Bergen County and Dumont Borough property record for 65 Niagara St, Dumont, NJ 07628
| Property Type | Single Family Home |
|---|---|
| Details | 1,944 sqft · built 1910 |
| Lot Size | 0.164 acres (7,148 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $594,000 (May 2019) |
| Tax Bill | $16,869 (2025) |
| Deeds & Mortgages | Sep 2021 Mortgage Sep 2020 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 10-01202-0000-00011 |
| Primary APN | 10-01202-0000-00011 |
|---|---|
| Alternative APNs |
|
| Building Area | 1,944 sqft Living Area |
|---|
| Year Built | Built 1910 |
|---|---|
| Effective Year Built | Effective 1910 |
| Lot Area | 7,148 sqft (0.164 acres) |
| Lot Dimensions | 143 ft deep x 50 ft wide |
| Account Number | 075300 |
|---|---|
| Street Address | 65 NIAGARA ST |
| City | DUMONT |
| State | NJ |
| Zip | 07628-3407 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RA |
| Legal Description | 50X143 |
| Legal Subdivision | DUMONT REALTY CO DUMONT NJ SEC |
| Legal Block | 1202 |
| Legal Lot Number | 11 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | DUMONT |
| Census Block Group | 4 |
| Census Block | 4002 |
| Census Tract | 10200 |
Source: Bergen County and Dumont Borough records, as of June 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 65 NIAGARA ST, DUMONT, NJ 07628-3407 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 14, 2021 | Deed of Trust, Mortgage · FHA Mortgage CENLAR FSB |
| Sep 15, 2020 | Deed of Trust, Mortgage · FHA Mortgage AMERIHOME MORTGAGE COMPANY LLC |
| May 22, 2019 | Deed with Mortgage, Transfer · FHA Mortgage ATLANTIC HM LOANS |
| Jan 22, 2018 | Grant Deed, Transfer |
| Apr 7, 2017 | Grant Deed, Transfer WESTCOR LAND TITLE INSURANCE COMPANY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 22, 2019 · Amount on Record |
| Deed Sale | May 22, 2019 · Amount on Record |
| Prior Sale | Apr 7, 2017 · Amount on Record |
| Deed Document Number | 201932002 |
| Deed Book / Page | 3248 / 2089 |
| Prior Transfer Date | Feb 12, 1999 |
| Prior Transfer Doc | 0000056445 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 65 NIAGARA ST, DUMONT, NJ 07628-3407 |
| Transaction Type | Mortgage |
| Record Updated | Oct 21, 2021 |
| Title Company | FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE CO |
| Name | Verified Name |
|---|---|
| Address | 65 NIAGARA ST, DUMONT, NJ 07628-3407 |
| Document Number | 0043750862 |
|---|---|
| Date | Sep 14, 2021 |
| Book Page | 4375/862 |
| Instrument | 2021144840 |
| Name | CENLAR FSB |
|---|---|
| Type | Bank |
| Address | TRENTON, NJ 08618 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 347 Months |
| Due | Aug 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 65 NIAGARA ST, DUMONT, NJ 07628-3407 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0037061925 |
|---|---|
| Date | Sep 15, 2020 |
| Book Page | 3706/1925 |
| Instrument | 20-085738 |
| Name | AMERIHOME MORTGAGE COMPANY LLC |
|---|---|
| Type | Mortgage Company |
| Address | THOUSAND OAKS, CA 91362 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Aug 1, 2050 |
| Document Type | Deed with Mortgage |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | May 22, 2019 |
| Property Address | 65 NIAGARA ST, DUMONT, NJ 07628-3407 |
| Document Number | 0032482089 |
| Book / Page | 003248 / 002089 |
| Instrument Date | Apr 24, 2019 |
| Instrument | 32002 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2019 |
| Title Company | CARNEGIE TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $594.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 65 NIAGARA ST DUMONT NJ 076283407, DUMONT, NJ 07628-3407 |
| Document Number | 32482095 |
|---|---|
| Date | May 22, 2019 |
| Book Page | 003248/002095 |
| Instrument | 32002 |
| Name | ATLANTIC HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Address | PARSIPPANY, NJ 07054 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 21, 2049 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Jan 22, 2018 |
| Property Address | 65 NIAGARA ST, DUMONT, NJ 07628-3407 |
| Document Number | 0028430487 |
| Book / Page | 002843 / 000487 |
| Instrument Date | Dec 29, 2017 |
| Transaction Type | Transfer |
| Record Updated | Feb 9, 2018 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Apr 7, 2017 |
| Property Address | 65 NIAGARA ST, DUMONT, NJ 07628-3407 |
| Document Number | 0025830853 |
| Book / Page | 002583 / 000853 |
| Instrument Date | Apr 5, 2017 |
| Transaction Type | Transfer |
| Record Updated | May 26, 2017 |
| Title Company | WESTCOR LAND TITLE INSURANCE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Tax | $181.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 65 NIAGARA ST DUMONT NJ 076283407, DUMONT, NJ 07628-3407 |
Source: Bergen County and Dumont Borough assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Dumont Borough |
| Unified School District | Dumont Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $770,000 (+6.81%) Land $332,100 Building $437,900 | $770,000 (+6.81%) Land $332,100 Building $437,900 | |
| 2025 | $16,869.00 (+0.43%) | $720,900 (+74.47%) Land $305,000 Building $415,900 | $720,900 (+74.47%) Land $305,000 Building $415,900 |
| 2024 | $16,796.00 (+4.69%) | ||
| 2023 | $413,200 Land $170,800 Building $242,400 | $413,200 Land $170,800 Building $242,400 | |
| 2022 | $16,044.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2011) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Aug 2011 · Hurricane Irene |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001 |
|---|---|
| Water Source | Surface water |
| Lead | 6 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line replacement Jan 2021 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 828 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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