East Lyme Town property record for 65 Oakwood Rd, Niantic, CT 06357
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,268 sqft · built 1969 |
| Lot Size | 0.6 acres (26,117 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $180,000 (Jul 2016) |
| Tax Bill | $5,253 (2026) |
| Deeds & Mortgages | Sep 2023 Line of Credit Jun 2019 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | ELYM M:07.18 B:00106 L:00000 |
| Primary APN | ELYM M:07.18 B:00106 L:00000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,268 sqft Living Area |
| Gross Area | 2,734 sqft |
| 1st Floor Area | 1,268 sqft |
| Basement Area | 420 sqft |
| Unfinished Basement | 420 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1969 |
|---|---|
| Effective Year Built | Effective 1969 |
| Architectural Style | Raised Ranch |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 26,117 sqft (0.6 acres) |
| Garage Type | Basement |
| Deck Area | Deck Area |
| Heating System | Baseboard |
|---|---|
| Heating Fuel | Electric |
| Account Number | 7543 |
|---|---|
| Street Address | 65 OAKWOOD RD |
| City | NIANTIC |
| State | CT |
| Zip | 06357-2038 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R10 |
| Legal Block | 106 |
| Jurisdiction | EAST LYME CT |
| Township / Civil Division | EAST LYME |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 870703 |
65 Oakwood Rd is owned and occupied by two individuals who bought it in July 2016.
Source: East Lyme Town records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 65 OAKWOOD RD, NIANTIC, CT 06357-2038 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Sep 28, 2023 | Deed of Trust, Mortgage · Line of Credit 360 FCU |
| Jun 19, 2019 | Deed of Trust, Mortgage · Stand-Alone Refinance PEOPLES UNITED BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 29, 2016 · Amount on File |
| Deed Sale | Jul 29, 2016 · Amount on File |
| Deed Book / Page | 967 / 281 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EAST LYME CT |
| Property Address | 65 OAKWOOD RD, NIANTIC, CT 06357-2038 |
| Transaction Type | Mortgage |
| Record Updated | Oct 26, 2023 |
| Name | Verified Name |
|---|
| Document Number | 001101-591 |
|---|---|
| Date | Sep 28, 2023 |
| Book Page | 1101/591 |
| Instrument | 1950 |
| Name | 360 FCU |
|---|---|
| Type | Credit Union |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 85 Months |
| Due | Oct 1, 2030 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EAST LYME CT |
| Property Address | 65 OAKWOOD RD, NIANTIC, CT 06357-2038 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 1013-416 |
|---|---|
| Date | Jun 19, 2019 |
| Book Page | 1013/416 |
| Name | PEOPLES UNITED BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2049 |
The 2026 property tax bill for 65 Oakwood Rd was $5,253, up 5% from the year before.
Source: East Lyme Town assessment roll, as of June 25, 2026
| Type | Name |
|---|---|
| State | Connecticut |
| County Subdivision | East Lyme Town |
| Unified School District | East Lyme School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,253.00 (+4.98%) | $181,440 (+1.57%) Land $84,910 Building $96,530 | $437,934 (+250.21%) |
| 2025 | $5,004.00 | $178,640 Land $84,910 Building $93,730 | $125,048 Land $59,437 Building $65,611 |
| 2024 | $5,004.00 (+18.13%) | ||
| 2023 | $4,236.00 (+4.36%) | $170,240 (-) Land $84,910 Building $85,330 | |
| 2022 | $4,059.00 | $170,240 Land $84,910 Building $85,330 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 65 Oakwood Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 20, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 65 Oakwood Rd has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | EAST LYME WATER & SEWER COMMISSION serves 15,245 people · EPA ID CT0450011 |
|---|---|
| Water Source | Purchased surface water from NEW LONDON DEPT. OF PUBLIC UTILITIES |
| Last State Inspection | Nov 2023 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 402 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Xfinity Cable | 2,000 / 2,000 |
| Breezeline Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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