65 Summit Ave, Albany, NY 12209 Property Records

Albany County and Albany City property record for 65 Summit Ave, Albany, NY 12209

Property Summary

Property Type	Duplex
Details	5 bd · 2.5 ba · 2,862 sqft · built 1925
Lot Size	0.112 acres (4,900 sqft)
Owner	Individual Name on Record
Last Sale	$396,000 (Sep 2024)
Tax Bill	$6,868 (2026)
Deeds & Mortgages	Sep 2024 Sale & Mortgage Jul 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`010100 76.53-1-57`

Property Details

APN / Parcel Number

Primary APN	`010100 76.53-1-57`
Alternative APNs	`010007605300010570000000` `07605300010570000000`

Interior

Bedrooms	5 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,862 sqft Total Area
1st Floor Area	1,431 sqft
2nd Floor Area	1,431 sqft
Game Room	Game Room

Exterior

Year Built	Built 1925
Effective Year Built	Effective 1925
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Lot Area	4,900 sqft (0.112 acres)
Lot Dimensions	140 ft deep x 35.5 ft wide

Exterior Amenities

Porch	Slab
Porch Area	474 sqft
Patio Area	126 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	07605300010570000000
Street Address	65 SUMMIT AVE
City	ALBANY
State	NY
Zip	12209-1618
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	R2A
Legal Description	2 1/2 WOOD ALT VET 0403821
Legal Block	1
Legal Lot Number	57.000
Jurisdiction	ALBANY NY
Township / Civil Division	ALBANY
Census Block Group	1
Census Block	1005
Census Tract	2000

Owner

Source: Albany County and Albany City records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	450 TAYLOR CT, TROY, NY 12180-2143
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 5, 2024	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Jul 7, 2017	Deed of Trust, Mortgage · Conventional Mortgage CAPITAL COMMUNICATIONS FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 5, 2024 · Amount on Record
Deed Sale	Sep 5, 2024 · Amount on Record
Deed Document Number	202414845
Record Updated	Oct 29, 2026

September 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ALBANY NY
Recording Date	Sep 5, 2024
Property Address	65 SUMMIT AVE, ALBANY, NY 12209-1618
Document Number	0000004845
Instrument Date	Aug 28, 2024
Instrument	R2024-14845
Transaction Type	Transfer
Record Updated	Apr 3, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,584.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	65 SUMMIT AVE, ALBANY, NY 12209-1618

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	450 TAYLOR CT, TROY, NY 12180-2143

Mortgage

Document Number	0000004846
Date	Sep 5, 2024
Instrument	R2024-14846

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2054

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALBANY NY
Property Address	65 SUMMIT AVE, ALBANY, NY 12209-1618
Document Number	0000016512
Instrument Date	Jul 7, 2017
Transaction Type	Mortgage
Record Updated	Nov 14, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	65 SUMMIT AVE ALBANY NY 122091618, ALBANY, NY 12209-1618

Mortgage

Document Number	0000016512
Date	Jul 18, 2017
Instrument	16512

Lender

Name	CAPITAL COMMUNICATIONS FCU
Address	ALBANY, NY 12205

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Jul 17, 2022

Tax Assessment & Valuation

Source: Albany County and Albany City assessment roll, as of March 17, 2026

Property Jurisdictions

Type	Name
State	New York
County	Albany County
Municipality	Albany City
Unified School District	Albany City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,868.00 (-23.33%)
2025		$255,000 (+17.51%) Land $51,000 Building $204,000	$265,625 (-13.3%) Land $53,125 Building $212,500
2023		$217,000 (-) Land $43,400 Building $173,600	$306,367 (+12.55%) Land $61,273 Building $245,094
2022		$217,000 Land $43,400 Building $173,600	$272,203 Land $54,441 Building $217,762
2021	$8,958.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 6, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	10 (2018–2026)
Claims Outside the SFHA	10 of 10
Most Recent Claim	Jul 2026 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ALBANY CITY serves 98,000 people · EPA ID NY0100189
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	13 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,081 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Hudson Valley Wireless Fixed Wireless	200 / 20

May also be available: T-Mobile.

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