65 Main St, Garnerville, NY 10923 Property Records

Rockland County and Haverstraw Town property record for 65 Main St, Garnerville, NY 10923

Property Summary

Property Type	Duplex
Details	7 bd · 4 ba · 3,018 sqft · built 1926
Lot Size	0.319 acres (13,939 sqft)
Owner	Individual Name on File
Deeds & Mortgages	May 2018 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`392203 26.06-3-28`

Property Details

APN / Parcel Number

Primary APN	`392203 26.06-3-28`
Alternative APNs	`220302600600030280000000` `0008433`

Interior

Bedrooms	7 Beds
Full Baths	4 Baths
Stories	2 Stories
Building Area	3,018 sqft Total Area
1st Floor Area	1,375 sqft
2nd Floor Area	1,643 sqft

Exterior

Year Built	Built 1926
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Lot Area	13,939 sqft (0.319 acres)
Lot Dimensions	203 ft deep x 81 ft wide
Garage Type	Attached
Garage Area	500 sqft
Parking Spaces	2 Parking Spaces
Porch	Covered Porch
Porch Area	439 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	0008433
Old Parcel Number	220302600600030280000000
Street Address	65 MAIN ST
City	GARNERVILLE
State	NY
Zip	10923-1329
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	302
Legal Description	45.-3-54
Legal Block	3
Legal Lot Number	28.000
Jurisdiction	ROCKLAND NY
Township / Civil Division	HAVERSTRAW
Census Block Group	3
Census Block	3002
Census Tract	10601

Owner

Source: Rockland County and Haverstraw Town assessment roll, as of May 31, 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	65 MAIN ST, GARNERVILLE, NY 10923-1329
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Record Updated	Jun 8, 2026

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROCKLAND NY
Property Address	65 MAIN ST, GARNERVILLE, NY 10923-1329
Document Number	0000014241
Instrument Date	May 2, 2018
Transaction Type	Mortgage
Record Updated	Jan 14, 2019
Title Company	AMERICAN TITLE COMPANY, AMERICAN TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	65 MAIN ST GARNERVILLE NY 109231329, GARNERVILLE, NY 10923-1329

Mortgage

Document Number	0000014241
Date	May 15, 2018
Instrument	14241

Lender

Name	KEYBANK USA
Type	Bank
Address	BROOKLYN, OH 44144

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Rockland County and Haverstraw Town assessment roll, as of May 31, 2024

Property Jurisdictions

Type	Name
State	New York
County	Rockland County
County Subdivision	Haverstraw Town
Municipality	West Haverstraw Village
Unified School District	Haverstraw-Stony Point Central School District (North Rockland) (PK - 12)

Tax Bill & Assessment History

Year	Assessed Value	Assessed Market Value
2024	$302,300 (-) Land $93,300 Building $209,000	$518,881 (+5.2%) Land $160,144 Building $358,737
2023	$302,300 Land $93,300 Building $209,000	$493,229 Land $152,227 Building $341,002

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 19, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	5 (1979–2015)
Claims Outside the SFHA	3 of 5
Most Recent Claim	Jul 2015 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VEOLIA WATER NEW YORK private · serves 270,000 people · EPA ID NY4303673
Water Source	Surface water
Last State Inspection	Mar 2023
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 496 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Communications Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880