65 Prospect Ave, Ardsley, NY 10502 Property Records

Westchester County and Greenburgh Town property record for 65 Prospect Ave, Ardsley, NY 10502

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,214 sqft · built 1953
Lot Size	0.32 acres (13,939 sqft)
Owner	2 Individual Names on File
Last Sale	$595,000 (Jan 2022)
Tax Bill	$16,967 (2026)
Deeds & Mortgages	Jul 2024 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`552601 6.110-100-2`

Property Details

APN / Parcel Number

Primary APN	`552601 6.110-100-2`
Alternative APNs	`55260118 08 1196 1` `6179670`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,214 sqft Living Area
1st Floor Area	1,214 sqft

Exterior

Year Built	Built 1953
Effective Year Built	Effective 1953
Lot Area	13,939 sqft (0.32 acres)
Garage Type	Attached
Garage Area	260 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	18 sqft

Utilities, Heating & Cooling

Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	6179670
Street Address	65 PROSPECT AVE
City	ARDSLEY
State	NY
Zip	10502-2319
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	ARDSLEY HILLS
Legal Block	100
Legal Lot Number	2.000
Jurisdiction	WESTCHESTER NY
Township / Civil Division	GREENBURGH
Census Block Group	3
Census Block	3029
Census Tract	10600

Owner

65 Prospect Ave is owned and occupied by two individuals who bought it in January 2022.

Source: Westchester County and Greenburgh Town records, as of October 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	65 PROSPECT AVE, ARDSLEY, NY 10502-2319
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 27, 2022 · Amount on File
Deed Sale	Jan 27, 2022 · Amount on File
Prior Sale	Aug 19, 2013 · Amount on File
Deed Document Number	2022620063482
Record Updated	Oct 29, 2026

July 2024: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	WESTCHESTER NY
Recording Date	Jul 30, 2024
Property Address	65 PROSPECT AVE, ARDSLEY, NY 10502-2319
Document Number	0641903490
Map Reference	MAP 80515
Instrument Date	Jul 23, 2024
Instrument	641903490
Transaction Type	Transfer
Record Updated	Apr 3, 2026
Title Company	LINCOLN LAND SERVICES, LINCOLN LAND SERVICES LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,380.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	65 PROSPECT AVE, ARDSLEY, NY 10502-2319

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6 SAW MILL RIVER RD, ARDSLEY, NY 10502-2606

Mortgage

Document Number	0642073615
Date	Jul 30, 2024
Instrument	642073615

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2054

Tax Assessment & Valuation

The 2026 property tax bill for 65 Prospect Ave was $16,967, up 23.4% from the year before.

Source: Westchester County and Greenburgh Town assessment roll, as of May 14, 2026

Property Jurisdictions

Type	Name
State	New York
Municipality	Ardsley Village
County	Westchester County
County Subdivision	Greenburgh Town
Unified School District	Ardsley Union Free School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$16,967.00 (+23.35%)
2025	$13,755.00	$769,100 (+9%) Land $360,600 Building $408,500	$769,100 (+9%) Land $360,600 Building $408,500
2024		$705,600 (+14.08%) Land $360,600 Building $345,000	$705,600 (+14.08%) Land $360,600 Building $345,000
2023		$618,500 Land $319,200 Building $299,300	$618,500 Land $319,200 Building $299,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 65 Prospect Ave in Zone X, an area of minimal flood risk, though there have been 225 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 15 policies
Nearby Flood Policies	15 in force
Nearby Flood Claims	225 (1978–2021)
Claims Outside the SFHA	46 of 225
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida
Claims by Event	Hurricane Irene, Aug 2011 · 4 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 2 claims Coastal Storms & Flooding, Apr 1984 · 34 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 65 Prospect Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 97.9% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VEOLIA WATER NEW YORK, INC. RD-1 private · serves 146,732 people · EPA ID NY5903444
Water Source	Purchased surface water from several systems
Last State Inspection	Aug 2025
Lead	12 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 169 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber	2,300 / 2,300