Bergen County and Lodi Borough property record for 65 Lawrence Ave, Lodi, NJ 07644
| Property Type | Single Family Home |
|---|---|
| Details | 1,580 sqft · built 1920 |
| Lot Size | 0.086 acres (3,751 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $150,000 (Feb 1993) |
| Tax Bill | $9,993 (2025) |
| Deeds & Mortgages | Sep 2021 Line of Credit May 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 31-00119-0000-00064-01 |
| Primary APN | 31-00119-0000-00064-01 |
|---|---|
| Alternative APNs |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 1,580 sqft Living Area |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1920 |
| Exterior Material | Frame |
| Construction Type | Frame |
| Lot Area | 3,751 sqft (0.086 acres) |
| Lot Dimensions | 125 ft deep x 30 ft wide |
| Garage Type | Detached |
| Parking Spaces | 1 Parking Space |
| Account Number | 242700 |
|---|---|
| Street Address | 65 LAWRENCE AVE |
| City | LODI |
| State | NJ |
| Zip | 07644-3210 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 30X125 |
| Legal Subdivision | WILLIAMS LAND BLDG CO |
| Legal Block | 119 |
| Legal Lot Number | 64.01 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | LODI |
| Census Block Group | 3 |
| Census Block | 3003 |
| Census Tract | 30402 |
65 Lawrence Ave is owned and occupied by two individuals who bought it in February 1993.
Source: Bergen County and Lodi Borough records, as of October 13, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 65 LAWRENCE AVE, LODI, NJ 07644-3210 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 15, 2021 | Deed of Trust, Mortgage · Line of Credit PNC BANK NA |
| May 18, 2021 | Deed of Trust, Mortgage · Conventional Mortgage COLUMBIA BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 11, 1993 · Amount on File |
| Deed Sale | Feb 11, 1993 · Amount on File |
| Deed Book / Page | 7583 / 659 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 65 LAWRENCE AVE, LODI, NJ 07644-3210 |
| Transaction Type | Mortgage |
| Record Updated | Oct 19, 2021 |
| Name | Verified Name |
|---|---|
| Address | 65 LAWRENCE AVE, LODI, NJ 07644-3210 |
| Document Number | 0043771841 |
|---|---|
| Date | Sep 15, 2021 |
| Book Page | 4377/1841 |
| Instrument | 2021145608 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | WILMINGTON, DE 19801 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 479 Months |
| Due | Aug 24, 2061 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 65 LAWRENCE AVE, LODI, NJ 07644-3210 |
| Transaction Type | Mortgage |
| Record Updated | Jul 15, 2021 |
| Title Company | REPUBLIC NATIONAL TITLE INSURANCE COMPANY, OLD REPUBLIC NATL TTL INS CO |
| Name | Verified Name |
|---|
| Document Number | 0041521521 |
|---|---|
| Date | May 18, 2021 |
| Book Page | 4152/1521 |
| Instrument | 2021079043 |
| Name | COLUMBIA BANK |
|---|---|
| Type | Bank |
| Address | FAIR LAWN, NJ 07410 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | May 1, 2036 |
The 2025 property tax bill for 65 Lawrence Ave was $9,993, up 5.6% from the year before.
Source: Bergen County and Lodi Borough assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Lodi Borough |
| Unified School District | Lodi Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $282,300 (-) Land $151,300 Building $131,000 | $282,300 (-) Land $151,300 Building $131,000 | |
| 2025 | $9,993.00 (+5.61%) | $282,300 Land $151,300 Building $131,000 | $282,300 Land $151,300 Building $131,000 |
| 2024 | $9,462.00 | ||
| 2023 | $282,300 Land $151,300 Building $131,000 | $282,300 Land $151,300 Building $131,000 | |
| 2022 | $9,214.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 65 Lawrence Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 65 Lawrence Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PASSAIC VALLEY WC LODI WD serves 24,136 people · EPA ID NJ0231001 |
|---|---|
| Water Source | Purchased surface water from PASSAIC VALLEY WATER COMMISSION |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 966 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Xfinity.
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