHLAND PARK
Legal Block	2289
Legal Lot Number	1
Jurisdiction	CONCORD MA
Township / Civil Division	CONCORD
Census Block Group	4
Census Block	4020
Census Tract	361200

Owner

Source: Middlesex County and Concord Town records · APN M:00009C B:02289-00001

Assessment roll updated April 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	65 SUMMIT ST, CONCORD, MA 01742-2843
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Mar 31, 2026 · Amount on Record
Deed Sale	Mar 31, 2026 · Amount on Record
Prior Sale	Jul 12, 2016 · Amount on Record
Deed Document Number	202635505
Deed Book / Page	85414 / 236
Record Updated	Sep 20, 2026

March 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CONCORD MA
Recording Date	Mar 31, 2026
Property Address	65 SUMMIT ST, CONCORD, MA 01742-2843
Document Number	085414-236
Book / Page	85414 / 236
Instrument Date	Mar 26, 2026
Instrument	35505
Transaction Type	Transfer
Record Updated	Apr 22, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	65 SUMMIT ST, CONCORD, MA 01742-2843

Mortgage

Document Number	0000035506
Date	Mar 31, 2026
Instrument	35506

Lender

Name	GUARANTEED RATE INC
Type	Non-Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 01, 2056

Tax Assessment & Valuation

Source: Middlesex County and Concord Town records · Assessment roll updated April 14, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Concord Town
Elementary School District	Concord School District (PK - 08)
Secondary School District	Concord-Carlisle School District (09 - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$250.00 (-98.99%)	$1,887,400 (+0.4%) Land $498,800 Building $1,388,600	$1,713,990
2024	$24,683.00 (+23.22%)	$1,879,900 (+21.62%) Land $498,800 Building $1,381,100
2023	$20,032.00	$1,545,700 Land $453,500 Building $1,092,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 10, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Nearby Flood Policies	10 in force

Wildfire

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Town of Concord, Massachusetts Fiber	1,000 / 1,000
T-Mobile USA Fixed Wireless	100 / 20

Based on FCC filings for 46 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	CONCORD WATER DEPT serves 18,788 people
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	5 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Bromate resolved · Jul 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.