65 Penzance St, Salinas, CA 93906 Property Records

Monterey County property record for 65 Penzance St, Salinas, CA 93906

Property Summary

Property Type	Single Family Home
Details	6 bd · 2.5 ba · 2,293 sqft · built 1962
Lot Size	0.196 acres (8,516 sqft)
Owner	Individual Name on File
Tax Bill	$1,560 (2025)
Deeds & Mortgages	Aug 2026 Line of Credit Sep 2025 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`211-171-007-000`

Property Details

APN / Parcel Number

Primary APN	`211-171-007-000`
Alternative APN	`211-171-007`

Interior

Bedrooms	6 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	14 Rooms
Stories	1 Story
Building Area	2,293 sqft Living Area
1st Floor Area	2,293 sqft

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1962
Architectural Style	L-Shape
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	8,516 sqft (0.196 acres)
Garage Area	397 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Floor/Wall Furnace

Location & Zoning

Old Parcel Number	211-171-007
Street Address	65 PENZANCE ST
City	SALINAS
State	CA
Zip	93906-1336
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	OAK PARK SUBD LOT 7 BLK 7
Legal Subdivision	OAK PARK SUBD
Legal Block	7
Legal Lot Number	7
Jurisdiction	MONTEREY CA
Township / Civil Division	SALINAS
Census Block Group	3
Census Block	3003
Census Tract	101

Owner

65 Penzance St is owned and occupied by an individual.

Source: Monterey County records, as of August 6, 2026

Owner of Record	Individual Name on File
Mailing Address	65 PENZANCE ST, SALINAS, CA 93906-1336
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 18, 2026	Deed of Trust, Mortgage · Line of Credit BANK NATIONAL ASSOCIATION
Sep 19, 2025	Deed of Trust, Mortgage · Conventional Mortgage SOFI BANK NA
Oct 23, 2023	Deed of Trust, Mortgage · Conventional Mortgage CENTRAL COAST FCU
May 23, 2018	Affidavit of Death, Transfer OLD REPUBLIC TITLE
May 14, 2018	Deed of Trust, Mortgage · Line of Credit CENTRAL COAST FCU

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTEREY CA
Recording Date	Aug 18, 2026
Property Address	65 PENZANCE ST, SALINAS, CA 93906-1336
Document Number	0000028437
Instrument Date	Aug 13, 2026
Instrument	202628437
Transaction Type	Mortgage
Record Updated	Sep 9, 2026
Title Company	TITLE ESCROW, SILK TITLE AND ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	65 PENZANCE ST, SALINAS, CA 93906-1336

Mortgage

Document Number	0000028437,
Date	Aug 18, 2026
Instrument	202628437

Lender

Name	BANK NATIONAL ASSOCIATION

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Aug 18, 2036

Interest

Rate Type	Adjustable Rate
Rate	7.14%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTEREY CA
Property Address	65 PENZANCE ST, SALINAS, CA 93906-1336
Transaction Type	Mortgage
Record Updated	Sep 29, 2025
Title Company	UNKNOWN, SILK TITLE AND ESCROW FT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	65 PENZANCE ST, SALINAS, CA 93906-1336

Mortgage

Document Number	0000031157
Date	Sep 19, 2025
Instrument	2025031157

Lender

Name	SOFI BANK NA
Type	Bank
Address	SALT LAKE CITY, UT 84121

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2055

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTEREY CA
Property Address	65 PENZANCE ST, SALINAS, CA 93906-1336
Transaction Type	Mortgage
Record Updated	Nov 2, 2023
Title Company	CHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	65 PENZANCE ST, SALINAS, CA 93906-1336

Mortgage

Document Number	0000037163
Date	Oct 23, 2023
Instrument	2023037163

Lender

Name	CENTRAL COAST FCU
Type	Credit Union
Address	ANAHEIM, CA 92807

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2053

May 2018: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	MONTEREY CA
Recording Date	May 23, 2018
Property Address	65 PENZANCE ST, SALINAS, CA 93906-1336
Document Number	0000022645
Instrument Date	May 17, 2018
Instrument	22645
Transaction Type	Transfer
Record Updated	Jun 11, 2018
Title Company	OLD REPUBLIC TITLE

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	65 PENZANCE ST SALINAS CA 939061336, SALINAS, CA 93906-1336

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTEREY CA
Property Address	65 PENZANCE ST, SALINAS, CA 93906-1336
Document Number	0000022646
Instrument Date	May 14, 2018
Transaction Type	Mortgage
Record Updated	Nov 21, 2018
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	65 PENZANCE ST SALINAS CA 939061336, SALINAS, CA 93906-1336

Mortgage

Document Number	0000022646
Date	May 23, 2018
Instrument	22646

Lender

Name	CENTRAL COAST FCU
Type	Credit Union
Address	SEASIDE, CA 93955

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	180 Months
Due	May 22, 2033

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 65 Penzance St was $1,560.

Source: Monterey County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
County	Monterey County
Secondary School District	Salinas Union High School District (07 - 12)
Elementary School District	Santa Rita Union Elementary School District (KG - 06)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$125,378 (+2%) Land $14,897 Building $110,481
2025	$1,560.00	$122,920 Land $14,605 Building $108,315
2023	$1,386.00 (+1.17%)	$118,149 Land $14,039 Building $104,110
2022	$1,370.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 65 Penzance St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 65 Penzance St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 340 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	1,200 / 35
Razzolink Fixed Wireless	500 / 250
Etheric Networks Fixed Wireless	300 / 100
Verizon Fixed Wireless	300 / 20

May also be available: Cruzio.

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