65 School St, Naugatuck, CT 06770 Property Records

Naugatuck Borough property record for 65 School St, Naugatuck, CT 06770 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,242 sqft · built 1890
Lot Size	0.13 acres (5,663 sqft)
Owner	Individual Name on File
Last Sale	$215,000 (Apr 2022)
Tax Bill	$5,289 (2025)
Deeds & Mortgages	Mar 2026 Second Mortgage Apr 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`NAUG M:21-89W26`

Property Details

APN / Parcel Number

Primary APN	`NAUG M:21-89W26`
Alternative APNs	`NAUG M:050 L:2501` `AG14 89W26` `050-2501` `50-2501`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,242 sqft Living Area
Gross Area	2,111 sqft
1st Floor Area	621 sqft
Basement Area	621 sqft
Unfinished Basement	621 sqft

Exterior

Year Built	Built 1890
Effective Year Built	Effective 1890
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	5,663 sqft (0.13 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Radiant
Heating Fuel	Gas

Location & Zoning

Account Number	50-2501
Street Address	65 SCHOOL ST
City	NAUGATUCK
State	CT
Zip	06770-2918
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Lot Number	2501
Jurisdiction	NAUGATUCK CT
Township / Civil Division	NAUGATUCK
Census Block Group	2
Census Block	2010
Census Tract	345100

Owner

Source: Naugatuck Borough records · APN NAUG M:21-89W26

Assessment roll updated June 25, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	65 SCHOOL ST, NAUGATUCK, CT 06770-2918
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 24, 2026	Deed of Trust, Mortgage · Stand-Alone Second Mortgage SECRETARY HOUSING URBAN DEVELOPMENT
Apr 05, 2022	Warranty Deed, Transfer · FHA Mortgage LOANDEPOT.COM LLC
Nov 15, 2019	Warranty Deed, Transfer · Stand-Alone First Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Apr 05, 2022 · Amount on Record
Deed Sale	Apr 05, 2022 · Amount on Record
Prior Sale	Nov 15, 2019 · Amount on Record
Deed Document Number	20221238
Deed Book / Page	1099 / 275
Record Updated	Sep 20, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NAUGATUCK CT
Property Address	65 SCHOOL ST, NAUGATUCK, CT 06770-2918
Transaction Type	Mortgage
Record Updated	Apr 15, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001178-720
Date	Mar 24, 2026
Book Page	1178/720
Instrument	2026-881

Lender

Name	SECRETARY HOUSING URBAN DEVELOPMENT
Type	Government Agency

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	313 Months
Due	Apr 01, 2052

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NAUGATUCK CT
Recording Date	Apr 05, 2022
Property Address	65 SCHOOL ST, NAUGATUCK, CT 06770-2918
Document Number	001099-275
Book / Page	1099 / 275
Instrument Date	Mar 16, 2022
Instrument	20221238
Transaction Type	Transfer
Record Updated	Sep 01, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	65 SCHOOL ST, NAUGATUCK, CT 06770-2918

Mortgage

Document Number	0020221239
Date	Apr 05, 2022
Instrument	2022-1239

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

November 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NAUGATUCK CT
Recording Date	Nov 15, 2019
Property Address	65 SCHOOL ST, NAUGATUCK, CT 06770-2918
Document Number	1037-780
Book / Page	1037 / 780
Instrument Date	Nov 11, 2019
Transaction Type	Transfer
Record Updated	May 21, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1037782
Date	Nov 15, 2019
Instrument	1037/782

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Naugatuck Borough records · Assessment roll updated June 25, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision / Municipality	Naugatuck Borough
Unified School District	Naugatuck School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,289.00	$132,930 (-) Land $16,940 Building $115,990	$93,051 Land $11,858 Building $81,193
2024	$5,289.00 (-11.09%)
2023	$5,949.00 (+51.26%)	$132,930 (+61.38%) Land $16,940 Building $115,990
2022	$3,933.00	$82,370 Land $14,240 Building $68,130

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, County delivery 09009C, updated January 25, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 253 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Frontier	Fiber	7,000 / 7,000
GoNetspeed	Fiber	2,000 / 2,000
Xfinity	Cable	2,000 / 250
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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