65 Lakeside Dr, Charlestown, RI 02813 Property Records

Charlestown Town property record for 65 Lakeside Dr, Charlestown, RI 02813

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 768 sqft · built 1984
Lot Size	0.4 acres (17,424 sqft)
Owner	2 Individual Names on File
Last Sale	$399,000 (Sep 2021)
Tax Bill	$2,031 (2025)
Deeds & Mortgages	Sep 2021 Sale & Mortgage Jan 2021 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`3-7806-01`

Property Details

APN / Parcel Number

Primary APN	`3-7806-01`
Alternative APNs	`CHAR M:20 L:120` `M:020 B:120`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	768 sqft Living Area
Gross Area	1,768 sqft
1st Floor Area	768 sqft
Basement Area	768 sqft
Unfinished Basement	768 sqft

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1984
Architectural Style	Raised Ranch
Exterior Material	Wood Siding
Construction Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	17,424 sqft (0.4 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Baseboard
Heating Fuel	Electric

Location & Zoning

Account Number	3-7806-01
Street Address	65 LAKESIDE DR
City	CHARLESTOWN
State	RI
Zip	02813-3145
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3A
Legal Lot Number	120
Jurisdiction	CHARLESTOWN RI
Township / Civil Division	CHARLESTOWN
Census Block Group	1
Census Block	1040
Census Tract	51102

Owner

65 Lakeside Dr is owned by two individuals who bought it in September 2021.

Source: Charlestown Town records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	18 BURLINGAME DR, CHARLESTOWN, RI 02813-3230
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 20, 2021	Warranty Deed, Transfer · Stand-Alone First Mortgage NORTHPOINTE BANK
Jan 4, 2021	Quit Claim Deed, Transfer Quitclaim
Nov 9, 2018	Warranty Deed, Transfer FIRST HOME MORTGAGE CORP
Jul 17, 2017	Executor's Deed, Transfer · FHA Mortgage MOVEMENT MTG LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 20, 2021 · Amount on File
Deed Sale	Sep 20, 2021 · Amount on File
Prior Sale	Nov 9, 2018 · Amount on File
Deed Book / Page	479 / 810
Prior Transfer Date	Nov 11, 2020
Prior Transfer Doc	468-949
Record Updated	Oct 29, 2026

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHARLESTOWN RI
Recording Date	Sep 20, 2021
Property Address	65 LAKESIDE DR, CHARLESTOWN, RI 02813-3145
Document Number	479-810
Book / Page	479 / 810
Instrument Date	Sep 20, 2021
Instrument	2550
Transaction Type	Transfer
Record Updated	Oct 7, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	65 LAKESIDE DR, CHARLESTOWN, RI 02813-3145

Mortgage

Document Number	2551
Date	Sep 20, 2021
Instrument	2551

Lender

Name	NORTHPOINTE BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

January 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CHARLESTOWN RI
Recording Date	Jan 4, 2021
Property Address	65 LAKESIDE DR, CHARLESTOWN, RI 02813-3145
Document Number	468-949
Book / Page	468 / 949
Instrument Date	Nov 11, 2020
Instrument	22
Transaction Type	Transfer
Record Updated	Jun 4, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	191 LAKE RD, ANDOVER, CT 06232-1549

November 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHARLESTOWN RI
Recording Date	Nov 9, 2018
Property Address	65 LAKESIDE DR, CHARLESTOWN, RI 02813-3145
Document Number	442-292
Book / Page	442 / 292
Instrument	2284
Transaction Type	Transfer
Record Updated	Jun 4, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$17.06
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	4420295
Date	Nov 9, 2018
Instrument	00442/0295

Lender

Name	FIRST HOME MORTGAGE CORP
Type	Mortgage Company

Agreement

Amount	Amount on Record
Term	360 Months
Due	Nov 9, 2048

July 2017: Executor's Deed, Transfer

Document Type	Executor's Deed
Jurisdiction	CHARLESTOWN RI
Recording Date	Jul 17, 2017
Property Address	65 LAKESIDE DR, CHARLESTOWN, RI 02813-3145
Document Number	428-389
Book / Page	428 / 389
Instrument	1324
Transaction Type	Transfer
Record Updated	Jun 4, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$17.07
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	4280391
Date	Jul 17, 2017
Instrument	00428/0391

Lender

Name	MOVEMENT MTG LLC

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 17, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 65 Lakeside Dr was $2,031.

Source: Charlestown Town assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Rhode Island
County Subdivision	Charlestown Town
Unified School District	Chariho Regional School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,031.00	$342,500 Land $130,600 Building $211,900	$518,007
2023	$1,966.00	$342,500 Land $130,600 Building $211,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 65 Lakeside Dr in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2010.

Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 14 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	14 in force
Nearby Flood Claims	2 (2010–2012)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Oct 2012 · Hurricane Sandy

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 65 Lakeside Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 62% of Rhode Island
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHURCH WOODS private · serves 98 people · EPA ID RI2980017
Water Source	Groundwater
Last State Inspection	Jan 2023
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 121 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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