65 Mill St, Pepperell, MA 01463 Property Records

Middlesex County and Pepperell Town property record for 65 Mill St, Pepperell, MA 01463

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 3,758 sqft · built 1950
Lot Size1.42 acres (61,973 sqft)
Owner2 Individual Names on Record
Tax Bill$8,032 (2025)
Deeds & MortgagesFeb 2022 Line of Credit
Jan 2020 Refinance
Flood ZoneZone X (minimal risk)
APNPEPP M:0025 B:0007 L:00000

Property Details

APN / Parcel Number

Primary APNPEPP M:0025 B:0007 L:00000

Interior

Bedrooms4 Beds
Full Baths3 Baths
Half Baths2 Half Baths
Total Rooms7 Rooms
Stories2 Stories
Building Area3,758 sqft Living Area
Gross Area6,080 sqft
1st Floor Area1,040 sqft
Basement Area1,600 sqft
Unfinished Basement800 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1950
Effective Year BuiltEffective 1950
Architectural StyleCape Cod
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area61,973 sqft (1.42 acres)

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHot Water
Heating FuelOil

Location & Zoning

Street Address65 MILL ST
CityPEPPERELL
StateMA
Zip01463-1424
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRCR
Legal Block7
JurisdictionPEPPERELL MA
Township / Civil DivisionPEPPERELL
Census Block Group1
Census Block1032
Census Tract327101

Owner

Source: Middlesex County and Pepperell Town records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address65 MILL ST, PEPPERELL, MA 01463-1424
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 7, 2022Deed of Trust, Mortgage · Line of Credit
CITIZENS BANK OF RHODE ISLAND
Jan 13, 2020Deed of Trust, Mortgage · Stand-Alone Refinance
GFA FEDERAL CREDIT UNION

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedSep 20, 2026

February 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPEPPERELL MA
Property Address65 MILL ST, PEPPERELL, MA 01463-1424
Transaction TypeMortgage
Record UpdatedFeb 25, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0079648-59
DateFeb 7, 2022
Book Page79648/59
Instrument20088
Lender
NameCITIZENS BANK OF RHODE ISLAND
TypeBank
Agreement
TypeLine of Credit
AmountAmount Recorded
Term301 Months
DueMar 1, 2047
Interest
Rate TypeAdjustable Rate

January 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPEPPERELL MA
Property Address65 MILL ST, PEPPERELL, MA 01463-1424
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number73978-289
DateJan 13, 2020
Book Page73978/289
Instrument5119
Lender
NameGFA FEDERAL CREDIT UNION
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term169 Months
DueFeb 1, 2034

Tax Assessment & Valuation

Source: Middlesex County and Pepperell Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyMiddlesex County
County SubdivisionPepperell Town
Unified School DistrictNorth Middlesex School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$8,032.00 (+4.8%)$549,000 (+2.79%) Land $156,600 Building $392,400$849,395 (+40.58%)
2024$7,664.00 (+4.27%)$534,100 (+10.01%) Land $141,700 Building $392,400$604,200
2023$7,350.00$485,500 Land $141,700 Building $343,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPEPPERELL DPW WATER DIVISION
serves 9,217 people · EPA ID MA2232000
Water SourceGroundwater
Last State InspectionNov 2025
Lead1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 105 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000

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