65 Spring Lake Ter, Covington, GA 30016 Property Records

Newton County property record for 65 Spring Lake Ter, Covington, GA 30016

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,740 sqft · built 2004
Lot Size	0.169 acres (7,405 sqft)
Owner	Owner Name on File
Last Sale	$175,400 (Aug 2005)
Tax Bill	$3,144 (2025)
Deeds & Mortgages	Jul 2019 Loan Modification Jul 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0013C-00000-172-000`

Property Details

APN / Parcel Number

Primary APN	`0013C-00000-172-000`
Alternative APNs	`0013C 172` `6368`

Interior

Full Baths	3 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Stories	2 Stories
Building Area	2,740 sqft Heated Area
1st Floor Area	1,104 sqft
Flooring	Other
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Exterior Material	Vinyl
Construction Type	Brick
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	7,405 sqft (0.169 acres)
Garage Area	700 sqft
Parking Spaces	2 Parking Spaces
Deck Area	120 sqft
Patio Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	6368
Old Parcel Number	0013C 172
Street Address	65 SPRING LAKE TER
City	COVINGTON
State	GA
Zip	30016-1309
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LT 449 THE FIELDS OF ELLI
Legal Subdivision	SPRINGS & FIELDS OF ELLINGTON
Legal Lot Number	449
Jurisdiction	NEWTON GA
Township / Civil Division	COVINGTON-PORTERDALE
Census Block Group	3
Census Block	3007
Census Tract	100903

Owner

The current owner of 65 Spring Lake Ter acquired it in January 2012.

Source: Newton County records, as of December 15, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Owner Name on File
Mailing Address	65 SPRING LAKE TER, COVINGTON, GA 30016-1309
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Date	Document
Jul 29, 2019	Loan Modification, Mortgage · Conventional with PMI MIDFIRST BK
Jul 10, 2019	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 16, 2005 · Amount on File
Deed Sale	Aug 16, 2005 · Amount on File
Deed Document Number	0019810447
Deed Book / Page	001981 / 000447
Last Transfer Date	Jan 20, 2012
Transfer Doc	0029710332
Record Updated	Jun 8, 2026

July 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	NEWTON GA
Property Address	65 SPRING LAKE TER, COVINGTON, GA 30016-1309
Document Number	0038800170
Instrument Date	Jul 29, 2019
Transaction Type	Mortgage
Record Updated	Sep 9, 2019
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	65 SPRING LAKE TER COVINGTON GA 300161309, COVINGTON, GA 30016-1309

Mortgage

Document Number	0038800170
Date	Aug 13, 2019
Book Page	003880/000170
Instrument	10425

Lender

Name	MIDFIRST BK
Type	Bank
Address	OKLAHOMA CITY, OK 73118

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Aug 12, 2049

Interest

Rate Type	Fixed Rate
Rate	4.62%

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEWTON GA
Property Address	65 SPRING LAKE TER, COVINGTON, GA 30016-1309
Document Number	0038790001
Instrument Date	Jul 10, 2019
Transaction Type	Mortgage
Record Updated	Sep 6, 2019
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	65 SPRING LAKE TER COVINGTON GA 300161309, COVINGTON, GA 30016-1309

Mortgage

Document Number	0038790001
Date	Aug 9, 2019
Book Page	003879/000001
Instrument	10280

Lender

Name	HUD-HOUSING/URBAN DEV
Address	451 7TH ST SW, WASHINGTON, DC 20410-0001

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 8, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 65 Spring Lake Ter was $3,144 with a homeowner's exemption.

Source: Newton County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Newton County
Unified School District	Newton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,144.00 Homeowner's exemption	$128,440 Land $17,600 Building $110,840	$321,100 Land $44,000 Building $277,100
2023		$133,480 Land $4,800 Building $128,680	$333,700 Land $12,000 Building $321,700
2022	$3,076.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 65 Spring Lake Ter in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 30, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 65 Spring Lake Ter is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Georgia
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 145 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Xfinity.

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