65 Lands End Rd, Penhook, VA 24137 Property Records

Franklin County property record for 65 Lands End Rd, Penhook, VA 24137

Property Summary

Property Type	Single Family Home
Details	5 bd · 4.5 ba · 2,520 sqft · built 2004
Lot Size	0.59 acres (25,700 sqft)
Owner	Individual Name on File
Tax Bill	$8,321 (2025)
Deeds & Mortgages	Jan 2026 Line of Credit Jan 2024 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`051 07-040 00`

Property Details

APN / Parcel Number

Primary APN	`051 07-040 00`
Alternative APN	`16141`

Interior

Bedrooms	5 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Total Rooms	11 Rooms
Stories	1 Story
Building Area	2,520 sqft Living Area
Gross Area	4,788 sqft
1st Floor Area	2,146 sqft
Basement Area	2,146 sqft
Finished Basement	2,146 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2012
Exterior Material	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	25,700 sqft (0.59 acres)
Terrain	Rolling
View / Lot	Waterfront
Garage Area	624 sqft
Driveway	Paver Driveway
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	1,424 sqft
Deck Area	220 sqft
Patio Area	982 sqft
Storage Building	Storage Building
Boat Access	Boat Access
Boat House	532 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	16141
Street Address	65 LANDS END RD
City	PENHOOK
State	VA
Zip	24137-5089
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RPD
Legal Description	THE WATER'S EDGE LOT 135 SECTION 2
Legal Subdivision	THE WATER'S EDG
Legal Lot Number	135
Jurisdiction	FRANKLIN VA
Township / Civil Division	UNION HALL
Census Block Group	2
Census Block	2010
Census Tract	20102

Owner

65 Lands End Rd is owned and occupied by an individual who acquired it in October 2021.

Source: Franklin County records, as of June 19, 2026

Owner of Record	Individual Name on File
Mailing Address	65 LANDS END RD, PENHOOK, VA 24137-5089
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 2, 2026	Deed of Trust, Mortgage · Line of Credit WEST CAPITAL LENDING INC
Jan 23, 2024	Deed of Trust, Mortgage · Line of Credit BANK OF THE JAMES
Dec 1, 2021	Gift Deed, Transfer · Conventional Mortgage BANK OF THE JAMES

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Oct 13, 2021
Transfer Doc	0011751083
Record Updated	Sep 20, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN VA
Property Address	65 LANDS END RD, PENHOOK, VA 24137-5089
Transaction Type	Mortgage
Record Updated	Jan 30, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0012390078
Date	Jan 2, 2026
Book Page	1239/78
Instrument	260000010

Lender

Name	WEST CAPITAL LENDING INC
Type	Mortgage Company
Address	IRVINE, CA 92614

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Jan 1, 2036

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN VA
Property Address	65 LANDS END RD, PENHOOK, VA 24137-5089
Transaction Type	Mortgage
Record Updated	Feb 22, 2024
Title Company	TITLE AND CLOSING INC, TITLE & CLOSING WORKS INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4953 LOCKSVIEW RD, LYNCHBURG, VA 24503-1978

Mortgage

Document Number	0012081273
Date	Jan 23, 2024
Book Page	1208/1273
Instrument	240000360

Lender

Name	BANK OF THE JAMES
Type	Bank
Address	LYNCHBURG, VA 24504

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2021: Gift Deed, Transfer

Document Type	Gift Deed
Jurisdiction	FRANKLIN VA
Recording Date	Dec 1, 2021
Property Address	65 LANDS END RD, PENHOOK, VA 24137-5089
Document Number	0011751083
Book / Page	1175 / 1083
Map Reference	MB 389 PG 1415
Instrument Date	Oct 13, 2021
Instrument	210011220
Transaction Type	Transfer
Record Updated	Dec 15, 2021
Title Company	RELIANCE TITLE & SETMNT LLC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	65 LANDS END RD, PENHOOK, VA 24137-5089

Mortgage

Document Number	0011751089
Date	Dec 1, 2021
Book Page	1175/1089
Instrument	210011221

Lender

Name	BANK OF THE JAMES
Type	Bank
Address	WASHINGTON, DC 20027

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 65 Lands End Rd was $8,321.

Source: Franklin County assessment roll, as of June 19, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Franklin County
Unified School District	Franklin County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,321.00	$1,935,300 Land $416,300 Building $1,519,000	$1,935,300 Land $416,300 Building $1,519,000
2023	$6,425.00	$1,053,400 (-) Land $348,800 Building $704,600	$1,053,400 (-) Land $348,800 Building $704,600
2022		$1,053,400 Land $348,800 Building $704,600	$1,053,400 Land $348,800 Building $704,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 65 Lands End Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 6, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 65 Lands End Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF ROCKY MOUNT serves 6,000 people · EPA ID VA5067840
Water Source	Surface water
Last State Inspection	May 2025
Also Mapped Here	WESTERN VIRGINIA WATER AUTHORITY
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 53 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Glo Fiber Cable	1,000 / 50

May also be available: SMLW Broadband.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Lands End Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures