65 Overlook Dr, Hull, GA 30646 Property Records

Madison County property record for 65 Overlook Dr, Hull, GA 30646

Property Summary

Property Type	Rural Home
Details	2 ba · 1,546 sqft · built 2004
Lot Size	2.03 acres (88,427 sqft)
Owner	2 Individual Names on File
Last Sale	$450,000 (Sep 2025)
Tax Bill	$3,652 (2025)
Deeds & Mortgages	Sep 2025 Sale & Mortgage Apr 2020 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0045 165`

Property Details

APN / Parcel Number

Primary APN	`0045 165`
Alternative APN	`11491`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,546 sqft Heated Area
1st Floor Area	1,546 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Exterior Material	Fiber Cement Siding
Construction Type	Brick
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	88,427 sqft (2.03 acres)
Garage Type	Mixed
Garage Area	1,087 sqft

Exterior Amenities

Porch	Slab
Porch Area	25 sqft
Deck Area	160 sqft
Patio Area	160 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	11491
Street Address	65 OVERLOOK DR
City	HULL
State	GA
Zip	30646-6909
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	AR
Legal Description	HSE / TRACT 15 SPRATLIN PONDS
Legal Subdivision	SPRATLIN POND
Legal Tract	15
Legal Lot Number	15
Jurisdiction	MADISON GA
Township / Civil Division	COLBERT
Census Block Group	3
Census Block	3000
Census Tract	20502

Owner

Source: Madison County records · APN 0045 165

Assessment roll updated December 12, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	PO BOX 458, ELBERTON, GA 30635-0458
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 08, 2025	Warranty Deed, Transfer · Conventional Mortgage FIRST CITIZENS BANK
Apr 20, 2020	Quit Claim Deed, Transfer Quitclaim
Dec 03, 2019	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 08, 2025 · Amount on Record
Deed Sale	Sep 08, 2025 · Amount on Record
Prior Sale	Dec 03, 2019 · Amount on Record
Deed Book / Page	2263 / 200
Prior Transfer Date	Apr 20, 2020
Prior Transfer Doc	001852/202
Record Updated	Jun 08, 2026

September 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON GA
Recording Date	Sep 08, 2025
Property Address	65 OVERLOOK DR, HULL, GA 30646-6909
Document Number	002263/200
Book / Page	2263 / 200
Instrument Date	Aug 25, 2025
Transaction Type	Transfer
Record Updated	Jan 20, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$4.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 458, ELBERTON, GA 30635-0458

Mortgage

Document Number	0002263180
Date	Sep 08, 2025
Instrument	2263/180

Lender

Name	FIRST CITIZENS BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	352 Months
Due	Jan 01, 2055

Mortgage

Document Number	0000002263/0000000202
Date	Sep 08, 2025
Book Page	0000002263/0000000202

Lender

Name	FIRST CITIZENS BANK

Agreement

Amount	Amount Recorded
Term	60 Months
Due	Jan 01, 2030

April 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MADISON GA
Recording Date	Apr 20, 2020
Property Address	65 OVERLOOK DR, HULL, GA 30646-6909
Document Number	001852/202
Book / Page	1852 / 202
Instrument Date	Apr 20, 2020
Instrument	2020-000378
Transaction Type	Transfer
Record Updated	Dec 20, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	65 OVERLOOK DR, HULL, GA 30646-6909

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON GA
Recording Date	Dec 03, 2019
Property Address	65 OVERLOOK DR, HULL, GA 30646-6909
Document Number	001827/341
Book / Page	1827 / 341
Instrument Date	Dec 03, 2019
Instrument	2019-001335
Transaction Type	Transfer
Record Updated	Dec 20, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1262 GOLF COURSE RD, ELBERTON, GA 30635-2666
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Madison County records · Assessment roll updated December 12, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Madison County
Unified School District	Madison County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,652.00 (-2.87%) Homeowner's exemption	$145,746 (+18.32%) Land $18,000 Building $127,746	$364,366 (+18.32%) Land $45,000 Building $319,366
2023	$3,760.00 (+25.75%) Homeowner's exemption	$123,178 (+11.54%) Land $18,000 Building $105,178	$307,944 (+11.54%) Land $45,000 Building $262,944
2022	$2,990.00 Homeowner's exemption	$110,432 Land $18,000 Building $92,432	$276,080 Land $45,000 Building $231,080

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Madison County (13195C), updated June 15, 2022 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Moderate above 40% of the US · lower than 73% of Georgia
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 35 locations within half a mile · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Fiber · Cable in parts of the area	1,000 / 1,000

May also be available: T-Mobile USA.

Cell Coverage

5G (outdoors only) and 4G LTE

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