65 Rhode Island Ave, Warwick, RI 02889 Property Records

Warwick City property record for 65 Rhode Island Ave, Warwick, RI 02889

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.5 ba · 3,886 sqft · built 1885
Lot Size	1.43 acres (62,291 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,475,000 (Nov 2022)
Tax Bill	$15,344 (2025)
Deeds & Mortgages	Aug 2025 Line of Credit Jul 2023 Refinance + 3 more
Flood Zone	Zone X (minimal risk)
APN	`38300360000`

Property Details

APN / Parcel Number

Primary APN	`38300360000`
Alternative APNs	`WARW M:383 B:0036 L:0000` `138304` `141213`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	13 Rooms
Stories	3 Stories
Building Area	3,886 sqft Living Area
Gross Area	7,877 sqft
1st Floor Area	1,749 sqft
Attic	Attic
Attic Area	162 sqft
Basement Area	1,354 sqft
Unfinished Basement	1,354 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1885
Effective Year Built	Effective 2006
Architectural Style	Colonial
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	62,291 sqft (1.43 acres)
Garage Type	Detached
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Steam
Heating Fuel	Oil

Location & Zoning

Account Number	141213
Street Address	65 RHODE ISLAND AVE
City	WARWICK
State	RI
Zip	02889-6813
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A40
Legal Block	36
Jurisdiction	WARWICK RI
Township / Civil Division	WARWICK
Census Block Group	2
Census Block	2013
Census Tract	21600

Owner

Source: Warwick City records, as of June 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	65 RHODE ISLAND AVE, WARWICK, RI 02889-6813
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Aug 14, 2025	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK
Jul 28, 2023	Deed of Trust, Mortgage · Stand-Alone Refinance CITIZENS BANK
Jul 22, 2024	Deed of Trust, Mortgage · Stand-Alone Refinance CITIZENS BANK
Nov 1, 2022	Deed, Transfer · Stand-Alone First Mortgage CITIZENS BANK
May 18, 2022	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 1, 2022 · Amount on Record
Deed Sale	Nov 1, 2022 · Amount on Record
Prior Sale	Dec 16, 2005 · Amount on Record
Deed Book / Page	10236 / 9
Prior Transfer Date	May 13, 2022
Prior Transfer Doc	010139-337
Record Updated	Sep 20, 2026

August 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARWICK RI
Property Address	65 RHODE ISLAND AVE, WARWICK, RI 02889-6813
Transaction Type	Mortgage
Record Updated	Nov 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0010736-37
Date	Aug 14, 2025
Book Page	10736/37
Instrument	9309

Lender

Name	CITIZENS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	301 Months
Due	Sep 1, 2050

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARWICK RI
Property Address	65 RHODE ISLAND AVE, WARWICK, RI 02889-6813
Transaction Type	Mortgage
Record Updated	Nov 20, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0010360-75
Date	Jul 28, 2023
Book Page	10360/75
Instrument	7788

Lender

Name	CITIZENS BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	301 Months
Due	Aug 1, 2048

July 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARWICK RI
Property Address	65 RHODE ISLAND AVE, WARWICK, RI 02889-6813
Transaction Type	Mortgage
Record Updated	Nov 20, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	010527-206
Date	Jul 22, 2024
Book Page	10527/206
Instrument	7341

Lender

Name	CITIZENS BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	301 Months
Due	Aug 1, 2049

November 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	WARWICK RI
Recording Date	Nov 1, 2022
Property Address	65 RHODE ISLAND AVE, WARWICK, RI 02889-6813
Document Number	00010236-9
Book / Page	10236 / 9
Instrument Date	Nov 1, 2022
Instrument	15364
Transaction Type	Transfer
Record Updated	Nov 20, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety

Mortgage

Document Number	0000015365
Date	Nov 1, 2022
Instrument	15365

Lender

Name	CITIZENS BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WARWICK RI
Recording Date	May 18, 2022
Property Address	65 RHODE ISLAND AVE, WARWICK, RI 02889-6813
Document Number	010139-337
Book / Page	10139 / 337
Instrument Date	May 13, 2022
Instrument	7348
Transaction Type	Transfer
Record Updated	Jun 2, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	65 RHODE ISLAND AVE, WARWICK, RI 02889-6813

Tax Assessment & Valuation

Source: Warwick City assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Rhode Island
Municipality	Warwick City
Unified School District	Warwick School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$15,344.00 (+2.65%)	$1,208,200 (+14.7%) Land $211,800 Building $996,400
2024			$1,215,145
2023	$14,948.00 (+11.25%)	$1,053,400 (+46.84%) Land $211,100 Building $842,300
2022	$13,437.00	$717,400 Land $110,000 Building $607,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 17 policies
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	17 in force
Nearby Flood Claims	12 (1978–2023)
Claims Outside the SFHA	7 of 12
Most Recent Claim	Dec 2023 · Severe Storm And Flooding
Claims by Event	Hurricane Sandy, Oct 2012 · 2 claims Severe Storms And Flooding, Mar 2010 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 80% of Rhode Island
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WARWICK-CITY OF serves 73,289 people · EPA ID RI1615627
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 96 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 35
Verizon Fiber	980 / 880
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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