65 Ohio Ave, West Springfield, MA 01089 Property Records

Hampden County and West Springfield Town City property record for 65 Ohio Ave, West Springfield, MA 01089

Property Summary

Property Type	Single Family Home
Details	5 bd · 2.5 ba · 2,590 sqft · built 1932
Lot Size	0.356 acres (15,510 sqft)
Owner	Individual Name on File
Last Sale	$430,000 (Jun 2023)
Tax Bill	$6,504 (2026)
Deeds & Mortgages	Jun 2023 Sale & Mortgage Mar 2023 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`410-02400-K3-001`

Property Details

APN / Parcel Number

Primary APN	`410-02400-K3-001`
Alternative APN	`WSPR M:00410 B:02400 L:000K3`

Interior

Bedrooms	5 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,590 sqft Living Area
Gross Area	4,695 sqft
Basement Area	1,287 sqft
Unfinished Basement	1,287 sqft

Exterior

Year Built	Built 1932
Effective Year Built	Effective 1932
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	15,510 sqft (0.356 acres)

Utilities, Heating & Cooling

Heating System	Steam
Heating Fuel	Oil

Location & Zoning

Account Number	410-02400-K3-001
Street Address	65 OHIO AVE
City	WEST SPRINGFIELD
State	MA
Zip	01089-2139
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA2
Legal Block	2400
Legal Lot Number	K3
Jurisdiction	WEST SPRINGFIELD MA
Township / Civil Division	WEST SPRINGFIELD TOWN
Census Block Group	3
Census Block	3010
Census Tract	812401

Owner

65 Ohio Ave is owned and occupied by an individual who bought it in June 2023.

Source: Hampden County and West Springfield Town City records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	65 OHIO AVE, WEST SPRINGFIELD, MA 01089-2139
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 2, 2023	Quit Claim Deed, Transfer · Stand-Alone First Mortgage HERITAGE BANK
Mar 31, 2023	Deed of Trust, Mortgage · Stand-Alone Refinance PEOPLESBANK (HOLYOKE MA)
Nov 20, 2020	Quit Claim Deed, Transfer · Stand-Alone First Mortgage GUARANTEED RATE AFFINITY LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 2, 2023 · Amount on File
Deed Sale	Jun 2, 2023 · Amount on File
Prior Sale	Nov 20, 2020 · Amount on File
Deed Document Number	202325262
Deed Book / Page	25029 / 2
Prior Transfer Date	Jun 1, 2023
Prior Transfer Doc	00025029-2
Record Updated	Oct 29, 2026

June 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WEST SPRINGFIELD MA
Recording Date	Jun 2, 2023
Property Address	65 OHIO AVE, WEST SPRINGFIELD, MA 01089-2139
Document Number	00025029-2
Book / Page	25029 / 2
Instrument Date	Jun 1, 2023
Instrument	25262
Transaction Type	Transfer
Record Updated	Jun 16, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8449 HOLLYHOCK AVE, SEMINOLE, FL 33777-3731

Mortgage

Document Number	0000025263
Date	Jun 2, 2023
Instrument	25263

Lender

Name	HERITAGE BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Rate	5.25%
Type Change Date	Jul 1, 2030
Max Rate At Change	3.75%
Index	Other

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEST SPRINGFIELD MA
Property Address	65 OHIO AVE, WEST SPRINGFIELD, MA 01089-2139
Transaction Type	Mortgage
Record Updated	Apr 14, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	024954-434
Date	Mar 31, 2023
Book Page	24954/434
Instrument	14458

Lender

Name	PEOPLESBANK (HOLYOKE MA)

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record

November 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WEST SPRINGFIELD MA
Recording Date	Nov 20, 2020
Property Address	65 OHIO AVE, WEST SPRINGFIELD, MA 01089-2139
Document Number	23549-163
Book / Page	23549 / 163
Instrument Date	Nov 16, 2020
Instrument	69248
Transaction Type	Transfer
Record Updated	May 11, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	65 OHIO AVE, WEST SPRINGFIELD, MA 01089-2139

Mortgage

Document Number	69249
Date	Nov 20, 2020
Instrument	69249

Lender

Name	GUARANTEED RATE AFFINITY LLC

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 65 Ohio Ave was $6,504, up 2% from the year before.

Source: Hampden County and West Springfield Town City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
Municipality	West Springfield Town City
Unified School District	West Springfield School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,504.00 (+2.01%)	$463,900 (+8.19%) Land $141,300 Building $322,600	$438,807 (-5.85%)
2025	$6,376.00 (+5.81%)	$428,800 (+5.38%) Land $128,600 Building $300,200	$466,070
2024	$6,026.00 (+9.05%)	$406,900 (+14.43%) Land $128,600 Building $278,300
2023	$5,526.00	$355,600 Land $128,600 Building $227,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 65 Ohio Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1985.

Source: FEMA National Flood Hazard Layer, effective June 7, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1985)
Most Recent Claim	Sep 1985 · Hurricane Gloria

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 65 Ohio Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WEST SPRINGFIELD DPW WATER DIVISION serves 28,835 people · EPA ID MA1325000
Water Source	Groundwater
Last State Inspection	May 2023
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 268 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Whip City Fiber Fiber	1,000 / 1,000

May also be available: Verizon.

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