65 Lock St, Phoenix, NY 13135 Property Records

Oswego County and Schroeppel Town property record for 65 Lock St, Phoenix, NY 13135

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,032 sqft · built 1899
Lot Size	0.568 acres (24,752 sqft)
Owner	2 Individual Names on Record
Last Sale	$29,900 (Jun 2017)
Tax Bill	$3,808 (2025)
Deeds & Mortgages	Jun 2022 Sale & Mortgage Jun 2017 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`355401 304.17-02-12`

Property Details

APN / Parcel Number

Primary APN	`355401 304.17-02-12`
Alternative APN	`540130401700020120000000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	2,032 sqft Living Area
1st Floor Area	1,016 sqft
2nd Floor Area	1,016 sqft

Exterior

Year Built	Built 1899
Effective Year Built	Effective 1899
Architectural Style	Traditional
Exterior Material	Composition/Composite
Lot Area	24,752 sqft (0.568 acres)
Lot Dimensions	136 ft deep x 182 ft wide
Garage Type	Detached
Garage Area	252 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	65 LOCK ST
City	PHOENIX
State	NY
Zip	13135-2342
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RM
Legal Description	LOT 1 BLOCK 53 062-004-000
Legal Block	2
Legal Lot Number	12.000
Jurisdiction	OSWEGO NY
Township / Civil Division	SCHROEPPEL
Census Block Group	2
Census Block	2021
Census Tract	20901

Owner

Source: Oswego County and Schroeppel Town records, as of April 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	65 LOCK ST, PHOENIX, NY 13135-2342
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 14, 2022	Warranty Deed, Transfer · Conventional Mortgage PARAGON HOME LOANS INC
Jun 26, 2017	Grant Deed, Transfer
Mar 31, 2017	Trustee's Deed, Foreclosure

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 26, 2017 · Amount on Record
Deed Sale	Jun 26, 2017 · Amount on Record
Prior Sale	Mar 31, 2017 · Amount on Record
Deed Document Number	20175833
Prior Transfer Date	Sep 12, 2003
Prior Transfer Doc	2003013536
Record Updated	Jun 8, 2026

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSWEGO NY
Recording Date	Jun 14, 2022
Property Address	65 LOCK ST, PHOENIX, NY 13135-2342
Document Number	0000006367
Instrument Date	May 4, 2022
Instrument	R-2022-006367
Transaction Type	Transfer
Record Updated	Jul 6, 2022
Title Company	VANGUARD RESEARCH AND TITLE SERVICES, VANGUARD RESEARCH & TTL SVCS

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$460.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	65 LOCK ST, 65, PHOENIX, NY 13135-2342

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1 BEAVER RD, PHOENIX, NY 13135-2178

Mortgage

Document Number	0000006368
Date	Jun 14, 2022
Instrument	R-2022-006368

Lender

Name	PARAGON HOME LOANS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2052

June 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	OSWEGO NY
Recording Date	Jun 26, 2017
Property Address	65 LOCK ST, PHOENIX, NY 13135-2342
Document Number	0000005833
Instrument Date	Jun 3, 2017
Instrument	5833
Transaction Type	Transfer
Record Updated	Aug 8, 2017

Transaction

Amount	Amount Recorded
Tax	$119.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	17 BARRETT DR MINETTO NY 131157700, MINETTO, NY 13115-7700

March 2017: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	OSWEGO NY
Recording Date	Mar 31, 2017
Property Address	65 LOCK ST, PHOENIX, NY 13135-2342
Document Number	0000002893
Instrument Date	Dec 8, 2016
Instrument	2893
Transaction Type	Foreclosure
Record Updated	Apr 25, 2017

Transaction

Amount	Amount Recorded
Tax	$4.00
Amount Accuracy	Confirmed

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Association
Address	16745 W BERNARDO DR SAN DIEGO CA 921271907, SAN DIEGO, CA 92127-1907

Tax Assessment & Valuation

Source: Oswego County and Schroeppel Town assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	New York
County	Oswego County
County Subdivision	Schroeppel Town
Municipality	Phoenix Village
Unified School District	Phoenix Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,808.00	$76,500 (-) Land $17,200 Building $59,300	$170,000 (+22.22%) Land $38,222 Building $131,778
2023		$76,500 Land $17,200 Building $59,300	$139,091 Land $31,273 Building $107,818

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PHOENIX VILLAGE public/private · serves 2,138 people · EPA ID NY3704363
Water Source	Purchased surface water from OCWA
Last State Inspection	Oct 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Failure to filter resolved · Jan 2016
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 353 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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