65 S Cedar St, Geneva, OH 44041 Property Records

Ashtabula County property record for 65 S Cedar St, Geneva, OH 44041

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 704 sqft · built 1920
Lot Size	0.19 acres (8,276 sqft)
Owner	Individual Name on File
Last Sale	$53,375 (Dec 2009)
Tax Bill	$2,201 (2025)
Deeds & Mortgages	Dec 2018 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`20-018-00-140-00`

Property Details

APN / Parcel Number

Primary APN	`20-018-00-140-00`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	704 sqft Living Area
Gross Area	752 sqft
1st Floor Area	704 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1960
Architectural Style	Bungalow
Exterior Material	Aluminum/Vinyl
Lot Area	8,276 sqft (0.19 acres)
Lot Dimensions	165 ft deep x 50 ft wide
View / Lot	Neighborhood / Spot
Garage Type	Detached
Garage Area	340 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Enclosed Frame Porch
Porch Area	156 sqft
Shed	1 Shed
Shed Area	1 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Central
Heating Fuel	Gas
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	65 S CEDAR ST
City	GENEVA
State	OH
Zip	44041-1369
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	2
Jurisdiction	ASHTABULA OH
Township / Civil Division	GENEVA
Census Block Group	3
Census Block	3011
Census Tract	802

Owner

65 S Cedar St is owned and occupied by an individual who acquired it in August 2013.

Source: Ashtabula County records, as of May 27, 2026

Owner of Record	Individual Name on File
Mailing Address	65 S CEDAR ST, GENEVA, OH 44041-1369
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 1, 2009 · Amount on File
Deed Sale	Dec 1, 2009 · Amount on File
Deed Document Number	200911694
Deed Book / Page	465 / 1996
Last Transfer Date	Aug 7, 2013
Transfer Doc	0000009087
Record Updated	Oct 29, 2026

December 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	ASHTABULA OH
Property Address	65 S CEDAR ST, GENEVA, OH 44041-1369
Document Number	0000000978
Instrument Date	Dec 3, 2018
Transaction Type	Mortgage
Record Updated	Apr 1, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	65 S CEDAR ST GENEVA OH 440411369, GENEVA, OH 44041-1369

Mortgage

Document Number	0000000978
Date	Feb 4, 2019
Book Page	000676/001420
Instrument	978

Lender

Name	HUNTINGTON NAT'L BK
Type	Bank
Address	COLUMBUS, OH 43231

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	480 Months
Due	Feb 3, 2059

Interest

Rate Type	Fixed Rate
Rate	4.5%

Tax Assessment & Valuation

The 2025 property tax bill for 65 S Cedar St was $2,201, down 3.3% from the year before.

Source: Ashtabula County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Ashtabula County
County Subdivision	Geneva Township
Municipality	Geneva City
Unified School District	Geneva Area City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,201.00 (-3.3%)	$26,990 (-) Land $7,180 Building $19,810	$77,100 (-) Land $20,500 Building $56,600
2024	$2,276.00 (+73.61%)	$26,990 (-) Land $7,180 Building $19,810	$77,100 (-) Land $20,500 Building $56,600
2023	$1,311.00 (+20.83%) Homeowner's exemption	$26,990 (+22.57%) Land $7,180 Building $19,810	$77,100 Land $20,500 Building $56,600
2022	$1,085.00 Homeowner's exemption	$22,020 Land $5,530 Building $16,490
2020			$62,900 Land $15,800 Building $47,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 65 S Cedar St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective August 28, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	3 (1980–1986)
Most Recent Claim	Jun 1986 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 65 S Cedar St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GENEVA CITY PWS serves 5,924 people · EPA ID OH0401712
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 278 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20