Bergen County and Dumont Borough property record for 65 Howard St, Dumont, NJ 07628
| Property Type | Single Family Home |
|---|---|
| Details | 1,954 sqft · built 1940 |
| Lot Size | 0.115 acres (5,001 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $468,777 (Dec 2008) |
| Tax Bill | $12,837 (2025) |
| Deeds & Mortgages | Aug 2020 Mortgage Jun 2018 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 10-01309-0000-00009 |
| Primary APN | 10-01309-0000-00009 |
|---|---|
| Alternative APNs |
|
| Building Area | 1,954 sqft Living Area |
|---|
| Year Built | Built 1940 |
|---|---|
| Effective Year Built | Effective 1940 |
| Lot Area | 5,001 sqft (0.115 acres) |
| Lot Dimensions | 100 ft deep x 50 ft wide |
| Account Number | 221500 |
|---|---|
| Street Address | 65 HOWARD ST |
| City | DUMONT |
| State | NJ |
| Zip | 07628-3124 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RA |
| Legal Description | 50X100 |
| Legal Subdivision | BEING DWELLING UN 2204/BLDG 2 |
| Legal Block | 1309 |
| Legal Lot Number | 9 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | DUMONT |
| Census Block Group | 7 |
| Census Block | 7005 |
| Census Tract | 10100 |
65 Howard St is owned and occupied by two individuals who bought it in December 2008.
Source: Bergen County and Dumont Borough records, as of June 29, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 65 HOWARD ST, DUMONT, NJ 07628-3124 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 6, 2020 | Deed of Trust, Mortgage · Conventional Mortgage UNITED NATIONS FCU |
| Jun 20, 2018 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 3, 2008 · Amount on File |
| Deed Sale | Dec 3, 2008 · Amount on File |
| Prior Sale | Dec 1, 2008 · Amount on File |
| Deed Document Number | 2008104096 |
| Deed Book / Page | 9647 / 281 |
| Prior Transfer Date | Mar 3, 1995 |
| Prior Transfer Doc | 7772000866 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 65 HOWARD ST, DUMONT, NJ 07628-3124 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0036601407 |
|---|---|
| Date | Aug 6, 2020 |
| Book Page | 3660/1407 |
| Instrument | 20-071260 |
| Name | UNITED NATIONS FCU |
|---|---|
| Type | Credit Union |
| Address | LONG ISLAND CITY, NY 11101 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 239 Months |
| Due | Jul 1, 2040 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Jun 20, 2018 |
| Property Address | 65 HOWARD ST, DUMONT, NJ 07628-3124 |
| Document Number | 0029712223 |
| Book / Page | 002971 / 002223 |
| Instrument Date | Mar 5, 2018 |
| Instrument | 43094 |
| Transaction Type | Transfer |
| Record Updated | Jul 3, 2018 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 2204 THE PLAZA TENAFLY NJ 076701053, TENAFLY, NJ 07670-1053 |
The 2025 property tax bill for 65 Howard St was $12,837, down 1.3% from the year before.
Source: Bergen County and Dumont Borough assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Dumont Borough |
| Unified School District | Dumont Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $587,800 (+7.15%) Land $305,000 Building $282,800 | $587,800 (+7.15%) Land $305,000 Building $282,800 | |
| 2025 | $12,837.00 (-1.28%) | $548,600 Land $280,000 Building $268,600 | $548,600 Land $280,000 Building $268,600 |
| 2024 | $13,003.00 | ||
| 2023 | $319,900 Land $150,000 Building $169,900 | $319,900 Land $150,000 Building $169,900 | |
| 2022 | $12,421.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 65 Howard St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 65 Howard St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 97.3% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001 |
|---|---|
| Water Source | Surface water |
| Lead | 6 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line replacement Jan 2021 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 752 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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