65 State Rte 5, Edgewater, NJ 07020 Property Records

Bergen County and Edgewater Borough property record for 65 State Rte 5, Edgewater, NJ 07020

Property Summary

Property Type	Single Family Home
Details	2,976 sqft · built 2005
Lot Size	0.088 acres (3,851 sqft)
Owner	2 Individual Names on Record
Last Sale	$985,000 (Apr 2014)
Tax Bill	$21,658 (2025)
Deeds & Mortgages	Dec 2020 Mortgage Jan 2017 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`13-00034-0000-00050`

Property Details

APN / Parcel Number

Primary APN	`13-00034-0000-00050`
Alternative APN	`130003400050`

Interior

Units	3 Units
Stories	2 Stories
Building Area	2,976 sqft Living Area

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Duplex Single
Lot Area	3,851 sqft (0.088 acres)
Lot Dimensions	77 ft deep x 50 ft wide

Location & Zoning

Street Address	65 STATE HWY
City	EDGEWATER
State	NJ
Zip	07020
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Description	50X77
Legal Subdivision	HUDSON RIV REALTY CO SEC
Legal Block	34
Legal Lot Number	50
Jurisdiction	BERGEN NJ
Township / Civil Division	EDGEWATER
Census Block Group	2
Census Block	2000
Census Tract	13002

Owner

Source: Bergen County and Edgewater Borough records, as of June 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	65 STATE RT 5, EDGEWATER, NJ 07020-1308
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 15, 2020	Deed of Trust, Mortgage · Conventional Mortgage NETWORK CAPITAL FUNDING CORP
Jan 19, 2017	Deed of Trust, Mortgage · Line of Credit TD BANK NA
Feb 12, 2018	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 3, 2014 · Amount on Record
Deed Sale	Apr 3, 2014 · Amount on Record
Prior Sale	Aug 14, 2003 · Amount on Record
Deed Document Number	20142123801
Deed Book / Page	1646 / 1333
Record Updated	Oct 29, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	65 STATE RT 5, EDGEWATER, NJ 07020-1308
Transaction Type	Mortgage
Record Updated	Feb 26, 2021
Title Company	UNISOURCE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0038700938
Date	Dec 15, 2020
Book Page	3870/938
Instrument	2020134522

Lender

Name	NETWORK CAPITAL FUNDING CORP
Type	Mortgage Company
Address	IRVINE, CA 92618

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Nov 1, 2050

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	65 STATE RT 5, EDGEWATER, NJ 07020-1308
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0025092420
Date	Jan 19, 2017
Book Page	02509/2420
Instrument	17-006649

Lender

Name	TD BANK NA
Type	Bank
Address	PORTLAND, ME 04101

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Dec 20, 2046

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	65 STATE RT 5, EDGEWATER, NJ 07020-1308
Document Number	0028701606
Instrument Date	Feb 12, 2018
Transaction Type	Mortgage
Record Updated	Mar 14, 2018
Title Company	TITLE SOURCES INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	65 STATE RT 5 EDGEWATER NJ 070201308, EDGEWATER, NJ 07020-1308

Mortgage

Document Number	0028701606
Date	Feb 22, 2018
Book Page	002870/001606

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 21, 2048

Tax Assessment & Valuation

Source: Bergen County and Edgewater Borough assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Edgewater Borough
Unified School District	Edgewater Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,370,900 (+4.12%) Land $617,000 Building $753,900	$1,370,900 (+4.12%) Land $617,000 Building $753,900
2025	$21,658.00 (+5.92%)	$1,316,600 (+5.45%) Land $590,800 Building $725,800	$1,316,600 (+5.45%) Land $590,800 Building $725,800
2024	$20,447.00 (+4.87%)
2023		$1,248,500 Land $556,100 Building $692,400	$1,248,500 Land $556,100 Building $692,400
2022	$19,497.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	5 (2012–2021)
Claims Outside the SFHA	2 of 5
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 2 claims Hurricane Sandy, Oct 2012 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001
Water Source	Surface water
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line replacement Jan 2021
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 600 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Starry.

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