Montgomery County property record for 65 Smith St, Mount Sterling, KY 40353
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 936 sqft |
| Lot Size | 0.103 acres (4,487 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $28,500 (Sep 2005) |
| Flood Zone | Zone X (minimal risk) |
| APN | 23M-80-14-012.00 |
| Primary APN | 23M-80-14-012.00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 936 sqft Living Area |
| Family Room | Family Room |
| Exterior Material | Aluminum/Vinyl |
|---|---|
| Foundation Type | Block |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 4,487 sqft (0.103 acres) |
| Lot Dimensions | 75 ft deep x 60 ft wide |
| Terrain | Steep |
| Porch | Porch |
| Porch Area | 144 sqft |
| Deck Area | 80 sqft |
| Account Number | 3031 |
|---|---|
| Street Address | 65 SMITH ST |
| City | MOUNT STERLING |
| State | KY |
| Zip | 40353-1275 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 65 SMITH ST 2 TRACTS/H & LOT |
| Legal Tract | 2 |
| Jurisdiction | MONTGOMERY KY |
| Township / Civil Division | MOUNT STERLING |
| Census Block Group | 2 |
| Census Block | 2033 |
| Census Tract | 920201 |
Source: Montgomery County records, as of January 12, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 65 SMITH ST, MOUNT STERLING, KY 40353-1275 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 15, 2005 · Amount on Record |
| Deed Sale | Sep 15, 2005 · Amount on Record |
| Deed Document Number | 0000268424 |
| Record Updated | Jun 8, 2026 |
Source: Montgomery County assessment roll, as of April 1, 2019
| Type | Name |
|---|---|
| State | Kentucky |
| County | Montgomery County |
| Unified School District | Montgomery County School District (PK - 12) |
| Year | Assessed Value | Assessed Market Value |
|---|---|---|
| 2019 | $26,000 | $26,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective February 27, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MT STERLING WATER WORKS serves 16,391 people · EPA ID KY0870298 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Haloacetic acids resolved · Apr 2023 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 95 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
May also be available: T-Mobile.
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