65 Rowley Bridge Rd, Topsfield, MA 01983 Property Records

Essex County and Topsfield Town property record for 65 Rowley Bridge Rd, Topsfield, MA 01983

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,523 sqft · built 1940
Lot Size	1.25 acres (54,450 sqft)
Owner	2 Trust Names on File
Tax Bill	$8,783 (2025)
Deeds & Mortgages	Nov 2022 Transfer Jul 2017 Mortgage
Flood Zone	Zone AE (high risk)
APN	`TOPS M:0055 B:0003 L`

Property Details

APN / Parcel Number

Primary APN	`TOPS M:0055 B:0003 L`
Alternative APN	`1885`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,523 sqft Living Area
Gross Area	3,082 sqft
Basement Area	408 sqft
Unfinished Basement	408 sqft

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Architectural Style	Cape Cod
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	54,450 sqft (1.25 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	1885
Street Address	65 ROWLEY BRIDGE RD
City	TOPSFIELD
State	MA
Zip	01983-2012
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	ORA
Legal Subdivision	ROWLEY BRIDGE STREET
Legal Block	3
Jurisdiction	TOPSFIELD MA
Township / Civil Division	TOPSFIELD
Census Block Group	4
Census Block	4007
Census Tract	214100

Owner

65 Rowley Bridge Rd is owner-occupied and held in a trust since October 2022.

Source: Essex County and Topsfield Town records, as of September 28, 2026

Owner of Record	2 Trust Names on File
Mailing Address	65 ROWLEY BRIDGE RD, TOPSFIELD, MA 01983-2012
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 1, 2022	Quit Claim Deed, Transfer Quitclaim
Jul 13, 2017	Quit Claim Deed, Transfer · Conventional Mortgage MEMBERS PLUS CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Oct 26, 2022
Transfer Doc	0041281-95
Record Updated	Oct 29, 2026

November 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	TOPSFIELD MA
Recording Date	Nov 1, 2022
Property Address	65 ROWLEY BRIDGE RD, TOPSFIELD, MA 01983-2012
Document Number	0041281-95
Book / Page	41281 / 95
Instrument Date	Oct 26, 2022
Instrument	20221101004760
Transaction Type	Transfer
Record Updated	Nov 18, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	65 ROWLEY BRIDGE RD, TOPSFIELD, MA 01983-2012

July 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	TOPSFIELD MA
Recording Date	Jul 13, 2017
Property Address	65 ROWLEY BRIDGE RD, TOPSFIELD, MA 01983-2012
Document Number	36015-405
Book / Page	036015 / 000405
Instrument Date	Jul 3, 2017
Instrument	1707130209
Transaction Type	Transfer
Record Updated	Aug 2, 2017

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	65 ROWLEY BRIDGE RD TOPSFIELD MA 019832012, TOPSFIELD, MA 01983-2012

Mortgage

Document Number	36016-9
Date	Jul 13, 2017
Book Page	036016/000009
Instrument	1707130277

Lender

Name	MEMBERS PLUS CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Jul 12, 2037

Tax Assessment & Valuation

The 2025 property tax bill for 65 Rowley Bridge Rd was $8,783, up 7.5% from the year before.

Source: Essex County and Topsfield Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
County Subdivision	Topsfield Town
Secondary School District	Masconomet School District (07 - 12)
Elementary School District	Topsfield School District (PK - 06)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,783.00 (+7.49%)	$585,900 (+5.34%) Land $344,500 Building $241,400	$674,120
2024	$8,171.00 (+9.4%)	$556,200 (+13.19%) Land $326,400 Building $229,800
2023	$7,469.00	$491,400 Land $308,200 Building $183,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 65 Rowley Bridge Rd in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	2 in force
Nearby Flood Claims	6 (1996–2010)
Most Recent Claim	Mar 2010 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Mar 2010 · 2 claims Severe Storms And Flooding, May 2006 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 65 Rowley Bridge Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 83% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOPSFIELD WATER DEPARTMENT serves 5,435 people · EPA ID MA3298000
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

Cell Coverage

5G (outdoors only) and 4G LTE

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