65 Rustic Ridge Ln, Lexington, VA 24450 Property Records

Rockbridge County property record for 65 Rustic Ridge Ln, Lexington, VA 24450

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 2,184 sqft · built 2004
Lot Size	3.62 acres (157,687 sqft)
Owner	2 Individual Names on Record
Last Sale	$326,000 (Feb 2013)
Tax Bill	$3,102 (2026)
Deeds & Mortgages	Oct 2020 Mortgage Jun 2017 Mortgage + 6 more
Flood Zone	Zone X (minimal risk)
APN	`89 35 6`

Property Details

APN / Parcel Number

Primary APN	`89 35 6`
Alternative APN	`17988`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	2,184 sqft Living Area
Gross Area	4,652 sqft
1st Floor Area	2,184 sqft
Basement Area	1,092 sqft
Finished Basement	1,092 sqft
Office	720 sqft
Flooring	Softwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2012
Exterior Material	Vinyl
Foundation Type	Stone
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	157,687 sqft (3.62 acres)
Terrain	Rolling
Driveway	Concrete Driveway

Exterior Amenities

Pool Type	In-Ground Pool
Pool Area	392 sqft
Porch	Slab
Porch Area	512 sqft
Patio Area	584 sqft
Shed	1 Shed
Shed Area	320 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Propane
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	17988
Street Address	65 RUSTIC RIDGE LN
City	LEXINGTON
State	VA
Zip	24450-7494
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A-2
Legal Description	RUSTIC RIDGE LOT 6
Legal Subdivision	RUSTIC RIDGE SUBDIVISION
Legal Lot Number	6
Jurisdiction	ROCKBRIDGE VA
Township / Civil Division	BUFFALO
Census Block Group	1
Census Block	1008
Census Tract	930302

Owner

Source: Rockbridge County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	65 RUSTIC RIDGE LN, LEXINGTON, VA 24450-7494
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 23, 2020	Deed of Trust, Mortgage · Conventional Mortgage EMBRACE HOME LOANS INC
Jun 14, 2017	Deed of Trust, Mortgage · Conventional Mortgage UNITED NATIONS FCU
Jun 14, 2017	Deed of Trust, Mortgage · Conventional Mortgage UNITED NATIONS FCU
Jun 14, 2017	Deed of Trust, Mortgage · Conventional Mortgage UNITED NATIONS FCU
Jun 14, 2017	Deed of Trust, Mortgage · Conventional Mortgage UNITED NATIONS FCU
Jun 14, 2017	Deed of Trust, Mortgage · Conventional Mortgage UNITED NATIONS FCU
Jun 14, 2017	Deed of Trust, Mortgage · Conventional Mortgage UNITED NATIONS FCU
Apr 24, 2020	Deed of Trust, Mortgage · Conventional Mortgage UNITED NATIONS FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 28, 2013 · Amount on Record
Deed Sale	Feb 28, 2013 · Amount on Record
Deed Document Number	2013629
Record Updated	Oct 29, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROCKBRIDGE VA
Property Address	65 RUSTIC RIDGE LN, LEXINGTON, VA 24450-7494
Transaction Type	Mortgage
Record Updated	Mar 24, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	200003314
Date	Oct 23, 2020
Instrument	200003314

Lender

Name	EMBRACE HOME LOANS INC
Type	Mortgage Company
Address	MIDDLETOWN, RI 02842

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROCKBRIDGE VA
Property Address	65 RUSTIC RIDGE LN, LEXINGTON, VA 24450-7494
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	170001630
Date	Jun 14, 2017
Instrument	170001630

Lender

Name	UNITED NATIONS FCU
Type	Credit Union
Address	LONG ISLAND CITY, NY 11101

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jun 1, 2032

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROCKBRIDGE VA
Property Address	65 RUSTIC RIDGE LN, LEXINGTON, VA 24450-7494
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	170001630
Date	Jun 14, 2017
Instrument	170001630

Lender

Name	UNITED NATIONS FCU
Type	Credit Union
Address	LONG ISLAND CITY, NY 11101

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jul 1, 2032

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROCKBRIDGE VA
Property Address	65 RUSTIC RIDGE LN, LEXINGTON, VA 24450-7494
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	170001630
Date	Jun 14, 2017
Instrument	170001630

Lender

Name	UNITED NATIONS FCU
Type	Credit Union
Address	LONG ISLAND CITY, NY 11101

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jun 1, 2032

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROCKBRIDGE VA
Property Address	65 RUSTIC RIDGE LN, LEXINGTON, VA 24450-7494
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	170001630
Date	Jun 14, 2017
Instrument	170001630

Lender

Name	UNITED NATIONS FCU
Type	Credit Union
Address	LONG ISLAND CITY, NY 11101

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jun 1, 2032

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROCKBRIDGE VA
Property Address	65 RUSTIC RIDGE LN, LEXINGTON, VA 24450-7494
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	170001630
Date	Jun 14, 2017
Instrument	170001630

Lender

Name	UNITED NATIONS FCU
Type	Credit Union
Address	LONG ISLAND CITY, NY 11101

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jun 1, 2032

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROCKBRIDGE VA
Property Address	65 RUSTIC RIDGE LN, LEXINGTON, VA 24450-7494
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	170001630
Date	Jun 14, 2017
Instrument	170001630

Lender

Name	UNITED NATIONS FCU
Type	Credit Union
Address	LONG ISLAND CITY, NY 11101

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jun 1, 2032

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROCKBRIDGE VA
Property Address	65 RUSTIC RIDGE LN, LEXINGTON, VA 24450-7494
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	200001107
Date	Apr 24, 2020
Instrument	200001107

Lender

Name	UNITED NATIONS FCU
Type	Credit Union
Address	LONG ISLAND CITY, NY 11101

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2050

Tax Assessment & Valuation

Source: Rockbridge County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Rockbridge County
Unified School District	Rockbridge County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,102.00	$484,700 (-) Land $96,200 Building $388,500	$484,700 (-) Land $96,200 Building $388,500
2025		$484,700 (-) Land $96,200 Building $388,500	$484,700 (-) Land $96,200 Building $388,500
2023		$484,700 Land $96,200 Building $388,500	$484,700 Land $96,200 Building $388,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 7, 2006 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · above 72% of Virginia
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000

May also be available: Verizon, Xfinity.

Cell Coverage

5G (outdoors only) and 4G LTE

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