65 Shoreline Dr, Florence, OR 97439 Property Records

Lane County property record for 65 Shoreline Dr, Florence, OR 97439

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,145 sqft · built 1994
Lot Size	0.28 acres (12,197 sqft)
Owner	2 Individual Names on File
Last Sale	$279,000 (Mar 2004)
Tax Bill	$5,505 (2025)
Deeds & Mortgages	Apr 2022 Line of Credit Nov 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`18-12-15-32-01100-000`

Property Details

APN / Parcel Number

Primary APN	`18-12-15-32-01100-000`
Alternative APNs	`1812153201100` `1485992`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	2,145 sqft Living Area
Gross Area	2,712 sqft
1st Floor Area	1,276 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1998
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Concrete
Lot Area	12,197 sqft (0.28 acres)
Garage Type	Attached
Garage Area	567 sqft
Driveway	Driveway
Driveway Area	500 sqft
Parking Spaces	2 Parking Spaces
Patio Area	171 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	1485992
Street Address	65 SHORELINE DR
City	FLORENCE
State	OR
Zip	97439-8976
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	TL 01100
Legal Range	12
Legal Township	18
Legal Section	15
Legal Subdivision	SHELTER COVE
Legal Lot Number	1100
Jurisdiction	LANE OR
Township / Civil Division	FLORENCE
Census Block Group	1
Census Block	1033
Census Tract	706

Owner

65 Shoreline Dr is owned and occupied by two individuals who bought it in March 2004.

Source: Lane County records, as of August 11, 2026

Owner of Record	2 Individual Names on File
Mailing Address	65 SHORELINE DR, FLORENCE, OR 97439-8976
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 5, 2022	Deed of Trust, Mortgage · Line of Credit BANNER BANK
Nov 17, 2020	Deed of Trust, Mortgage · Conventional Mortgage BANNER BK
Mar 28, 2018	Deed of Trust, Mortgage · Conventional Mortgage STATE FARM BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 25, 2004 · Amount on File
Deed Sale	Mar 25, 2004 · Amount on File
Prior Sale	Nov 6, 2000 · Amount on File
Deed Document Number	200421143
Record Updated	Sep 20, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANE OR
Property Address	65 SHORELINE DR, FLORENCE, OR 97439-8976
Transaction Type	Mortgage
Record Updated	Oct 28, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	65 SHORELINE DR, FLORENCE, OR 97439-8976

Mortgage

Document Number	0000015385
Date	Apr 5, 2022
Instrument	2022-015385

Lender

Name	BANNER BANK
Type	Bank
Address	SPOKANE, WA 99216

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANE OR
Property Address	65 SHORELINE DR, FLORENCE, OR 97439-8976
Document Number	0000069458
Instrument Date	Nov 17, 2020
Transaction Type	Mortgage
Record Updated	Dec 1, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	65 SHORELINE DR FLORENCE OR 974398976, FLORENCE, OR 97439-8976

Mortgage

Document Number	0000069458
Date	Nov 25, 2020
Instrument	69458

Lender

Name	BANNER BK
Type	Bank
Address	WALLA WALLA, WA 99362

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 24, 2050

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANE OR
Property Address	65 SHORELINE DR, FLORENCE, OR 97439-8976
Document Number	0000015504
Instrument Date	Mar 28, 2018
Transaction Type	Mortgage
Record Updated	Apr 12, 2018
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	65 SHORELINE DR FLORENCE OR 974398976, FLORENCE, OR 97439-8976

Mortgage

Document Number	0000015504
Date	Apr 5, 2018
Instrument	15504

Lender

Name	STATE FARM BK
Type	Bank
Address	BLOOMINGTON, IL 61710

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Apr 4, 2038

Tax Assessment & Valuation

The 2025 property tax bill for 65 Shoreline Dr was $5,505.

Source: Lane County assessment roll, as of November 10, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Lane County
Municipality	Florence City
Unified School District	Siuslaw School District 97J (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,505.00	$397,762	$663,947 Land $147,529 Building $516,418
2023	$5,190.00 (+4.15%)	$374,930 (+3%)	$688,574 (+17.57%) Land $127,820 Building $560,754
2022	$4,983.00	$364,010	$585,665 Land $117,186 Building $468,479

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 65 Shoreline Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective August 26, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 19 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	107 units insured incl. 88 condo units
Nearby Flood Claims	2 (1983–2024)
Claims Outside the SFHA	1 of 2
Most Recent Claim	May 2024 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 65 Shoreline Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 99.5% of Oregon
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FLORENCE serves 9,561 people · EPA ID OR4100299
Water Source	Groundwater
Last State Inspection	Nov 2022
Lead	3 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Sep 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35

May also be available: Verizon.

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