Garrett County property record for 65 Smouse Rd, Oakland, MD 21550
| Property Type | Single Family Home |
|---|---|
| Details | 3.5 ba · 2,502 sqft · built 2012 |
| Lot Size | 4.99 acres (217,364 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $60,000 (Sep 2009) |
| Tax Bill | $4,804 (2026) |
| Deeds & Mortgages | Feb 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 16-020583 |
| Primary APN | 16-020583 |
|---|---|
| Alternative APN |
|
| Full Baths | 3.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,502 sqft Total Area |
| Utility Area | 512 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2012 |
|---|---|
| Effective Year Built | Effective 2012 |
| Architectural Style | Conventional |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 217,364 sqft (4.99 acres) |
| Garage Type | Attached |
| Garage Area | 1,024 sqft |
| Parking Spaces | 3 Parking Spaces |
| Pool Area | 640 sqft |
|---|---|
| Porch | Slab |
| Porch Area | 693 sqft |
| Patio Area | 1,158 sqft |
| Shed | 1 Shed |
| Shed Area | 560 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 020583 |
|---|---|
| Street Address | 65 SMOUSE RD |
| City | OAKLAND |
| State | MD |
| Zip | 21550-6114 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 4.99 AC JCT SMOUSE & DOC BERNARD PLEASANT VALLEY |
| Jurisdiction | GARRETT MD |
| Township / Civil Division | 16, MOUNTAIN LAKE PARK |
| Census Block Group | 2 |
| Census Block | 2039 |
| Census Tract | 700 |
Source: Garrett County records, as of July 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 65 SMOUSE RD, OAKLAND, MD 21550-6114 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 2, 2009 · Amount on Record |
| Deed Sale | Sep 2, 2009 · Amount on Record |
| Prior Sale | Mar 22, 1989 · Amount on Record |
| Deed Document Number | 2009861 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GARRETT MD |
| Property Address | 65 SMOUSE RD, OAKLAND, MD 21550-6114 |
| Transaction Type | Mortgage |
| Record Updated | Oct 27, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0022790001 |
|---|---|
| Date | Feb 2, 2021 |
| Book Page | 2279/1 |
| Name | CLEAR MOUNTAIN BANK |
|---|---|
| Type | Bank |
| Address | BRUCETON MILLS, WV 26525 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Feb 1, 2036 |
Source: Garrett County assessment roll, as of July 27, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Garrett County |
| Unified School District | Garrett County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,804.00 (+17.09%) | $429,333 (+23.09%) | $439,600 (+3.63%) Land $33,900 Building $405,700 |
| 2023 | $4,103.00 | $348,800 | $424,200 Land $33,900 Building $390,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective February 1, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 4 (1979–1994) |
| Claims Outside the SFHA | 1 of 4 |
| Most Recent Claim | Feb 1994 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Pogozone powered by Neubeam Fixed Wireless | 300 / 40 |
| T-Mobile Fixed Wireless | 100 / 20 |
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