Clay County property record for 65 Steve Mitchell Rd, Manchester, KY 40962
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,472 sqft · built 2000 |
| Lot Size | 0.398 acres (17,380 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $671 (2025) |
| Deeds & Mortgages | Apr 2024 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 153-20-00-012.01 |
| Primary APN | 153-20-00-012.01 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 1,472 sqft Living Area |
| Year Built | Built 2000 |
|---|---|
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Block |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 17,380 sqft (0.398 acres) |
| Porch | Porch |
| Porch Area | 192 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Account Number | 10390 |
|---|---|
| Street Address | 65 STEVE MITCHELL RD |
| City | MANCHESTER |
| State | KY |
| Zip | 40962-5762 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 0.399 ACRES & HOUSE |
| Jurisdiction | CLAY KY |
| Township / Civil Division | BIG CREEK |
| Census Block Group | 3 |
| Census Block | 3032 |
| Census Tract | 950400 |
Source: Clay County records, as of December 19, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 65 STEVE MITCHELL RD, MANCHESTER, KY 40962-5762 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 1, 2000 |
| Deed Sale | Jul 1, 2000 |
| Deed Document Number | 0000255436 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY KY |
| Property Address | 65 STEVE MITCHELL RD, MANCHESTER, KY 40962-5762 |
| Transaction Type | Mortgage |
| Record Updated | Apr 22, 2024 |
| Name | Verified Name |
|---|---|
| Address | 65 STEVE MITCHELL RD, MANCHESTER, KY 40962-5762 |
| Document Number | 000249/172 |
|---|---|
| Date | Apr 5, 2024 |
| Book Page | 249/172 |
| Instrument | 1683369 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | 222 DELAWARE AVE, WILMINGTON, DE 19801 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 480 Months |
| Due | Apr 1, 2064 |
| Change Frequency | Monthly |
|---|
Source: Clay County assessment roll, as of April 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Clay County |
| Unified School District | Clay County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $671.00 (+0.15%) | $56,200 (-) | $56,200 (-) |
| 2023 | $670.00 | $56,200 | $56,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 28, 2007 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 9 (1989–2025) |
| Claims Outside the SFHA | 1 of 9 |
| Most Recent Claim | Feb 2025 · Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 72% of the US · above 85% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.4% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MANCHESTER WATER WORKS serves 11,349 people · EPA ID KY0260737 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 34 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber · DSL in parts of the area | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
4G LTE (outdoors only), no 5G reported
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