65 Shadow Lake Dr, Divide, CO 80814 Property Records

Teller County property record for 65 Shadow Lake Dr, Divide, CO 80814

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.25 ba · 1,200 sqft · built 1987
Lot Size	1 acres (43,560 sqft)
Owner	Individual Name on Record
Last Sale	$388,000 (Oct 2026)
Tax Bill	$1,610 (2025)
Deeds & Mortgages	Oct 2026 Sale & Mortgage May 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`3029.194180100`

Property Details

APN / Parcel Number

Primary APN	`3029.194180100`
Alternative APN	`R0013929`

Interior

Bedrooms	2 Beds
Full Baths	1.25 Baths
Half Baths	1 Half Bath
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,200 sqft Living Area
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 2001
Architectural Style	Other
Exterior Material	Other
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	43,560 sqft (1 acres)
Deck Area	239 sqft
Patio Area	239 sqft

Utilities, Heating & Cooling

Heating System	Hot Water

Location & Zoning

Account Number	R0013929
Street Address	65 SHADOW LAKE DR
City	DIVIDE
State	CO
Zip	80814-9677
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	L2 SPRING VALLEY 7 RESUB POR B1
Legal Range	69W
Legal Township	12S
Legal Section	19
Legal Subdivision	SPRING VALLEY 1-10
Legal Block	1
Legal Lot Number	2
Jurisdiction	TELLER CO
Township / Civil Division	DIVIDE
Census Block Group	1
Census Block	1077
Census Tract	10111

Owner

Source: Teller County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	65 SHADOW LAKE DR, DIVIDE, CO 80814-9677
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Deeds, Mortgages & Sale History

Date	Document
Oct 12, 2026	Warranty Deed, Transfer · FHA Mortgage ROCKET MORTGAGE LLC
May 1, 2026	Personal Representative Deed, Transfer · Conventional Mortgage KIAVI FUNDING INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 12, 2026 · Amount on Record
Deed Sale	Oct 12, 2026 · Amount on Record
Prior Sale	May 1, 2026 · Amount on Record
Deed Document Number	2026784271
Record Updated	Oct 29, 2026

October 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	TELLER CO
Recording Date	Oct 12, 2026
Property Address	65 SHADOW LAKE DR, DIVIDE, CO 80814-9677
Document Number	0000784271
Instrument Date	Oct 7, 2026
Instrument	2026784271
Transaction Type	Transfer
Record Updated	Oct 20, 2026
Title Company	CHICAGO TITLE W, CHICAGO TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,918.80
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	65 SHADOW LAKE DR, DIVIDE, CO 80814-9677

Mortgage

Document Number	0000784272,
Date	Oct 12, 2026
Instrument	2026784272

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2056

Interest

Max Rate	-1%

May 2026: Personal Representative Deed, Transfer

Document Type	Personal Representative Deed
Jurisdiction	TELLER CO
Recording Date	May 1, 2026
Property Address	65 SHADOW LAKE DR, DIVIDE, CO 80814-9677
Document Number	0000780854
Instrument Date	Apr 30, 2026
Instrument	2026.780854
Transaction Type	Transfer
Record Updated	May 12, 2026
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$2,585.60
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company

Mortgage

Document Number	0000780856,
Date	May 1, 2026
Instrument	2026.780856

Lender

Name	KIAVI FUNDING INC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate	6.22%
Max Rate	-1%

Tax Assessment & Valuation

Source: Teller County assessment roll, as of April 16, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Teller County
Unified School District	Woodland Park School District RE-2 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,610.00 (+20.24%)	$24,410 (+13.32%) Land $3,793 Building $20,617
2024	$1,339.00 (+4.94%)	$21,540 (-) Land $3,173 Building $18,367	$390,581 (+3.74%) Land $60,686 Building $329,895
2023	$1,276.00 (+20.72%)	$21,540 (+14.15%) Land $3,170 Building $18,370	$376,486 (+38.67%) Land $55,461 Building $321,025
2022	$1,057.00	$18,870 Land $2,890 Building $15,980	$271,495 Land $41,608 Building $229,887

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 18, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Very High above 91% of the US · above 95% of Colorado
Wildfire Likelihood	1% annual chance
Exposure	Direct burnable vegetation

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 71 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
CenturyLink DSL	80 / 10
Vero Fiber Fixed Wireless	75 / 25

Cell Coverage

5G and 4G LTE (outdoors only)

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