65 Kileys Way, Gardner, MA 01440 Property Records

Worcester County and Gardner City property record for 65 Kileys Way, Gardner, MA 01440

Property Summary

Property Type	Condominium
Details	3 bd · 2.5 ba · 1,520 sqft · built 2007
Lot Size	1.85 acres (80,883 sqft)
Owner	Trust Name on File
Last Sale	$214,900 (Feb 2020)
Tax Bill	$5,011 (2026)
Deeds & Mortgages	Sep 2021 Refinance Jun 2020 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`GARD M:R22 B:24 L:200 U:04-02`

Property Details

APN / Parcel Number

Primary APN	`GARD M:R22 B:24 L:200 U:04-02`
Alternative APN	`M:R22 B:24 L:200 U:01-01`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,520 sqft Living Area
Gross Area	2,702 sqft
Basement Area	640 sqft
Unfinished Basement	640 sqft

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Architectural Style	Condo/Apartment
Lot Area	80,883 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	65 KILEYS WAY
City	GARDNER
State	MA
Zip	01440-3934
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	R3
Legal Block	24
Legal Lot Number	200
Jurisdiction	GARDNER MA
Township / Civil Division	GARDNER
Census Block Group	3
Census Block	3022
Census Tract	707500

Owner

65 Kileys Way, a condominium, is owner-occupied and held in a trust since June 2020.

Source: Worcester County and Gardner City records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Trust Name on File
Mailing Address	65 KILEYS WAY, GARDNER, MA 01440-3934
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Sep 27, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance FIDELITY COOPERATIVE BANK
Jun 24, 2020	Condominium Deed, Transfer NOT AVAILABLE
Feb 28, 2020	Condominium Deed, Transfer · Stand-Alone First Mortgage GFA FEDERAL CREDIT UNION

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 28, 2020 · Amount on File
Deed Sale	Feb 28, 2020 · Amount on File
Prior Sale	Sep 6, 2006
Deed Document Number	202021146
Deed Book / Page	61965 / 184
Last Transfer Date	Jun 15, 2020
Transfer Doc	62659-363
Record Updated	Oct 29, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GARDNER MA
Property Address	65 KILEYS WAY, GARDNER, MA 01440-3934
Transaction Type	Mortgage
Record Updated	Oct 15, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	66154-284
Date	Sep 27, 2021
Book Page	66154/284
Instrument	135134

Lender

Name	FIDELITY COOPERATIVE BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2051

June 2020: Condominium Deed, Transfer

Document Type	Condominium Deed
Jurisdiction	GARDNER MA
Recording Date	Jun 24, 2020
Property Address	65 KILEYS WAY, GARDNER, MA 01440-3934
Document Number	62659-363
Book / Page	062659 / 000363
Instrument Date	Jun 15, 2020
Instrument	66762
Transaction Type	Transfer
Record Updated	Jul 14, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Trust
Address	65 KILEYS WAY #65 GARDNER MA 014403934, 65, GARDNER, MA 01440-3934

February 2020: Condominium Deed, Transfer

Document Type	Condominium Deed
Jurisdiction	GARDNER MA
Recording Date	Feb 28, 2020
Property Address	65 KILEYS WAY, GARDNER, MA 01440-3934
Document Number	61965-184
Book / Page	61965 / 184
Instrument Date	Feb 24, 2020
Instrument	21146
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	65 KILEYS WAY, GARDNER, MA 01440-3934

Mortgage

Document Number	21147
Date	Feb 28, 2020
Instrument	21147

Lender

Name	GFA FEDERAL CREDIT UNION

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 65 Kileys Way was $5,011, up 11,035.6% from the year before.

Source: Worcester County and Gardner City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
Municipality	Gardner City
Unified School District	Gardner School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,011.00 (+11,035.56%)	$363,900 (+13.93%) Building $363,900	$364,604 (+13.31%)
2025	$45.00 (-98.95%)	$319,400 (+11.6%) Building $319,400	$321,765
2024	$4,290.00 (+5.3%)	$286,200 (+13.3%) Building $286,200
2023	$4,074.00	$252,600 Building $252,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 65 Kileys Way in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 65 Kileys Way is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GARDNER WATER DEPARTMENT serves 21,381 people · EPA ID MA2103000
Water Source	Surface water
Last State Inspection	Oct 2024
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jan 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 248 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Gateway Fiber, Verizon.

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