65 Monroe St, Cedar Grove, NJ 07009 Property Records

Essex County and Cedar Grove Township property record for 65 Monroe St, Cedar Grove, NJ 07009

Property Summary

Property Type	Single Family Home
Details	1,594 sqft · built 1946
Lot Size	0.168 acres (7,314 sqft)
Owner	2 Individual Names on File
Last Sale	$450,000 (Nov 2020)
Tax Bill	$10,966 (2025)
Deeds & Mortgages	Nov 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`04-00222-0000-00012`

Property Details

APN / Parcel Number

Primary APN	`04-00222-0000-00012`
Alternative APN	`040022200012`

Interior

Stories	1 Story
Building Area	1,594 sqft Living Area
1st Floor Area	1,594 sqft

Exterior

Year Built	Built 1946
Effective Year Built	Effective 1946
Exterior Material	Concrete Block
Construction Type	Frame
Lot Area	7,314 sqft (0.168 acres)
Lot Dimensions	133 ft deep x 55 ft wide

Location & Zoning

Old Parcel Number	040022200012
Street Address	65 MONROE ST
City	CEDAR GROVE
State	NJ
Zip	07009-1511
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	55X133+177X133TR IRR
Legal Block	222
Legal Lot Number	12
Jurisdiction	ESSEX NJ
Township / Civil Division	CEDAR GROVE
Census Block Group	6
Census Block	6006
Census Tract	21400

Owner

65 Monroe St is owned and occupied by two individuals who bought it in November 2020.

Source: Essex County and Cedar Grove Township records, as of July 2, 2026

Owner of Record	2 Individual Names on File
Mailing Address	65 MONROE ST, CEDAR GROVE, NJ 07009-1511
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 10, 2020 · Amount on File
Deed Sale	Nov 10, 2020 · Amount on File
Deed Document Number	2020111567
Record Updated	Sep 20, 2026

November 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ESSEX NJ
Recording Date	Nov 10, 2020
Property Address	65 MONROE ST, CEDAR GROVE, NJ 07009-1511
Document Number	0000111567
Instrument Date	Sep 16, 2020
Instrument	111567
Transaction Type	Transfer
Record Updated	Nov 27, 2020
Title Company	FOUNDATION TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$450.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	65 MONROE ST CEDAR GROVE NJ 070091511, CEDAR GROVE, NJ 07009-1511

Mortgage

Document Number	111568
Date	Nov 10, 2020
Instrument	111568

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 9, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 65 Monroe St was $10,966, up 2.8% from the year before.

Source: Essex County and Cedar Grove Township assessment roll, as of July 2, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Essex County
County Subdivision	Cedar Grove Township
Unified School District	Cedar Grove Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$608,200 (+49.03%) Land $341,700 Building $266,500	$608,200 (+49.03%) Land $341,700 Building $266,500
2025	$10,966.00 (+2.8%)	$408,100 Land $260,000 Building $148,100	$408,100 Land $260,000 Building $148,100
2024	$10,667.00
2023		$408,100 Land $260,000 Building $148,100	$408,100 Land $260,000 Building $148,100
2022	$10,463.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 65 Monroe St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2021.

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2021)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 65 Monroe St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 87% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CEDAR GROVE WATER DEPT serves 12,900 people · EPA ID NJ0704001
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2024
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 359 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20