65 N Central Ave, Fairborn, OH 45324 Property Records

Greene County property record for 65 N Central Ave, Fairborn, OH 45324

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 2,400 sqft · built 1923
Lot Size	0.288 acres (12,543 sqft)
Owner	2 Individual Names on File
Last Sale	$370,000 (Sep 2025)
Tax Bill	$2,078 (2025)
Deeds & Mortgages	Mar 2022 Mortgage Dec 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`A021009053`

Property Details

APN / Parcel Number

Primary APN	`A021009053`
Alternative APN	`A02-0001-0009.0-0053.00`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,400 sqft Living Area
1st Floor Area	1,200 sqft
Basement Area	1,200 sqft
Unfinished Basement	1,200 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1923
Effective Year Built	Effective 1923
Architectural Style	Other
Exterior Material	Wood
Construction Type	Frame
Lot Area	12,543 sqft (0.288 acres)
Lot Width	70 ft Width
Garage Type	Detached

Utilities, Heating & Cooling

Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	65 N CENTRAL AVE
City	FAIRBORN
State	OH
Zip	45324-5001
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	O R CO 1ST ADD IRREG LOT 179 65 N CENTRAL AV
Legal Subdivision	O R CO 1ST ADD
Legal Lot Number	179
Jurisdiction	GREENE OH
Township / Civil Division	BATH
Census Block Group	1
Census Block	1007
Census Tract	200400

Owner

65 N Central Ave is owned and occupied by two individuals who bought it in September 2025.

Source: Greene County records, as of July 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	65 N CENTRAL AVE, FAIRBORN, OH 45324-5001
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Remainderman

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 29, 2022	Deed of Trust, Mortgage FIFTH THIRD BANK NA
Dec 28, 2021	Deed of Trust, Mortgage FIFTH THIRD BANK NA
Dec 16, 2024	Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BANK OF WESTERN OHIO
Sep 2, 2025	Warranty Deed, Transfer · Conventional Mortgage FREEDOM MORTGAGE CORP
Apr 27, 2020	Survivorship Deed, Transfer · Conventional Mortgage FIFTH THIRD BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 2, 2025 · Amount on File
Deed Sale	Sep 2, 2025 · Amount on File
Prior Sale	Apr 27, 2020 · Amount on File
Deed Document Number	202513582
Record Updated	Oct 29, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GREENE OH
Property Address	65 N CENTRAL AVE, FAIRBORN, OH 45324-5001
Transaction Type	Mortgage
Record Updated	Jan 20, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	65 N CENTRAL AVE, FAIRBORN, OH 45324-5001

Mortgage

Document Number	0000006096
Date	Mar 29, 2022
Instrument	2022006096

Lender

Name	FIFTH THIRD BANK NA
Type	Bank
Address	CINCINNATI, OH 45263

Agreement

Amount	Amount on Record
Term	358 Months
Due	Jan 25, 2052

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GREENE OH
Property Address	65 N CENTRAL AVE, FAIRBORN, OH 45324-5001
Transaction Type	Mortgage
Record Updated	Jan 20, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000031262
Date	Dec 28, 2021
Instrument	2021031262

Lender

Name	FIFTH THIRD BANK NA
Type	Bank
Address	CINCINNATI, OH 45263

Agreement

Amount	Amount on Record
Term	120 Months
Due	Dec 1, 2031

December 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GREENE OH
Property Address	65 N CENTRAL AVE, FAIRBORN, OH 45324-5001
Transaction Type	Mortgage
Record Updated	Jan 20, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	65 N CENTRAL AVE, FAIRBORN, OH 45324-5001

Mortgage

Document Number	0000017888
Date	Dec 16, 2024
Instrument	2024017888

Lender

Name	FIFTH THIRD BANK OF WESTERN OHIO
Type	Bank
Address	5050 KINGSLEY DR, CINCINNATI, OH 45227

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	359 Months
Due	Nov 25, 2054

September 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GREENE OH
Recording Date	Sep 2, 2025
Property Address	65 N CENTRAL AVE, FAIRBORN, OH 45324-5001
Document Number	0000013582
Map Reference	CAB 31 PG 275B-277A
Instrument Date	Aug 20, 2025
Instrument	2025013582
Transaction Type	Transfer
Record Updated	Jan 20, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	65 N CENTRAL AVE, FAIRBORN, OH 45324-5001

Mortgage

Document Number	0000013583
Date	Sep 2, 2025
Instrument	2025013583

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2055

April 2020: Survivorship Deed, Transfer

Document Type	Survivorship Deed
Jurisdiction	GREENE OH
Recording Date	Apr 27, 2020
Property Address	65 N CENTRAL AVE, FAIRBORN, OH 45324-5001
Document Number	0000007156
Instrument Date	Apr 20, 2020
Instrument	2020007156
Transaction Type	Transfer
Record Updated	Apr 19, 2022
Title Company	OHIO REAL ESTATE TITLE INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	65 N CENTRAL AVE, FAIRBORN, OH 45324-5001

Mortgage

Document Number	0000007157
Date	Apr 27, 2020
Instrument	2020007157

Lender

Name	FIFTH THIRD BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	May 1, 2035

Tax Assessment & Valuation

The 2025 property tax bill for 65 N Central Ave was $2,078, down 6.9% from the year before.

Source: Greene County assessment roll, as of March 13, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Greene County
County Subdivision	Bath Township
Municipality	Fairborn City
Unified School District	Fairborn City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,078.00 (-6.86%)	$57,520 (-) Land $9,180 Building $48,340
2024	$2,231.00 (-2.28%)	$57,520 (-) Land $9,180 Building $48,340
2023	$2,283.00 (+2.01%)	$57,520 (+21.22%) Land $9,180 Building $48,340	$164,320 Land $26,220 Building $138,100
2022	$2,238.00	$47,450 Land $6,120 Building $41,330
2020			$135,570 Land $17,480 Building $118,090

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 65 N Central Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective March 28, 2023

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 65 N Central Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FAIRBORN PUBLIC WATER SYSTEM private · serves 34,620 people · EPA ID OH2900612
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	3 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 519 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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