65 Sturm St, Lancaster, NY 14086 Property Records

Erie County and Lancaster Town property record for 65 Sturm St, Lancaster, NY 14086

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,160 sqft · built 1920
Lot Size	0.19 acres (8,260 sqft)
Owner	2 Company Names on File
Tax Bill	$4,235 (2026)
Deeds & Mortgages	Mar 2023 Line of Credit Mar 2019 Transfer
Flood Zone	Zone X (minimal risk)
APN	`145203 104.15-13-6`

Property Details

APN / Parcel Number

Primary APN	`145203 104.15-13-6`
Alternative APN	`52031041500013006000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	2 Stories
Building Area	1,160 sqft Living Area
1st Floor Area	588 sqft
2nd Floor Area	572 sqft
Game Room	Game Room

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Lot Area	8,260 sqft (0.19 acres)
Lot Dimensions	118 ft deep x 70 ft wide
Garage Type	Detached
Garage Area	704 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	54 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	65 STURM ST
City	LANCASTER
State	NY
Zip	14086-1847
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SC10 490 27 36 35 70 X 118
Legal Subdivision	HOLLAND LAND COMPANYS SURVEY
Legal Block	13
Legal Lot Number	6.000
Jurisdiction	ERIE NY
Township / Civil Division	LANCASTER
Census Block Group	1
Census Block	1011
Census Tract	14400

Owner

65 Sturm St is owned by a company that acquired it in March 2019 and is owner-occupied.

Source: Erie County and Lancaster Town records, as of October 20, 2026

Owner of Record	2 Company Names on File
Mailing Address	65 STURM ST, LANCASTER, NY 14086-1847
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Life Estate

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 14, 2023	Deed of Trust, Mortgage · Line of Credit LANCASTER-DEPEW FCU
Mar 11, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Mar 11, 2019
Transfer Doc	0113418830
Record Updated	Oct 29, 2026

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ERIE NY
Property Address	65 STURM ST, LANCASTER, NY 14086-1847
Transaction Type	Mortgage
Record Updated	Jul 3, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	65 STURM ST, LANCASTER, NY 14086-1847

Mortgage

Document Number	0140849754
Date	Mar 14, 2023
Book Page	14084/9754
Instrument	2023044797

Lender

Name	LANCASTER-DEPEW FCU
Type	Credit Union
Address	DEPEW, NY 14043

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	180 Months
Due	Mar 13, 2038

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ERIE NY
Recording Date	Mar 11, 2019
Property Address	65 STURM ST, LANCASTER, NY 14086-1847
Document Number	0113418830
Book / Page	011341 / 008830
Instrument Date	Mar 11, 2019
Transaction Type	Transfer
Record Updated	Mar 27, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	69 STURM ST LANCASTER NY 140861847, LANCASTER, NY 14086-1847

Tax Assessment & Valuation

The 2026 property tax bill for 65 Sturm St was $4,235 with a homeowner's exemption, up 30.8% from the year before.

Source: Erie County and Lancaster Town assessment roll, as of May 19, 2026

Property Jurisdictions

Type	Name
State	New York
County	Erie County
County Subdivision	Lancaster Town
Municipality	Lancaster Village
Unified School District	Lancaster Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,235.00 (+30.79%) Homeowner's exemption
2025	$3,238.00 (-21.06%)	$120,000 (-) Land $28,400 Building $91,600	$187,500 (+12.48%) Land $44,375 Building $143,125
2024	$4,102.00 Homeowner's exemption	$120,000 (-) Land $28,400 Building $91,600	$166,700 (+4.19%) Land $39,452 Building $127,248
2023	Homeowner's exemption	$120,000 Land $28,400 Building $91,600	$160,000 Land $37,867 Building $122,133

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 65 Sturm St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 20, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 65 Sturm St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ECWA DIRECT public/private · serves 313,380 people · EPA ID NY1400443
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	6 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 462 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
GoNetspeed Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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