65 Oak Leaf Cir, Crossville, TN 38558 Property Records

Cumberland County property record for 65 Oak Leaf Cir, Crossville, TN 38558

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,544 sqft · built 2019
Lot Size	0.25 acres (10,890 sqft)
Owner	2 Trust Names on File
Last Sale	$670,000 (Jul 2025)
Tax Bill	$157 (2018)
Deeds & Mortgages	Aug 2020 Mortgage Sep 2019 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`066G-D-002.00`

Property Details

APN / Parcel Number

Primary APN	`066G-D-002.00`
Alternative APN	`018066G D 00200`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	9 Plumbing Fixtures
Stories	2 Stories
Building Area	2,544 sqft Living Area
Gross Area	3,284 sqft
1st Floor Area	1,968 sqft
Upper Floors Area	576 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Exterior Material	Siding
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	10,890 sqft (0.25 acres)
Lot Dimensions	150 ft deep x 58 ft wide
Terrain	Rolling
Garage Type	Attached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished Screened Porch
Porch Area	30 sqft
Deck Area	84 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected
Water Source	Commercial

Location & Zoning

Old Parcel Number	018066G D 00200
Street Address	65 OAK LEAF CIR
City	CROSSVILLE
State	TN
Zip	38558-2502
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	B
Legal Description	HICKORY RIDGE PHASE II LOTS 20-36 PB 12 PG 1 BLK 3 LOT 21 57.8 X 150 IRR
Legal Subdivision	HICKORY RIDGE PHASE II
Legal Block	3
Legal Lot Number	21
Jurisdiction	CUMBERLAND TN
Township / Civil Division	9
Census Block Group	1
Census Block	1001
Census Tract	970101

Owner

65 Oak Leaf Cir is owner-occupied and held in a trust since July 2025.

Source: Cumberland County records, as of June 26, 2026

Owner of Record	2 Trust Names on File
Mailing Address	65 OAK LEAF CIR, CROSSVILLE, TN 38558-2502
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 17, 2020	Deed of Trust, Mortgage · Conventional Mortgage HIGHLAND FSLA
Sep 20, 2019	Deed of Trust, Mortgage FIRSTBANK
Oct 2, 2018	Trustee's Deed, Construction Loan · Line of Credit FIRSTBANK
Aug 7, 2018	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 15, 2025 · Amount on File
Deed Sale	Jul 15, 2025 · Amount on File
Prior Sale	Aug 7, 2018 · Amount on File
Deed Document Number	202537458
Deed Book / Page	1727 / 874
Record Updated	Sep 20, 2026

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CUMBERLAND TN
Property Address	65 OAK LEAF CIR, CROSSVILLE, TN 38558-2502
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000009628
Date	Aug 17, 2020
Book Page	1584/726
Instrument	20009628

Lender

Name	HIGHLAND FSLA
Type	Bank
Address	CROSSVILLE, TN 38555

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2050

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CUMBERLAND TN
Property Address	65 OAK LEAF CIR, CROSSVILLE, TN 38558-2502
Document Number	0000011797
Instrument Date	Sep 20, 2019
Transaction Type	Mortgage
Record Updated	Oct 21, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	65 OAK LEAF CIR CROSSVILLE TN 38558, CROSSVILLE, TN 38558

Mortgage

Document Number	0000011797
Date	Sep 30, 2019
Book Page	001559/002475
Instrument	11797

Lender

Name	FIRSTBANK
Type	Bank
Address	FRANKLIN, TN 37067

Agreement

Amount	Amount on Record
Term	360 Months
Due	Sep 29, 2049

October 2018: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	CUMBERLAND TN
Recording Date	Oct 2, 2018
Property Address	65 OAK LEAF CIR, CROSSVILLE, TN 38558-2502
Book / Page	001536 / 000270
Instrument Date	Sep 25, 2018
Instrument	11849
Transaction Type	Construction Loan
Record Updated	Oct 18, 2018
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3231 N LOOP 1604 W #3105 SAN ANTONIO TX 782574416, 3105, SAN ANTONIO, TX 78257-4416

Mortgage

Document Number	0000011849
Date	Oct 2, 2018
Book Page	001536/000270
Instrument	11849

Lender

Name	FIRSTBANK
Type	Bank
Address	NASHVILLE, TN 37201

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	12 Months
Due	Oct 1, 2019

Interest

Rate Type	Adjustable Rate

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CUMBERLAND TN
Recording Date	Aug 7, 2018
Property Address	65 OAK LEAF CIR, CROSSVILLE, TN 38558-2502
Document Number	0000009417
Book / Page	001532 / 000450
Instrument Date	Aug 3, 2018
Instrument	9417
Transaction Type	Transfer
Record Updated	Aug 21, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$140.60
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3231 N LOOP 1604 W SAN ANTONIO TX 782574407, SAN ANTONIO, TX 78257-4407

Tax Assessment & Valuation

Source: Cumberland County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Cumberland County
Unified School District	Cumberland County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$135,975 Land $12,500 Building $123,475	$543,900 Land $50,000 Building $493,900
2023		$135,975 (-) Land $12,500 Building $123,475
2022		$135,975 Land $12,500 Building $123,475	$543,900 (-) Land $50,000 Building $493,900
2021			$543,900 Land $50,000 Building $493,900
2018	$157.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 65 Oak Leaf Cir in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 16, 2007 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 65 Oak Leaf Cir is moderate, ranking above 56% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 56% of the US · above 76% of Tennessee
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CUMBERLAND PLATEAU WATER AUTHORITY #1 serves 23,252 people · EPA ID TN0000147
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 133 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	2,000 / 250
Ben Lomand Rural Telephone Cooperative Fiber	1,000 / 1,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

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