65 Howard St, Milford, MA 01757 Property Records

Worcester County and Milford Town property record for 65 Howard St, Milford, MA 01757

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,697 sqft · built 1998
Lot Size	1.94 acres (84,681 sqft)
Owner	Individual Name on File
Last Sale	$573,300 (Feb 2022)
Tax Bill	$8,017 (2025)
Deeds & Mortgages	Jan 2021 Refinance Feb 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`MILF M:58 B:139 L:11`

Property Details

APN / Parcel Number

Primary APN	`MILF M:58 B:139 L:11`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,697 sqft Living Area
Gross Area	3,298 sqft
Basement Area	980 sqft
Unfinished Basement	980 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	84,681 sqft (1.94 acres)
Pool Type	In-Ground Pool

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Street Address	65 HOWARD ST
City	MILFORD
State	MA
Zip	01757-3678
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RC
Legal Block	139
Legal Lot Number	11
Jurisdiction	MILFORD MA
Township / Civil Division	MILFORD
Census Block Group	1
Census Block	1005
Census Tract	744201

Owner

65 Howard St is owned and occupied by an individual who bought it in February 2022.

Source: Worcester County and Milford Town records, as of April 14, 2026

Owner of Record	Individual Name on File
Mailing Address	65 HOWARD ST, MILFORD, MA 01757-3678
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 26, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance GUARANTEED RATE INC
Feb 24, 2022	Quit Claim Deed, Transfer · Stand-Alone First Mortgage RADIUS FINANCIAL GROUP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 24, 2022 · Amount on File
Deed Sale	Feb 24, 2022 · Amount on File
Prior Sale	Aug 31, 2015 · Amount on File
Deed Book / Page	67169 / 173
Record Updated	Oct 29, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MILFORD MA
Property Address	65 HOWARD ST, MILFORD, MA 01757-3678
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	064315-371
Date	Jan 26, 2021
Book Page	64315/371
Instrument	11589

Lender

Name	GUARANTEED RATE INC
Type	Non-Lending Institution

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	181 Months
Due	Feb 1, 2036

February 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MILFORD MA
Recording Date	Feb 24, 2022
Property Address	65 HOWARD ST, MILFORD, MA 01757-3678
Document Number	067169-173
Book / Page	67169 / 173
Instrument Date	Feb 24, 2022
Instrument	21750
Transaction Type	Transfer
Record Updated	Nov 20, 2025

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	65 HOWARD ST, MILFORD, MA 01757-3678

Mortgage

Document Number	0000021751
Date	Feb 24, 2022
Instrument	21751

Lender

Name	RADIUS FINANCIAL GROUP

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 65 Howard St was $8,017, up 2.3% from the year before.

Source: Worcester County and Milford Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
County Subdivision	Milford Town
Unified School District	Milford School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,017.00 (+2.34%)	$626,300 (+6.24%) Land $225,400 Building $400,900	$625,005
2024	$7,834.00 (+6.76%)	$589,500 (+16.09%) Land $216,700 Building $372,800
2023	$7,338.00	$507,800 Land $181,400 Building $326,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 65 Howard St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 65 Howard St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MILFORD WATER DEPARTMENT serves 30,379 people · EPA ID MA2185000
Water Source	Surface water
Last State Inspection	May 2025
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250

Cell Coverage

5G (outdoors only) and 4G LTE

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