McHenry County property record for 65 Pine Cir, Cary, IL 60013 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,304 sqft · built 1980 |
| Lot Size | 0.54 acres (2,345 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $4,004 (2024) |
| Deeds & Mortgages | Apr 2024 Mortgage Apr 2023 Transfer + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 19-12-105-018 |
| Primary APN | 19-12-105-018 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,304 sqft Living Area |
| 1st Floor Area | 654 sqft |
| Year Built | Built 1980 |
|---|---|
| Effective Year Built | Effective 1980 |
| Lot Area | 2,345 sqft (0.54 acres) |
| Lot Dimensions | 90 ft deep x 26 ft wide |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Street Address | 65 PINE CIR |
|---|---|
| City | CARY |
| State | IL |
| Zip | 60013-1546 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DOC 2024R0007880 LT 98 BRIGHT OAKS UNIT 3 PHASE 2 |
| Legal Subdivision | BRIGHT OAKS UNIT 3 PHASE 2 |
| Legal Phase | 2 |
| Legal Block | 105 |
| Legal Lot Number | 98 |
| Legal Unit | 3 |
| Jurisdiction | MCHENRY IL |
| Township / Civil Division | ALGONQUIN |
| Census Block Group | 1 |
| Census Block | 1028 |
| Census Tract | 871304 |
Source: McHenry County records · APN 19-12-105-018
Assessment roll updated March 27, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 65 PINE CIR, CARY, IL 60013-1546 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Apr 03, 2024 | Quit Claim Deed, Transfer · Conventional Mortgage BMO BANK NA |
| Apr 18, 2023 | Intrafamily Transfer, Transfer |
| Dec 17, 2019 | Deed of Trust, Mortgage · Conventional Mortgage PHH MORTGAGE SERVICES CORP |
| May 28, 2020 | Deed of Trust, Mortgage · Line of Credit BMO HARRIS BANK NA |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Transfer Date | Mar 26, 2024 |
| Transfer Doc | 0000007880 |
| Record Updated | Sep 20, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MCHENRY IL |
| Recording Date | Apr 03, 2024 |
| Property Address | 65 PINE CIR, CARY, IL 60013-1546 |
| Document Number | 0000007880 |
| Map Reference | DOC 752232 |
| Instrument Date | Mar 26, 2024 |
| Instrument | 2024R0007880 |
| Transaction Type | Transfer |
| Record Updated | Apr 15, 2024 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 65 PINE CIR, CARY, IL 60013-1546 |
| Document Number | 0000007881 |
|---|---|
| Date | Apr 03, 2024 |
| Instrument | 2024R0007881 |
| Name | BMO BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Apr 01, 2034 |
| Rate | 6.87% |
|---|
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MCHENRY IL |
| Recording Date | Apr 18, 2023 |
| Property Address | 65 PINE CIR, CARY, IL 60013-1546 |
| Document Number | 0000008561 |
| Map Reference | DOC 752232 |
| Instrument Date | Apr 12, 2023 |
| Instrument | 2023R0008561 |
| Transaction Type | Transfer |
| Record Updated | Jun 07, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 65 PINE CIR, CARY, IL 60013-1546 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCHENRY IL |
| Property Address | 65 PINE CIR, CARY, IL 60013-1546 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000043338 |
|---|---|
| Date | Dec 17, 2019 |
| Instrument | 2019R0043338 |
| Name | PHH MORTGAGE SERVICES CORP |
|---|---|
| Type | Mortgage Company |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Jan 01, 2035 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4.12% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCHENRY IL |
| Property Address | 65 PINE CIR, CARY, IL 60013-1546 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000018821 |
|---|---|
| Date | May 28, 2020 |
| Instrument | 2020R0018821 |
| Name | BMO HARRIS BANK NA |
|---|---|
| Type | Bank |
| Address | CHICAGO, IL 60690 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 19, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 7.79% |
| Change Frequency | Monthly |
Source: McHenry County records · Assessment roll updated March 27, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | McHenry County |
| County Subdivision | Algonquin Township |
| Municipality | Cary Village |
| Elementary School District | Cary Community Consolidated School District 26 (PK - 08) |
| Secondary School District | Community High School District 155 (09 - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2024 | $4,004.00 | $63,555 (+30.43%) Land $12,923 Building $50,632 | $190,665 (+30.43%) Land $38,769 Building $151,896 |
| 2022 | Homeowner's exemption | $48,728 Land $10,431 Building $38,297 | $146,184 Land $31,293 Building $114,891 |
Source: FEMA National Flood Hazard Layer, McHenry County (17111C), updated February 28, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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