65 Old Ridge Rd, Warwick, NY 10990 Property Records

Orange County and Warwick Town property record for 65 Old Ridge Rd, Warwick, NY 10990

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 3,064 sqft · built 1986
Lot Size	2.2 acres (95,832 sqft)
Owner	2 Individual Names on Record
Tax Bill	$11,124 (2024)
Deeds & Mortgages	Jun 2017 Mortgage Feb 2018 Reverse Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`18-1-39.22`

Property Details

APN / Parcel Number

Primary APN	`18-1-39.22`
Alternative APNs	`548901800000010392200000` `335489 18-1-39.22`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	1 Story
Building Area	3,064 sqft Living Area
1st Floor Area	2,362 sqft
Basement Area	702 sqft
Finished Basement	702 sqft

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Architectural Style	Raised Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	95,832 sqft (2.2 acres)
View / Lot	Rural
Garage Type	Basement
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	445 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil
Sewer	Connected

Location & Zoning

Account Number	18-1-39.22
Street Address	65 OLD RIDGE RD
City	WARWICK
State	NY
Zip	10990-2620
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	00220
Legal Description	LT 2 KAYTES MAP 7735
Legal Block	1
Legal Lot Number	39.22
Jurisdiction	ORANGE NY
Township / Civil Division	WARWICK
Census Block Group	2
Census Block	2033
Census Tract	14400

Owner

Source: Orange County and Warwick Town records, as of April 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	65 OLD RIDGE RD, WARWICK, NY 10990-2620
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 20, 2017	Deed of Trust, Mortgage JP MORGAN CHASE BANK
Feb 26, 2018	Deed of Trust, Mortgage · Reverse Mortgage ONE REVERSE MORTGAGE LLC
Nov 26, 2019	Deed of Trust, Mortgage · FHA Mortgage FEDERAL HSNG COMMISSIONER
Nov 26, 2019	Deed of Trust, Mortgage · FHA Mortgage NATIONWIDE EQUITIES
Jan 31, 2018	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV
Jun 20, 2017	Loan Modification, Consolidation and Extension, Mortgage · Line of Credit JP MORGAN CHASE BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Jun 8, 2026

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE NY
Property Address	65 OLD RIDGE RD, WARWICK, NY 10990-2620
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000042978
Date	Jun 20, 2017
Book Page	0000014247/0000000607
Instrument	20170042978

Lender

Name	JP MORGAN CHASE BANK
Type	Bank

Agreement

Amount	Amount Recorded
Term	379 Months
Due	Jan 1, 2049

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE NY
Property Address	65 OLD RIDGE RD, WARWICK, NY 10990-2620
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000014324
Date	Feb 26, 2018
Book Page	0000014366/0000001543
Instrument	20180014324

Lender

Name	ONE REVERSE MORTGAGE LLC
Type	Reverse Mortgage Lender

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded
Term	959 Months
Due	Jan 1, 2098

Interest

Rate	3.62%
Type Change Date	Feb 1, 2019

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE NY
Property Address	65 OLD RIDGE RD, WARWICK, NY 10990-2620
Document Number	0000006008
Instrument Date	Nov 26, 2019
Transaction Type	Mortgage
Record Updated	Feb 17, 2020
Title Company	LAND TRACK TITLE AGENCY LLC, LAND TRACK TITLE AGCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	65 OLD RIDGE RD WARWICK NY 109902620, WARWICK, NY 10990-2620

Mortgage

Document Number	0000006008
Date	Jan 27, 2020
Book Page	014693/000981
Instrument	6008

Lender

Name	FEDERAL HSNG COMMISSIONER
Address	451 7TH ST SW, WASHINGTON, DC 20410-0001

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	936 Months
Due	Jan 26, 2098

Interest

Rate Type	Adjustable Rate
Rate	4.41%

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE NY
Property Address	65 OLD RIDGE RD, WARWICK, NY 10990-2620
Document Number	0000006007
Instrument Date	Nov 26, 2019
Transaction Type	Mortgage
Record Updated	Feb 17, 2020
Title Company	LAND TRACK TITLE AGENCY LLC, LAND TRACK TITLE AGCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	65 OLD RIDGE RD WARWICK NY 109902620, WARWICK, NY 10990-2620

Mortgage

Document Number	0000006007
Date	Jan 27, 2020
Book Page	014693/000963
Instrument	6007

Lender

Name	NATIONWIDE EQUITIES
Type	Funding / Finance Company
Address	MAHWAH, NJ 07495

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	936 Months
Due	Jan 26, 2098

Interest

Rate Type	Adjustable Rate
Rate	4.41%

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE NY
Property Address	65 OLD RIDGE RD, WARWICK, NY 10990-2620
Document Number	0000014325
Instrument Date	Jan 31, 2018
Transaction Type	Mortgage
Record Updated	Jan 11, 2019
Title Company	TITLE SOURCES INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	65 OLD RIDGE RD WARWICK NY 109902620, WARWICK, NY 10990-2620

Mortgage

Document Number	0000014325
Date	Feb 26, 2018
Book Page	014366/001559
Instrument	14325

Lender

Name	HUD-HOUSING/URBAN DEV
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	960 Months
Due	Feb 25, 2098

Interest

Rate Type	Adjustable Rate
Rate	3.62%

June 2017: Loan Modification, Consolidation and Extension, Mortgage

Document Type	Loan Modification, Consolidation and Extension
Jurisdiction	ORANGE NY
Recording Date	Jun 20, 2017
Property Address	65 OLD RIDGE RD, WARWICK, NY 10990-2620
Book / Page	014247 / 000617
Instrument Date	Mar 14, 2014
Instrument	42979
Transaction Type	Mortgage
Record Updated	Jan 14, 2020
Title Company	CHASE TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	65 OLD RIDGE RD WARWICK NY 109902620, WARWICK, NY 10990-2620

Mortgage

Document Number	0000042979
Date	Jun 20, 2017
Book Page	014247/000617
Instrument	42979

Lender

Name	JP MORGAN CHASE BK
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Orange County and Warwick Town assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	New York
County	Orange County
County Subdivision	Warwick Town
Unified School District	Warwick Valley Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$48,800 (-) Land $15,500 Building $33,300	$581,000 (+10.12%)
2024	$11,124.00
2023		$48,800 (-) Land $15,500 Building $33,300	$527,600 (+17.3%) Land $167,578 Building $360,022
2022		$48,800 Land $15,500 Building $33,300	$449,800 Land $142,867 Building $306,933

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 26, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	2 (1980–2011)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Aug 2011 · Hurricane Irene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 72 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Alteva of Warwick Fiber	1,000 / 1,000

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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