65 Payson Rd, Belmont, MA 02478 Property Records

Middlesex County and Belmont Town property record for 65 Payson Rd, Belmont, MA 02478

Property Summary

Property Type	Condominium
Details	3 bd · 2 ba · 2,018 sqft · built 1920
Lot Size	0.161 acres (7,011 sqft)
Owner	2 Company Names on Record
Last Sale	$990,000 (May 2021)
Tax Bill	$11,458 (2025)
Deeds & Mortgages	Oct 2023 Sale May 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`BELM M:06 P:000193 S:U:65`

Property Details

APN / Parcel Number

Primary APN	`BELM M:06 P:000193 S:U:65`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	12 Rooms
Units	2 Units
Stories	1 Story
Building Area	2,018 sqft Living Area
Gross Area	2,841 sqft
1st Floor Area	1,310 sqft
Basement Area	768 sqft
Unfinished Basement	768 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1920
Effective Year Built	Effective 2020
Architectural Style	Condo/Apartment
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,011 sqft (0.161 acres)
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	65 PAYSON RD
City	BELMONT
State	MA
Zip	02478-2720
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	R
Jurisdiction	BELMONT MA
Township / Civil Division	BELMONT
Census Block Group	3
Census Block	3008
Census Tract	357400

Owner

Source: Middlesex County and Belmont Town records, as of July 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Company Names on Record
Mailing Address	65 PAYSON RD, BELMONT, MA 02478-2720
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Oct 23, 2023	Condominium Deed, Transfer
May 14, 2021	Condominium Deed, Transfer · Stand-Alone First Mortgage LEADER BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 14, 2021 · Amount on Record
Deed Sale	May 14, 2021 · Amount on Record
Prior Sale	Dec 24, 1985 · Amount on Record
Deed Document Number	2021110905
Record Updated	Sep 20, 2026

October 2023: Condominium Deed, Transfer

Document Type	Condominium Deed
Jurisdiction	BELMONT MA
Recording Date	Oct 23, 2023
Property Address	65 PAYSON RD, BELMONT, MA 02478-2720
Document Number	082125-289
Book / Page	82125 / 289
Instrument Date	Oct 23, 2023
Instrument	120087
Transaction Type	Transfer
Record Updated	Nov 10, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	65 PAYSON RD # 65, 65, BELMONT, MA 02478-2720

May 2021: Condominium Deed, Transfer

Document Type	Condominium Deed
Jurisdiction	BELMONT MA
Recording Date	May 14, 2021
Property Address	65 PAYSON RD, BELMONT, MA 02478-2720
Document Number	077781-431
Book / Page	77781 / 431
Instrument Date	May 14, 2021
Instrument	110905
Transaction Type	Transfer
Record Updated	Jun 2, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	65 PAYSON RD, BELMONT, MA 02478-2720

Mortgage

Document Number	0000110906
Date	May 14, 2021
Instrument	110906

Lender

Name	LEADER BANK NA
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Middlesex County and Belmont Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Belmont Town
Unified School District	Belmont School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$11,458.00 (+10.92%)	$1,006,000 (+9.47%) Building $1,006,000	$959,120 (-)
2024			$959,120
2023	$10,330.00	$919,000 Building $919,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BELMONT WATER DEPT. (MWRA) serves 27,442 people · EPA ID MA3026000
Water Source	Purchased surface water from MWRA
Last State Inspection	Jul 2023
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 620 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 2,000
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Astound Broadband.

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