Essex County and Middleton Town property record for 65 School St, Middleton, MA 01949
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,780 sqft · built 1993 |
| Lot Size | 7.03 acres (306,227 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $14,398 (2026) |
| Deeds & Mortgages | Jun 2017 Mortgage Oct 2020 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | MIDD M:0011 B:0000 L:0022 |
| Primary APN | MIDD M:0011 B:0000 L:0022 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,780 sqft Living Area |
| Gross Area | 6,000 sqft |
| Basement Area | 1,580 sqft |
| Unfinished Basement | 1,580 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1993 |
|---|---|
| Effective Year Built | Effective 1993 |
| Architectural Style | Colonial |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 306,227 sqft (7.03 acres) |
| Garage Type | Attached |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Street Address | 65 SCHOOL ST |
|---|---|
| City | MIDDLETON |
| State | MA |
| Zip | 01949-1306 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1B |
| Legal Lot Number | 22 |
| Jurisdiction | MIDDLETON MA |
| Township / Civil Division | MIDDLETON |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 212102 |
65 School St is owned and occupied by an individual.
Source: Essex County and Middleton Town records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 65 SCHOOL ST, MIDDLETON, MA 01949-1306 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 30, 2017 | Deed of Trust, Mortgage PEOPLES UNITED BANK |
| Oct 19, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance CAMDEN NATIONAL BANK |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MIDDLETON MA |
| Property Address | 65 SCHOOL ST, MIDDLETON, MA 01949-1306 |
| Transaction Type | Mortgage |
| Record Updated | Feb 7, 2021 |
| Name | Verified Name |
|---|
| Document Number | 35985-428 |
|---|---|
| Date | Jun 30, 2017 |
| Book Page | 35985/428 |
| Instrument | 140 |
| Name | PEOPLES UNITED BANK |
|---|---|
| Type | Bank |
| Amount | Amount on Record |
|---|---|
| Term | 180 Months |
| Due | Jun 1, 2032 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MIDDLETON MA |
| Property Address | 65 SCHOOL ST, MIDDLETON, MA 01949-1306 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 39070-340 |
|---|---|
| Date | Oct 19, 2020 |
| Book Page | 39070/340 |
| Instrument | 20201019001430 |
| Name | CAMDEN NATIONAL BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Nov 1, 2035 |
The 2026 property tax bill for 65 School St was $14,398, up 10.9% from the year before.
Source: Essex County and Middleton Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Essex County |
| County Subdivision | Middleton Town |
| Secondary School District | Masconomet School District (07 - 12) |
| Elementary School District | Middleton School District (PK - 06) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $14,398.00 (+10.91%) | $1,143,600 (+4.74%) Land $455,000 Building $682,900 | $1,108,980 (+28.92%) |
| 2025 | $12,982.00 (+1.77%) | $1,091,800 (+0.92%) Land $399,000 Building $692,800 | $860,225 |
| 2024 | $12,756.00 (+10.16%) | $1,081,900 (+20.25%) Land $399,000 Building $682,900 | |
| 2023 | $11,579.00 | $899,700 Land $399,000 Building $500,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 65 School St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective July 10, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 65 School St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 35 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fiber | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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