65 Nature Ln, Mill Spring, NC 28756 Property Records

Polk County property record for 65 Nature Ln, Mill Spring, NC 28756

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,136 sqft · built 1996
Lot Size	36.9 acres (1,609,978 sqft)
Owner	2 Individual Names on Record
Last Sale	$505,000 (Jul 2020)
Tax Bill	$3,763 (2026)
Deeds & Mortgages	Aug 2021 Mortgage Jul 2020 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`P40-23`

Property Details

APN / Parcel Number

Primary APN	`P40-23`
Alternative APN	`57311`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Building Area	1,136 sqft Finished Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Exterior Material	Brick Veneer
Foundation Type	Retaining Wall
Roof Material	Shingle
Lot Area	1,609,978 sqft (36.9 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces
Porch	Porch

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	57311
Street Address	65 NATURE LN
City	MILL SPRING
State	NC
Zip	28756-5645
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	OPEN
Legal Description	TRACT A, 500 500 COUNTY RURAL
Legal Subdivision	COUNTY RURAL
Legal Tract	A
Jurisdiction	POLK NC
Township / Civil Division	COOPER GAP
Census Block Group	3
Census Block	3004
Census Tract	920201

Owner

Source: Polk County records, as of September 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	65 NATURE LN, MILL SPRING, NC 28756-5645
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 31, 2021	Deed of Trust, Mortgage · Conventional Mortgage ATLANTIC BAY MORTGAGE GROUP LLC
Jul 10, 2020	Warranty Deed, Transfer · Conventional Mortgage ATLANTIC BAY MORTGAGE GROUP LLC
Aug 26, 2019	Warranty Deed, Transfer · ARM JPMORGAN CHASE BANK NA
Jun 18, 2019	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 10, 2020 · Amount on Record
Deed Sale	Jul 10, 2020 · Amount on Record
Prior Sale	Jun 20, 2011 · Amount on Record
Deed Book / Page	450 / 276
Prior Transfer Date	Aug 22, 2019
Prior Transfer Doc	00442/1597
Record Updated	Oct 29, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK NC
Property Address	65 NATURE LN, MILL SPRING, NC 28756-5645
Transaction Type	Mortgage
Record Updated	Sep 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	462/1867
Date	Aug 31, 2021
Book Page	462/1867

Lender

Name	ATLANTIC BAY MORTGAGE GROUP LLC
Type	Mortgage Company
Address	VIRGINIA BEACH, VA 23452

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK NC
Recording Date	Jul 10, 2020
Property Address	65 NATURE LN, MILL SPRING, NC 28756-5645
Document Number	000450/276
Book / Page	450 / 276
Map Reference	CARD C PG 1083
Instrument Date	Jul 9, 2020
Transaction Type	Transfer
Record Updated	Mar 7, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,010.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1504 AQUABELLE LN UNIT 9101, 1504, CHARLESTON, SC 29414-8178

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	65 NATURE LN, MILL SPRING, NC 28756-5645

Mortgage

Document Number	0000450280
Date	Jul 10, 2020
Instrument	450/280

Lender

Name	ATLANTIC BAY MORTGAGE GROUP LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2050

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK NC
Recording Date	Aug 26, 2019
Property Address	65 NATURE LN, MILL SPRING, NC 28756-5645
Document Number	00442/1594
Book / Page	442 / 1594
Instrument Date	Aug 22, 2019
Transaction Type	Transfer
Record Updated	Nov 16, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	65 NATURE LN, MILL SPRING, NC 28756-5645

Mortgage

Document Number	00442/1597
Date	Aug 26, 2019
Book Page	442/1597

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	3.1%
Type Change Date	Sep 1, 2026
Index	1-Month LIBOR

June 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	POLK NC
Recording Date	Jun 18, 2019
Property Address	65 NATURE LN, MILL SPRING, NC 28756-5645
Document Number	000441/647
Book / Page	441 / 647
Instrument Date	May 23, 2019
Transaction Type	Transfer
Record Updated	Nov 16, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	65 NATURE LN, MILL SPRING, NC 28756-5645

Tax Assessment & Valuation

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Polk County
Unified School District	Polk County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,763.00	$749,124 (-) Land $382,629 Building $366,495	$749,124 (-) Land $382,629 Building $366,495
2025	$3,763.00 (+24.11%)	$749,124 (+58.79%) Land $382,629 Building $366,495	$749,124 (+58.79%) Land $382,629 Building $366,495
2023	$3,032.00	$471,784 Land $219,800 Building $251,984
2021			$471,784 Land $219,800 Building $251,984

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 8, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 55% of the US · above 77% of North Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000

May also be available: Verizon.

Cell Coverage

4G LTE only, no 5G reported

Nearby Properties on Nature Ln

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