65 Montclair Ave, Waltham, MA 02451 Property Records

Middlesex County and Waltham City property record for 65 Montclair Ave, Waltham, MA 02451

Property Summary

Property Type	Residential Vacant Land
Details	6 bd · 2 ba · 2,970 sqft · built 1963
Lot Size	0.147 acres (6,399 sqft)
Owner	2 Individual Names on File
Last Sale	$680,000 (May 2023)
Tax Bill	$3,453 (2025)
Deeds & Mortgages	Mar 2025 Refinance May 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`79104`

Property Details

APN / Parcel Number

Primary APN	`79104`
Alternative APN	`WALT M:022 B:033 L:0007`

Interior

Bedrooms	6 Beds
Full Baths	2 Baths
Total Rooms	10 Rooms
Stories	1 Story
Building Area	2,970 sqft Living Area
Gross Area	3,478 sqft
Basement Area	1,563 sqft
Unfinished Basement	156 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1963
Effective Year Built	Effective 1963
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	6,399 sqft (0.147 acres)
Pool Type	In-Ground Pool

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	79104
Street Address	65 MONTCLAIR AVE
City	WALTHAM
State	MA
Zip	02451-3066
Property Category	Residential
Property Type	Vacant Land > Residential
Local Zoning Code	1
Legal Block	33
Legal Lot Number	7
Jurisdiction	WALTHAM MA
Township / Civil Division	WALTHAM
Census Block Group	1
Census Block	1011
Census Tract	368102

Owner

65 Montclair Ave, residential vacant land, is owned by two individuals who bought it in May 2023.

Source: Middlesex County and Waltham City records, as of April 14, 2026

Owner of Record	2 Individual Names on File
Mailing Address	212 BROWN ST, WALTHAM, MA 02453-5194
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 3, 2025	Deed of Trust, Mortgage · Stand-Alone Refinance BERARDINO RLTY INV T
May 26, 2023	Quit Claim Deed, Transfer · FHA Mortgage GUARANTEED RATE INC
Dec 3, 2020	Quit Claim Deed, Transfer · Conventional Mortgage GUARANTEED RATE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 26, 2023 · Amount on File
Deed Sale	May 26, 2023 · Amount on File
Prior Sale	Dec 3, 2020 · Amount on File
Record Updated	Oct 29, 2026

March 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALTHAM MA
Property Address	65 MONTCLAIR AVE, WALTHAM, MA 02451-3066
Transaction Type	Mortgage
Record Updated	Mar 31, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001972763
Date	Mar 3, 2025
Instrument	1972763

Lender

Name	BERARDINO RLTY INV T

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	13 Months
Due	Apr 1, 2026

May 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WALTHAM MA
Recording Date	May 26, 2023
Property Address	65 MONTCLAIR AVE, WALTHAM, MA 02451-3066
Document Number	0001937669
Instrument Date	May 26, 2023
Instrument	1937669
Transaction Type	Transfer
Record Updated	Jun 9, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	212 BROWN ST, WALTHAM, MA 02453-5194

Mortgage

Document Number	0001937670
Date	May 26, 2023
Instrument	1937670

Lender

Name	GUARANTEED RATE INC
Type	Non-Lending Institution

Agreement

Type	FHA Mortgage
Amount	Amount on Record

December 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WALTHAM MA
Recording Date	Dec 3, 2020
Property Address	65 MONTCLAIR AVE, WALTHAM, MA 02451-3066
Document Number	0001862721
Instrument Date	Dec 3, 2020
Instrument	1862721
Transaction Type	Transfer
Record Updated	Dec 22, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,394.00
Amount Accuracy	Confirmed
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	33 CUNNINGHAM CIR WALTHAM MA 024537603, WALTHAM, MA 02453-7603

Mortgage

Document Number	1862722
Date	Dec 3, 2020
Instrument	1862722

Lender

Name	GUARANTEED RATE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 2, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 65 Montclair Ave was $3,453, down 45% from the year before.

Source: Middlesex County and Waltham City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
Municipality	Waltham City
Unified School District	Waltham School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$3,453.00 (-45%)	$351,600 (-46.01%) Land $351,600
2024	$6,278.00 (+0.06%)	$651,200 (+7.12%) Land $334,900 Building $316,300
2023	$6,274.00	$607,900 Land $305,800 Building $302,100

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 65 Montclair Ave in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	6 (1978–2015)
Most Recent Claim	Sep 2015 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 65 Montclair Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WALTHAM WATER DEPARTMENT serves 65,218 people · EPA ID MA3308000
Water Source	Purchased surface water from MWRA
Last State Inspection	Jun 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 664 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 2,000
Astound Broadband Cable	1,500 / 50
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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