65 Stewart Ave, Reading, PA 19608 Property Records

Berks County property record for 65 Stewart Ave, Reading, PA 19608

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,326 sqft · built 1950
Lot Size	0.18 acres (7,841 sqft)
Owner	Individual Name on File
Last Sale	$199,900 (Oct 2019)
Tax Bill	$1,708 (2026)
Deeds & Mortgages	Jun 2021 Mortgage Oct 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`4385-18-41-4090`

Property Details

APN / Parcel Number

Primary APN	`4385-18-41-4090`
Alternative APNs	`39-4385-18-41-4090` `39212590` `212590`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,326 sqft Living Area
1st Floor Area	1,326 sqft

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Lot Area	7,841 sqft (0.18 acres)
View / Lot	Neighborhood
Porch	Open Frame Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Oil
Sewer	Municipal
Water Source	Well

Location & Zoning

Account Number	39212590
Street Address	65 STEWART AVE
City	READING
State	PA
Zip	19608-9122
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	DEVELOPMENT/COLONIALHILLS
Legal Block	41
Jurisdiction	BERKS PA
Township / Civil Division	CUMRU
Census Block Group	3
Census Block	3045
Census Tract	11602

Owner

65 Stewart Ave is owned and occupied by an individual who bought it in October 2019.

Source: Berks County records, as of May 27, 2026

Owner of Record	Individual Name on File
Mailing Address	65 STEWART AVE, READING, PA 19608-9122
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 7, 2021	Deed of Trust, Mortgage · VA Mortgage CALIBER HOME LOANS INC
Oct 25, 2019	Deed, Transfer · VA Mortgage THE EPHRATA NATIONAL BANK
Sep 25, 2017	Deed, Transfer · Conventional Mortgage HOME SALE MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 25, 2019 · Amount on File
Deed Sale	Oct 25, 2019 · Amount on File
Prior Sale	Sep 25, 2017 · Amount on File
Deed Document Number	201937149
Prior Transfer Date	May 31, 1963
Prior Transfer Doc	1426000745
Record Updated	Oct 29, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERKS PA
Property Address	65 STEWART AVE, READING, PA 19608-9122
Transaction Type	Mortgage
Record Updated	Jun 23, 2021
Title Company	FORT SETTLEMENT SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	65 STEWART AVE, READING, PA 19608-9122

Mortgage

Document Number	0000028112
Date	Jun 7, 2021
Instrument	2021028112

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2051

October 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	BERKS PA
Recording Date	Oct 25, 2019
Property Address	65 STEWART AVE, READING, PA 19608-9122
Document Number	0000037149
Instrument Date	Oct 25, 2019
Instrument	2019037149
Transaction Type	Transfer
Record Updated	May 25, 2021

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	65 STEWART AVE, READING, PA 19608-9122

Mortgage

Document Number	0000037150
Date	Oct 25, 2019
Instrument	2019037150

Lender

Name	THE EPHRATA NATIONAL BANK
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2049

September 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	BERKS PA
Recording Date	Sep 25, 2017
Property Address	65 STEWART AVE, READING, PA 19608-9122
Document Number	0000035260
Instrument Date	Sep 22, 2017
Instrument	2017035260
Transaction Type	Transfer
Record Updated	May 25, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	65 STEWART AVE, READING, PA 19608-9122

Mortgage

Document Number	0000035261
Date	Sep 25, 2017
Instrument	2017035261

Lender

Name	HOME SALE MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2026 property tax bill for 65 Stewart Ave was $1,708.

Source: Berks County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Berks County
County Subdivision	Cumru Township
Unified School District	Governor Mifflin School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,708.00	$86,000 Land $30,200 Building $55,800	$30,200 Land $30,200
2024	$1,368.00	$86,000 Land $30,200 Building $55,800
1994			$86,000 Land $30,200 Building $55,800

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 65 Stewart Ave in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2001.

Source: FEMA National Flood Hazard Layer, effective February 26, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	3 (2001–2019)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Jun 2019 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 65 Stewart Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 43% of Pennsylvania
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 76 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Service Electric Cable TV.

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