Seminole County property record for 65 Starlight Ct, Oviedo, FL 32765
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 4 ba · 3,810 sqft · built 2007 |
| Lot Size | 0.229 acres (10,000 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $498,000 (May 2019) |
| Tax Bill | $7,838 (2025) |
| Deeds & Mortgages | Jun 2020 Mortgage May 2019 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-21-31-508-0000-0410 |
| Primary APN | 03-21-31-508-0000-0410 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 4 Baths |
| Plumbing Fixtures | 16 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 3,810 sqft Living Area |
| 1st Floor Area | 2,332 sqft |
| 2nd Floor Area | 1,478 sqft |
| Upper Floors Area | 1,478 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2007 |
|---|---|
| Exterior Material | Stucco |
| Construction Type | Concrete Block |
| Foundation Type | Footing |
| Roof Type | Cathedral/Clerestory |
| Roof Material | Composition Shingle |
| Lot Area | 10,000 sqft |
| Garage Area | 715 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 477 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 65 STARLIGHT CT |
|---|---|
| City | OVIEDO |
| State | FL |
| Zip | 32765-9692 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 41 PRESERVE AT BLACK HAMMOCK REPLAT PB 72 PGS 73 - 78 |
| Legal Range | 31E |
| Legal Township | 21S |
| Legal Section | 03 |
| Legal Subdivision | PRESERVE AT BLACK HAMMOCK REPLAT |
| Legal Tract | 508 |
| Legal Lot Number | 41 |
| Jurisdiction | SEMINOLE FL |
| Township / Civil Division | OVIEDO |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 21311 |
Source: Seminole County records, as of December 5, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 65 STARLIGHT CT, OVIEDO, FL 32765-9692 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 15, 2020 | Deed of Trust, Mortgage · Conventional Mortgage MORTGAGE EQUITY PTRS |
| May 15, 2019 | Warranty Deed, Transfer · Conventional Mortgage MORTGAGE EQUITY PTRS |
| Mar 8, 2017 | Warranty Deed, Transfer · Conventional Mortgage FBC MORTGAGE LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 15, 2019 · Amount on Record |
| Deed Sale | May 15, 2019 · Amount on Record |
| Prior Sale | Mar 8, 2017 · Amount on Record |
| Deed Document Number | 2019051624 |
| Deed Book / Page | 09355 / 0077 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SEMINOLE FL |
| Property Address | 65 STARLIGHT CT, OVIEDO, FL 32765-9692 |
| Document Number | 0096291368 |
| Instrument Date | Jun 15, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 28, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 65 STARLIGHT CT OVIEDO FL 327659692, OVIEDO, FL 32765-9692 |
| Document Number | 0096291368 |
|---|---|
| Date | Jun 22, 2020 |
| Book Page | 009629/001368 |
| Instrument | 64364 |
| Name | MORTGAGE EQUITY PTRS |
|---|---|
| Type | Mortgage Company |
| Address | LYNNFIELD, MA 01940 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 21, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SEMINOLE FL |
| Recording Date | May 15, 2019 |
| Property Address | 65 STARLIGHT CT, OVIEDO, FL 32765-9692 |
| Document Number | 0093550077 |
| Book / Page | 009355 / 000077 |
| Instrument Date | May 14, 2019 |
| Instrument | 51624 |
| Transaction Type | Transfer |
| Record Updated | May 30, 2019 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,486.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 65 STARLIGHT CT OVIEDO FL 327659692, OVIEDO, FL 32765-9692 |
| Document Number | 93550081 |
|---|---|
| Date | May 15, 2019 |
| Book Page | 009355/000081 |
| Instrument | 51625 |
| Name | MORTGAGE EQUITY PTRS |
|---|---|
| Type | Mortgage Company |
| Address | LYNNFIELD, ME 01940 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 14, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SEMINOLE FL |
| Recording Date | Mar 8, 2017 |
| Property Address | 65 STARLIGHT CT, OVIEDO, FL 32765-9692 |
| Document Number | 0088740050 |
| Book / Page | 08874 / 0050 |
| Map Reference | MB72 PG73-78 |
| Instrument Date | Feb 15, 2017 |
| Instrument | 2017023835 |
| Transaction Type | Transfer |
| Record Updated | Dec 22, 2021 |
| Title Company | CENTURE FLORIDA TITLE LLLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,364.90 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 780 ARJAY WAY, 780, WINTER PARK, FL 32789-5823 |
| Name | Verified Name |
|---|---|
| Address | 448 E HILLCREST ST, ALTAMONTE SPRINGS, FL 32701-7835 |
| Document Number | 2017023836 |
|---|---|
| Date | Mar 8, 2017 |
| Instrument | 2017023836 |
| Name | FBC MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 1, 2047 |
Source: Seminole County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Seminole County |
| Municipality | Oviedo City |
| Unified School District | Seminole County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,838.00 (+15.11%) Homeowner's exemption | $495,464 (+5.99%) | $676,962 (+10.17%) Land $130,000 Building $546,962 |
| 2023 | $6,809.00 (+2.62%) Homeowner's exemption | $467,476 (+3%) | $614,478 (+16.82%) Land $120,000 Building $494,478 |
| 2022 | $6,635.00 Homeowner's exemption | $453,860 | $525,998 Land $110,000 Building $415,998 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 100 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 100 in force |
| Nearby Flood Claims | 20 (2001–2024) |
| Claims Outside the SFHA | 15 of 20 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 74% of the US · above 60% of Florida |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF OVIEDO serves 47,933 people · EPA ID FL3590970 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2023 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 198 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL in parts of the area | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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