65 McDougal Dr, Murray, KY 42071 Property Records

Calloway County property record for 65 McDougal Dr, Murray, KY 42071

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,597 sqft
Lot Size	1 acres (43,560 sqft)
Owner	Individual Name on File
Last Sale	$133,000 (Jul 2019)
Tax Bill	$1,220 (2025)
Deeds & Mortgages	Feb 2022 Mortgage Jul 2019 Sale & Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`068-0-0048-B`

Property Details

APN / Parcel Number

Primary APN	`068-0-0048-B`
Alternative APN	`44146`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,597 sqft Living Area

Exterior

Construction Type	Frame
Foundation Type	Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	43,560 sqft (1 acres)
Patio Area	400 sqft

Utilities, Heating & Cooling

Cooling System	Wall Unit
Heating System	Radiant

Location & Zoning

Account Number	44146
Street Address	65 MCDOUGAL DR
City	MURRAY
State	KY
Zip	42071-5252
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	65 MCDOUGAL ROAD
Jurisdiction	CALLOWAY KY
Township / Civil Division	SHILOH
Census Block Group	2
Census Block	2023
Census Tract	10100

Owner

65 McDougal Dr is owned and occupied by an individual who bought it in July 2019.

Source: Calloway County records, as of December 22, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	65 MCDOUGAL DR, MURRAY, KY 42071-5252
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 9, 2022	Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP
Jul 17, 2019	Warranty Deed, Transfer · Line of Credit FNB BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 17, 2019 · Amount on File
Deed Sale	Jul 17, 2019 · Amount on File
Deed Document Number	635472
Deed Book / Page	1219 / 365
Record Updated	Jun 8, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALLOWAY KY
Property Address	65 MCDOUGAL DR, MURRAY, KY 42071-5252
Transaction Type	Mortgage
Record Updated	Jan 13, 2023
Title Company	INSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001356/214
Date	Feb 9, 2022
Book Page	1356/214
Instrument	655258

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	333 Months
Due	Nov 1, 2049

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CALLOWAY KY
Recording Date	Jul 17, 2019
Property Address	65 MCDOUGAL DR, MURRAY, KY 42071-5252
Document Number	001219/365
Book / Page	1219 / 365
Instrument Date	Jul 15, 2019
Instrument	635472
Transaction Type	Transfer
Record Updated	Jan 13, 2023

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$133.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	216 HIGHLAND DR, GREENVILLE, KY 42345-1322

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	65 MCDOUGAL DR, MURRAY, KY 42071-5252

Mortgage

Document Number	0000635473
Date	Jul 17, 2019
Instrument	635473

Lender

Name	FNB BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 65 McDougal Dr was $1,220.

Source: Calloway County assessment roll, as of November 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Calloway County
Unified School District	Calloway County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,220.00	$135,000	$135,000
2023	$1,330.00	$145,000	$145,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 65 McDougal Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2011.

Source: FEMA National Flood Hazard Layer, effective September 29, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2011)
Most Recent Claim	Feb 2011 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 65 McDougal Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MURRAY WATER SYSTEM serves 26,302 people · EPA ID KY0180306
Water Source	Groundwater
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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