65 Phillips St, Middletown, NY 10940 Property Records

Orange County and Middletown City property record for 65 Phillips St, Middletown, NY 10940

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,782 sqft · built 1973
Lot Size	0.257 acres (11,200 sqft)
Owner	Individual Name on File
Last Sale	$189,000 (Sep 2016)
Tax Bill	$8,442 (2024)
Deeds & Mortgages	May 2023 Sale & Refinance
Flood Zone	Zone X (minimal risk)
APN	`330900 42-7-4`

Property Details

APN / Parcel Number

Primary APN	`330900 42-7-4`
Alternative APNs	`090004200000070040000000` `1640003300` `42-7-4`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,782 sqft Living Area
Gross Area	1,922 sqft
1st Floor Area	1,232 sqft
Basement Area	550 sqft
Finished Basement	550 sqft

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Architectural Style	Raised Ranch
Exterior Material	Wood
Lot Area	11,200 sqft (0.257 acres)
Lot Dimensions	140 ft deep x 80 ft wide
Garage Type	Basement
Parking Spaces	1 Parking Space
Porch	Enclosed Porch
Porch Area	140 sqft

Utilities, Heating & Cooling

Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	1640003300
Street Address	65 PHILLIPS ST
City	MIDDLETOWN
State	NY
Zip	10940-4224
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	BY WILL 4/11/90
Legal Subdivision	ROBERT H BAKER
Legal Block	7
Legal Lot Number	4.000
Jurisdiction	ORANGE NY
Township / Civil Division	MIDDLETOWN
Census Block Group	2
Census Block	2001
Census Tract	1500

Owner

65 Phillips St is owned and occupied by an individual who bought it in September 2016.

Source: Orange County and Middletown City records, as of April 29, 2026

Owner of Record	Individual Name on File
Mailing Address	65 PHILLIPS ST, MIDDLETOWN, NY 10940-4224
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 2, 2016 · Amount on File
Deed Sale	Sep 2, 2016 · Amount on File
Prior Sale	Apr 7, 2014 · Amount on File
Deed Book / Page	14102 / 390
Record Updated	Oct 29, 2026

May 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	ORANGE NY
Recording Date	May 1, 2023
Property Address	65 PHILLIPS ST, MIDDLETOWN, NY 10940-4224
Document Number	0000027754
Book / Page	15414 / 60
Instrument Date	Apr 14, 2023
Instrument	20230027754
Transaction Type	Transfer
Record Updated	Jun 6, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2400 HUNTER AVE APT 19E, 19E, BRONX, NY 10475-5608

Mortgage

Document Number	0000027469
Date	Apr 28, 2023
Book Page	15413/1637
Instrument	20230027469

Lender

Name	PRIMELENDING

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	May 1, 2053

Tax Assessment & Valuation

Source: Orange County and Middletown City assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	New York
County	Orange County
Municipality	Middletown City
Unified School District	Middletown City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$30,400 Land $8,500 Building $21,900	$345,800
2024	$8,442.00
2023		$30,400 (-) Land $8,500 Building $21,900	$304,000 (+17.01%) Land $85,000 Building $219,000
2022		$30,400 Land $8,500 Building $21,900	$259,800 Land $72,641 Building $187,159

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 65 Phillips St in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 2011.

Source: FEMA National Flood Hazard Layer, effective September 26, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	4 (2011–2023)
Claims Outside the SFHA	4 of 4
Most Recent Claim	Dec 2023 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 65 Phillips St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MIDDLETOWN CITY serves 30,000 people · EPA ID NY3503534
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 617 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Greenlight Networks Fiber	8,000 / 8,000
Frontier Fiber	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Optimum.

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