Monroe County and Rochester City property record for 65 Rustic St, Rochester, NY 14609
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,302 sqft · built 1920 |
| Lot Size | 0.11 acres (4,800 sqft) |
| Owner | 2 Company Names on File |
| Tax Bill | $1,084 (2026) |
| Deeds & Mortgages | May 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 080133-00.0 |
| Primary APN | 080133-00.0 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 2 Stories |
| Building Area | 1,302 sqft Living Area |
| 1st Floor Area | 735 sqft |
| 2nd Floor Area | 567 sqft |
| Game Room | Game Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1920 |
| Architectural Style | Traditional |
| Exterior Material | Composition/Composite |
| Lot Area | 4,800 sqft (0.11 acres) |
| Lot Dimensions | 120 ft deep x 40 ft wide |
| Porch | Slab |
| Porch Area | 133 sqft |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 080133-00.0 |
|---|---|
| Street Address | 65 RUSTIC ST |
| City | ROCHESTER |
| State | NY |
| Zip | 14609-3509 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 12 |
| Legal Description | 0084.00 106 22 00000 55 NEWCOMB H A SUB |
| Legal Block | 3 |
| Legal Lot Number | 19.000 |
| Jurisdiction | MONROE NY |
| Township / Civil Division | ROCHESTER |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 8400 |
65 Rustic St is owned by a company and is owner-occupied.
Source: Monroe County and Rochester City records, as of September 23, 2026
| Owner of Record | 2 Company Names on File |
|---|---|
| Mailing Address | 65 RUSTIC ST, ROCHESTER, NY 14609-3509 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE NY |
| Property Address | 65 RUSTIC ST, ROCHESTER, NY 14609-3509 |
| Document Number | 0000000832 |
| Instrument Date | May 3, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jul 18, 2018 |
| Name | Verified Name |
|---|---|
| Address | 65 RUSTIC ST ROCHESTER NY 146093509, ROCHESTER, NY 14609-3509 |
| Document Number | 0000000832 |
|---|---|
| Date | Jun 25, 2018 |
| Book Page | 027650/000459 |
| Instrument | 832 |
| Name | NEW YORK ST AFFORDABLE HSNG |
|---|---|
| Address | NEW YORK, NY 10022 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
The 2026 property tax bill for 65 Rustic St was $1,084 with a homeowner's exemption, up 9.6% from the year before.
Source: Monroe County and Rochester City assessment roll, as of March 30, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Monroe County |
| Municipality | Rochester City |
| Unified School District | Rochester City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,084.00 (+9.61%) Homeowner's exemption | ||
| 2025 | $989.00 | $104,700 Land $9,100 Building $95,600 | $104,700 Land $9,100 Building $95,600 |
| 2023 | $48,500 Land $5,900 Building $42,600 | $58,434 Land $7,108 Building $51,326 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 65 Rustic St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective May 27, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 65 Rustic St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ROCHESTER CITY serves 210,000 people · EPA ID NY2704518 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | 6 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control currently in violation since Jan 2025 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 1,031 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Greenlight Networks Fiber | 8,000 / 8,000 |
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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