Marion County property record for 65 School Dr, Loretto, KY 40037
| Property Type | Single Family Home |
|---|---|
| Details | 1,256 sqft |
| Lot Size | 0.32 acres (14,103 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $75,000 (Feb 2007) |
| Tax Bill | $968 (2025) |
| Deeds & Mortgages | Jul 2026 Sale Apr 2026 Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | LO-01-01-01 |
| Primary APN | LO-01-01-01 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,256 sqft Living Area |
| Exterior Material | Metal |
|---|---|
| Construction Type | Wood |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 14,103 sqft (0.32 acres) |
| Garage Type | Carport |
| Garage Area | 375 sqft |
| Carport | Carport |
| Carport Area | 375 sqft |
| Driveway | Concrete Driveway |
| Parking Spaces | 1 Parking Space |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Account Number | 81216 |
|---|---|
| Street Address | 65 SCHOOL DR |
| City | LORETTO |
| State | KY |
| Zip | 40037-8015 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 65 SCHOOL HOUSE RD |
| Jurisdiction | MARION KY |
| Township / Civil Division | LORETTO |
| Census Block Group | 1 |
| Census Block | 1022 |
| Census Tract | 970400 |
Source: Marion County records · APN LO-01-01-01
Assessment roll updated May 22, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 65 SCHOOL DR, LORETTO, KY 40037-8015 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Remainderman |
| Date | Document |
|---|---|
| Jul 09, 2026 | Deed, Transfer SIMPLE TITLE, SIMPLIFILE |
| Apr 29, 2026 | Deed of Trust, Mortgage · Conventional Mortgage ABD FEDERAL CREDIT UNION |
| Sep 09, 2022 | Deed of Trust, Mortgage · Line of Credit ABOUND FCU |
| Dec 12, 2019 | Deed of Trust, Mortgage · Line of Credit FORT KNOX FCU |
| Jul 07, 2020 | Deed of Trust, Mortgage · Conventional Mortgage ABOUND FCU |
| Jul 26, 2022 |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Feb 23, 2007 · Amount on Record |
| Deed Sale | Feb 23, 2007 · Amount on Record |
| Deed Book / Page | 262 / 788 |
| Last Transfer Date | Jul 25, 2022 |
| Transfer Doc | 000352/288 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MARION KY |
| Recording Date | Jul 09, 2026 |
| Property Address | 65 SCHOOL DR, LORETTO, KY 40037-8015 |
| Document Number | 0000252147 |
| Book / Page | 376 / 260 |
| Instrument Date | Jul 08, 2026 |
| Instrument | 2026252147 |
| Transaction Type | Transfer |
| Record Updated | Jul 28, 2026 |
| Title Company | SIMPLE TITLE, SIMPLIFILE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Remainderman |
| Address | 65 SCHOOL DR, LORETTO, KY 40037-8015 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MARION KY |
| Recording Date | Apr 29, 2026 |
| Property Address | 65 SCHOOL DR, LORETTO, KY 40037-8015 |
| Document Number | 0000251222 |
| Book / Page | 524 / 777 |
| Instrument Date | Apr 24, 2026 |
| Instrument | 2026251222 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | SIMPLIFILE |
| Name | Verified Name |
|---|---|
| Address | 65 SCHOOL DR, LORETTO, KY 40037-8015 |
| Document Number | 0000251222, |
|---|---|
| Date | Apr 29, 2026 |
| Book Page | 524/777 |
| Instrument | 2026251222 |
| Name | ABD FEDERAL CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | May 01, 2041 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 5.75% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MARION KY |
| Property Address | 65 SCHOOL DR, LORETTO, KY 40037-8015 |
| Transaction Type | Mortgage |
| Record Updated | Nov 23, 2023 |
| Name | Verified Name |
|---|
| Document Number | 000481/508 |
|---|---|
| Date | Sep 09, 2022 |
| Book Page | 481/508 |
| Name | ABOUND FCU |
|---|---|
| Type | Credit Union |
| Address | RADCLIFF, KY 40159 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 299 Months |
| Due | Aug 12, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MARION KY |
| Property Address | 65 SCHOOL DR, LORETTO, KY 40037-8015 |
| Transaction Type | Mortgage |
| Record Updated | Aug 11, 2022 |
| Name | Verified Name |
|---|
| Document Number | 000438/146 |
|---|---|
| Date | Dec 12, 2019 |
| Book Page | 438/146 |
| Name | FORT KNOX FCU |
|---|---|
| Type | Credit Union |
| Address | RADCLIFF, KY 40159 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 299 Months |
| Due | Nov 27, 2044 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MARION KY |
| Property Address | 65 SCHOOL DR, LORETTO, KY 40037-8015 |
| Transaction Type | Mortgage |
| Record Updated | Aug 11, 2022 |
| Name | Verified Name |
|---|
| Document Number | 000445/247 |
|---|---|
| Date | Jul 07, 2020 |
| Book Page | 445/247 |
| Name | ABOUND FCU |
|---|---|
| Type | Credit Union |
| Address | RADCLIFF, KY 40159 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Jul 01, 2040 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.5% |
| Type Change Date | Jul 01, 2025 |
| Change Frequency | 5 Years |
| Min Rate At Change | 1.5% |
| Max Rate At Change | 5.5% |
| Max Rate | 9.5% |
| Jurisdiction | MARION KY |
|---|---|
| Recording Date | Jul 26, 2022 |
| Property Address | 65 SCHOOL DR, LORETTO, KY 40037-8015 |
| Document Number | 000352/288 |
| Book / Page | 352 / 288 |
| Instrument Date | Jul 25, 2022 |
| Record Updated | Aug 11, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Name | Verified Name |
|---|---|
| Address | 65 SCHOOL DR, 65, LORETTO, KY 40037-8015 |
| Name | Verified Name |
|---|---|
| Address | 65 SCHOOL DR, LORETTO, KY 40037-8015 |
Source: Marion County records · Assessment roll updated May 22, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Marion County |
| Municipality | Loretto City |
| Unified School District | Marion County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $968.00 (+19.95%) | $110,000 (+22.22%) Land $110,000 | $110,000 (+22.22%) Land $110,000 |
| 2023 | $807.00 | $90,000 Land $90,000 | $90,000 Land $90,000 |
Source: FEMA National Flood Hazard Layer, Marion County (21155C), as of May 23, 2023 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: T-Mobile USA.
Based on FCC filings for 9 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System, water system KY0780268, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | MARION COUNTY WATER DISTRICT serves 16,311 people |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Apr 2025 |
| Lead | 6 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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